Why Saving Twenty Percent for a Down Payment May be a Mistake!

You may be dreaming about leaving apartment life behind. Maybe you are tired of rent going up every year. Maybe you want a backyard for your kids, a garage for your tools, a quiet street, or simply a place that feels like yours. But every time you think about buying a home, the same thoughts come up: “I don’t have enough saved.” My credit is not good enough.”I make decent money, but everything is expensive.”I don’t even know where to start.”Here is the truth: homeownership may not be instant, but it may be more realistic than you think.Created by Adriana Perez, REALTOR®, Texas real estate sales agent, License No. 829146, sponsored by Surge Realty. 409.927.0881This podcast is for general educational and informational purposes only and is not legal, tax, financial, lending, insurance, inspection, engineering, investment, or other professional advice. Real estate laws, market conditions, programs, rates, property information, and eligibility requirements may change and vary by person, property, and location.Listeners should independently verify all information and consult the appropriate licensed professionals before making real estate or financial decisions. Listening to this podcast does not create a broker-client, agent-client, fiduciary, or other professional relationship.Some voices or conversational elements may be AI-generated from content researched and curated by Adriana Perez. Equal Housing Opportunity.