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EPISODE · Feb 24, 2026 · 23 MIN

Why Retirement Math Changes Everything

from Retire South Florida · host Joe Valenzuela

Your 401(k) worked great while you were saving—now what? Joe and Julia Valenzuela explain why retirement math is different from accumulation and how rollovers, income planning, and risk change once paychecks stop. This episode focuses on clarity, boundaries, and avoiding common mistakes that happen when retirement income is treated like a growth account. For more information, please visit ValenzuelaFinancial.com!See omnystudio.com/listener for privacy information.

Episode metadata supplied by the publisher feed · Published Feb 24, 2026

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Why Retirement Math Changes Everything

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This episode was published on February 24, 2026.

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