Why the 3-Month Yield Is the New Bond Market Anchor

In this episode of The Bond Investing Podcast, Lucas and Luna explore why the 3-month Treasury yield is becoming the most important rate in fixed income. With the yield at 3.78% and the Fed funds rate at 3.62%, the spread between them is tighter than it's been in years — and that has big implications for everything from money market funds to corporate bond spreads. They break down the mechanics of the front end of the curve, explain why the 3-month yield used to be ignored, and show how it's now acting as the real floor for risk-free returns. Specific data points anchor the conversation: the current 3-month yield, the IOER at 3.65%, and the 2-year yield at 4.08%. If you're a bond investor trying to understand where short-term rates are really headed, this episode gives you the framework. #BondInvesting #FixedIncome #TreasuryYields #3MonthTreasury #FedFunds #IOER #ShortTermRates #MoneyMarket #YieldCurve #BondStrategy #Finance #Macro #RateHike #Liquidity #PortfolioManagement #FexingoBusiness #BusinessPodcast #InvestmentStrategy Keep every episode free: buymeacoffee.com/fexingo