Why Smart Investors Are Becoming the Bank | Eddie Speed

Eddie Speed explains why note investing is outperforming rentals, how investors become the bank, and why seller financing is the next shift.In this episode of RealDealChat, Jack Hoss sits down with Eddie Speed, founder of NoteSchool, to break down why note investing and seller financing are rapidly outperforming traditional rental properties in today’s market.Eddie explains why rising expenses, compressed cap rates, and stagnant rents are breaking the rental model—and how investors are pivoting by becoming the bank instead. He shares how landlords, realtors, and investors can transition from owning rentals that barely cash flow to holding performing notes generating double-digit returns with far fewer headaches.The conversation dives deep into:Why rentals are producing 4% while notes can produce 9–12%How seller financing creates instant liquidityTurning landlords into “mini mortgage banks”Why rate cuts don’t fix rental mathHow stress-testing strategies prevents catastrophic lossesBlockchain, automation, and the future of mortgage notesWhy mentorship compresses decades of learning into monthsIf you’re a real estate investor questioning your current strategy—or searching for safer, more scalable cash flow—this episode is a must-watch.👉 Learn more about Eddie’s training: https://noteschool.com/realdeal👉 Build investor systems & automation: https://realdealcrew.com⏱️ Timestamps00:00 – Why rentals are breaking down01:00 – Notes vs rentals: the math investors ignore02:45 – Becoming the bank (simple explanation)04:30 – Why investors must change strategies06:15 – From rental portfolios to note portfolios08:15 – Creating instant liquidity with seller financing10:00 – Is this a shiny object—or a real shift?11:45 – Why rate cuts won’t fix rental cash flow13:30 – The real estate quadrants reexamined15:30 – Appreciation vs cash today18:30 – Stress-testing strategies before investing21:00 – Mentorship & compressing time23:30 – Avoiding another “job” in real estate25:45 – First mortgage example explained27:30 – Why seller financing is exploding now30:00 – Technology, automation & blockchain33:00 – Conveyor-belt systems for scaling notes35:30 – Rapid Fire: lies, books & time-saving tools#NoteInvesting #SellerFinancing #EddieSpeed #RealDealChat #RealEstateInvesting #PassiveIncome #CashFlowStrategy #BecomeTheBank #InvestorMindsetRealDealCrew.comWe empower real estate investors by optimizing your business processes through customized automation and system integration. From lead management to deal closure, we help you build a scalable and efficient operation. Learn more at RealDealCrew.comLIKE • SHARE • JOIN • REVIEWWebsiteApple PodcastsYouTubeYouTube MusicSpotifyAmazon MusicFacebookTwitterInstagramSUPPORT THE SHOW!If you are new to Wealthfront, and open a Cash Account, you'll get a 0.50% APY boost for 3 months.Open an Automated Index Investing Account or Automated Bond Portfolio, you'll earn $5,000 managed for free.Get $10 and Reduce Your Business Costs by Shopping at AppSumo • https://bit.ly/reiappsumoGet $10 Towards Your First Purchase at Drop • https://drop.com/?referer=3DC729Mentioned in this episode:book a Fit Call at RealDealCrew.com