Why Homeowners Insurance Is So Expensive in New Jersey with Eric Ulino

On this episode of Brewed in Monmouth: The Real Estate Tea, hosts Kate Raftery and Doreen DeMarco sit down with Eric Ulino of Goosehead Insurance to break down homeowners insurance in New Jersey.We talk about why NJ insurance premiums are so high, what’s driving recent increases, and how coastal exposure, flood insurance, and replacement costs factor into coverage. Eric shares common mistakes homeowners make, what buyers and sellers should review before a transaction, and how insurance decisions can directly impact real estate deals.Whether you’re a homeowner, buyer, seller, or real estate professional in New Jersey, this episode delivers practical insight you can actually use—without the fluff.☕ Real estate, local experts, and the conversations behind the numbers.