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EPISODE · Aug 26, 2026 · 46 MIN

Why Smart People Still Struggle With Money

from The Online Prosperity Show · host Prosper Taruvinga

Your financial future deserves more than guesswork.In this episode of the Online Prosperity Show, Prosper Taruvinga welcomes Arpita Bhatt, Founder of Audient Financial Planning Pty Ltd, for a powerful conversation about money, financial planning, mindset and building a life with greater financial confidence.Arpita has over 9 years of experience in financial advice, more than 15,000 hours in the industry, and has advised over 1,000 people.But her most interesting story may be what happened next.After 7.5 years working in a secure financial adviser role, Arpita decided to leave employment and build her own financial planning business from scratch.We talk about the fears that come with starting over, the mindset shift that helped her attract clients, why she now works more than 70 hours a week without regret, and why helping clients achieve their ideal outcomes makes it worthwhile.You'll also discover why financial planning isn't simply about investments or retirement—and why your relationship with money may be just as important as the numbers themselves.In this episode:• Arpita's journey from India to Australia• Leaving a secure career to become a business owner• The reality of building a business from scratch• Financial planning and the psychology behind money decisions• The mindset shift that changed her approach to networking• Common misconceptions about financial advisers• Why people delay getting financial advice• How to start taking control of your financial future• The connection between financial planning and life coachingIf you've been thinking, "I really need to get my finances sorted," this episode is your sign to stop putting it off.Your future doesn't need more uncertainty. It needs a plan.Find out more about Audient Financial Planning at audientfinancial.com and take the first step toward reviewing your finances.If you found value in this conversation, follow the Online Prosperity Show, share this episode with someone who needs to hear it, and stay tuned for our next conversation.#FinancialPlanning #MoneyMindset #FinancialAdvice #Wealth #PersonalFinance #FinancialFreedom #OnlineProsperityShow

Episode metadata supplied by the publisher feed · Published Aug 26, 2026

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Why Smart People Still Struggle With Money

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