Why US Bank Profits Are Squeezed in 2026

In this episode of US Economy with Fexingo, Lucas and Luna dive into the mounting pressure on US bank profits in mid-2026. With the ten-year Treasury yield pushing toward 5% and the Fed funds rate at 3.63%, banks are earning less on their massive bond portfolios while paying more to depositors. Lucas breaks down the mechanics of net interest margin compression, using JPMorgan Chase and Bank of America as real-world examples. Luna adds a striking stat: unrealized losses on bank securities portfolios have topped $800 billion industry-wide. They discuss how this affects lending, share buybacks, and the broader economy. A data-rich, practical look at why the banking sector is singing the blues despite a seemingly strong economy. Taped June 6, 2026, with live market data. #BankProfits #NetInterestMargin #JPMorganChase #BankOfAmerica #TenYearTreasury #FederalReserve #BondPortfolio #UnrealizedLosses #Lending #ShareBuybacks #USEconomy #BankingSector #InterestRateRisk #EconomicData #FexingoBusiness #BusinessPodcast #Economics #MacroEconomics Keep every episode free: buymeacoffee.com/fexingo