Why Millennials Think Dave Ramsey is Wrong I Here's The REAL Way To Pay Off Debt

Passive income is your "cheat code" to a great retirement: https://bit.ly/4btQRZW This is how you make REAL passive income for NOW and retirement: https://bit.ly/3F7Lbsz Are you following traditional financial advice but feel like you're still stuck? In this video, I, Chris Miles—your Cashflow Expert and Anti-Financial Advisor—break down why old-school advice like "get debt-free," "save, save, save," and "avoid credit" could actually be slowing you down on your path to wealth. I’ve been there—drowning in debt, trying to do everything “right,” and still getting nowhere. But when I learned how to think differently about money, credit, and cashflow, my wealth grew faster than I ever expected. In this episode, I share how you can use smarter strategies like the Cashflow Index, leverage debt wisely, and protect your future without following outdated rules that don’t serve you. If you're ready to break free and build wealth that lasts, this video is for you. 00:00 – Is traditional financial advice outdated? 01:04 – Why I started Money Ripples and my mission for financial freedom 01:43 – My take on Dave Ramsey's approach (and where it falls short) 02:25 – Why some advice doesn’t work for millennials 04:58 – How blanket advice can actually harm your finances 06:26 – What I learned from almost going bankrupt (and how I bounced back) 10:22 – Why credit scores still matter (even if you hate debt) 13:50 – Why saving to buy a home in cash isn’t always smart 15:08 – The problem with the debt snowball method 18:43 – How I use the Cashflow Index to pay off debt smarter 22:33 – How I leveraged debt to grow wealth (without taking big risks) 24:03 – Why you should question financial advice (even mine!) 26:06 – Final thoughts on creating true financial freedom