EPISODE · Oct 8, 2025 · 18 MIN
Why Indians are shifting from fixed deposits to SIPs
from In Focus by The Hindu · host The Hindu
For decades, Indian households relied on fixed deposits, insurance, and gold to grow their savings. A large faction still continues to do that. But in the last few years, more and more Indians have opened demat accounts, started SIPs, and entered the stock market. In this episode, we explore what’s driving this shift in how Indians invest, and whether the rise of domestic investors is making our markets more resilient at the time when foreign investors have been pulling money out from Indian stock markets. Guest: Ankit Mandholia, Head Equity and Derivatives, Wealth Management at Motilal Oswal Financial Services Host: Devyanshi Bihani Edited by Jude Francis Weston Learn more about your ad choices. Visit megaphone.fm/adchoices
What this episode covers
For decades, Indian households relied on fixed deposits, insurance, and gold to grow their savings. A large faction still continues to do that. But in the last few years, more and more Indians have opened demat accounts, started SIPs, and entered the stock market. In this episode, we explore what’s driving this shift in how Indians invest, and whether the rise of domestic investors is making our markets more resilient at the time when foreign investors have been pulling money out from Indian stock markets. Guest: Ankit Mandholia, Head Equity and Derivatives, Wealth Management at Motilal Oswal Financial Services Host: Devyanshi Bihani Edited by Jude Francis Weston Learn more about your ad choices. Visit megaphone.fm/adchoices
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Why Indians are shifting from fixed deposits to SIPs
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