Why Most People Never Start Investing (Even When They Want To)

YOU'RE NOT BAD WITH MONEYInvesting is one of those things most people know they should be doing.But somewhere between ISAs, index funds, inflation, pensions and "financial advice", many people end up doing nothing at all.In this episode, we sit down with personal finance educator Lisa Meller to talk about why investing feels so confusing, why so many people leave money sitting in cash, and how building wealth is often much simpler than we've been led to believe.We also explore why the UK is still so risk-averse when it comes to investing, the psychology behind financial decision-making, and why understanding money shouldn't be reserved for finance professionals.If you've ever thought "I know I should invest but I don't know where to start", this episode is for you.Connect with Lisa:Instagram: @personal_finance_movementChapters00:00 Intro01:22 Meet Lisa Meller03:00 How Lisa Got Into Investing06:10 Why Financial Education Is Missing07:30 Why Most People Don't Invest08:40 UK vs US Money Mindsets12:00 Saving vs Investing18:00 Understanding Risk24:00 Stocks & Shares ISAs31:00 Compounding Explained39:00 Common Investing Mistakes47:00 Building Wealth Long Term55:00 Final ThoughtsWhat We Cover• Why investing still feels intimidating for many people• The surprising gap in financial education• Why smart people often know very little about money• The difference between saving and investing• How inflation quietly impacts your wealth• What a Stocks & Shares ISA actually is• Why consistency matters more than timing the market• The habits that help build long-term wealthKeywordsInvesting for beginners, personal finance UK, financial education, stocks and shares ISA, index funds, compound growth, money mindset, wealth building, passive investing, UK investing, financial freedom, women and money, long-term investing, personal finance podcast.🦋 FREE Property Blueprinthttps://shorturl.at/bzaje📩 Investing masterclass 2026 waitlisthttps://stan.store/honestpropertysist...👩🏻‍💻 Sponsored by The Freedom GeekWe've saved hours each week thanks to the incredible Filipino VA's and Editors from The Freedom Geek. If you're ready to delegate and work smarter, check them out!👉 https://thefreedomgeek.contactin.bio(mention 'Honest Property Sisters' for £50 off!)📊 FREE Deal Analyserhttps://shorturl.at/ST40T Hosted on Acast. See acast.com/privacy for more information.