EPISODE · Apr 4, 2026 · 28 MIN
Why Payment Innovation Fails
from RO-AR.com : Numbers, Nuances & Observations · host ROStrategy
Mike Hutchison discusses the evolution of UK payments, centred on the enduring strength of direct debit and the practical implications of newer payment models such as open banking, pay by bank and variable recurring payments. He examines why direct debit has remained so successful, highlighting its strong consumer understanding, low-cost economics, dependable performance and disciplined brand execution. The discussion also explores where newer payment methods add value, particularly for customers who want more control or have irregular income patterns. More insights and videos at https://www.ro-ar.com
What this episode covers
Mike Hutchison discusses the evolution of UK payments, centred on the enduring strength of direct debit and the practical implications of newer payment models such as open banking, pay by bank and variable recurring payments. He examines why direct debit has remained so successful, highlighting its strong consumer understanding, low-cost economics, dependable performance and disciplined brand execution. The discussion also explores where newer payment methods add value, particular...
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Why Payment Innovation Fails
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