Why We Avoid Planning for Aging—and How to Take the First Step

Planning for later life often begins later than we expect. Many families find themselves making important decisions under pressure, rather than with clarity and intention. In this episode of the Living to 100 Club, Nancy Cogar shares practical strategies to help individuals and families think ahead—before a crisis occurs. Drawing on her legal expertise and experience, she outlines thoughtful approaches to planning, decision-making, and navigating the complexities that often come with aging. In this encore episode of the Living to 100 Club, Dr. Joseph Casciani welcomes back Nancy Cogar, author of Boomertime Blueprint, to explore why so many individuals and families delay planning for later life—and what it costs them when they do. Why is legal planning so important, and how do we get started? Nancy brings a thoughtful, advocacy-based perspective to aging, caregiving, and decision-making. Together, they discuss how to move from avoidance to action, with practical steps that can reduce stress, improve communication, and support better outcomes for everyone involved. This conversation is especially relevant for adults 55+ and for family members who may find themselves stepping into caregiving roles—often without a plan. For those looking to take the next step, additional guidance and resources are available through the Living to 100 community. What You’ll Learn Why aging-related planning is so often delayed The emotional and psychological barriers behind avoidance What can happen when planning is postponed too long Practical first steps individuals and families can take now Common misconceptions about aging, independence, and caregiving How Boomertime Blueprint helps guide people toward informed decisions About Nancy Cogar Nancy Cogar is an advocate, educator, and author focused on helping individuals and families navigate the complexities of aging with greater clarity and confidence. Her work emphasizes proactive planning, informed decision-making, and compassionate communication. Her new book, Boomertime Blueprint, offers a practical guide to preparing for the later stages of life. For Our Listeners Nancy's Website: Nancy Cogar