EPISODE · Sep 19, 2025 · 18 MIN
Why “Starting Late” Isn’t Too Late for Retirement Planning
from Wealthy After 40: Retirement Ready, Financial Freedom, Budgeting, Saving, Debt · host Dalene Higgins - Money Coach, Retirement Coach, CEO
[Ep 150] If you’ve ever felt behind in retirement planning or caught yourself thinking you’re starting late, this episode will feel like a breath of relief. In this episode, I’m breaking down why “too late thinking” holds you back far more than actually starting late ever will. This episode is the first of a three-part series designed to help you release shame, reframe your mindset, and begin retirement planning with clarity, confidence, and urgency that feels empowering, not overwhelming.What You’ll Learn:✅ Why “starting late” is a mindset, not a math problem✅ How generational differences shaped your access to financial knowledge✅ The real impact of “too late thinking” on retirement planning✅ Four practical steps to define your true starting point✅ Why getting serious doesn’t mean going all-in overnightWhat topic or question would you love answered on the podcast?Not sure what you need to do to make retirement happen? Let’s identify your priorities and next steps in a Retirement Strategy Session. Book your session today.Looking to learn more about being retirement ready?Join the Facebook community Retirement Ready Hub to continue the conversation and learn how to accelerate your retirement progress.Wondering where your money actually goes each month? Get real answers on a money clarity call. Book yours today.Connect with meFacebook: https://www.facebook.com/dalene.higgins/
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[Ep 150] If you’ve ever felt behind in retirement planning or caught yourself thinking you’re starting late, this episode will feel like a breath of relief. In this episode, I’m breaking down why “too late thinking” holds you back far more than actually starting late ever will. This episode is the first of a three-part series designed to help you release shame, reframe your mindset, and begin retirement planning with clarity, confidence, and urgency that feels empowering, not over...
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Why “Starting Late” Isn’t Too Late for Retirement Planning
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