Why Most People Are Over Investing... and Under Planning

Have you ever wondered if you are actually investing too much… and planning too little?It sounds strange, doesn't it?We are constantly told that we should invest more, start another SIP, diversify our portfolio, and make our money work harder.But investing without a clear plan can create a very different problem.You may have a growing portfolio, but still not know whether you're on track for retirement, whether your investments match your goals, or whether you're taking more risk than you realise.In today's episode, we will explore why investing more is not always the answer, and why having the right financial plan behind your investments may matter much more.