Why We Love the NHS and Our American Health Insurance Experience episode artwork

EPISODE · Feb 23, 2026 · 24 MIN

Why We Love the NHS and Our American Health Insurance Experience

from How Great is Britain · host How Great is Britain

American health insurance is something we lived with for years, for Brett - his WHOLE life!In this episode, we break down:• What American health insurance actually is• How deductibles, copays, coinsurance, and out-of-pocket maximums really work• Whether it’s possible to avoid surprise medical bills• And why we are so grateful to be experiencing the NHS (National Health Service) We’re not here to bash either system. The United States has world-class medical care and innovation. But the financial structure behind it can be complex — and emotionally stressful — especially when you have children.After experiencing both systems as a US-UK family, we share what surprised us most.If you’ve ever wondered:Can you cap all medical costs in America?Why do surprise bills happen?How does it compare to the NHS?We’re diving into it!Important NoteThis episode reflects our lived experience navigating healthcare in both countries. Insurance policies vary widely by provider and state. Always check your specific plan details or consult a qualified professional for advice tailored to your situation.If this conversation resonates with you, let us know in the comments:What has your experience been with American health insurance or the NHS?Take care!-Gemma & BrettJoin us on our website to keep up to date with all our goings on! With links to TikTok, Instagram, our podcast, and more: www.HowGreatIsBritain.comEmail: [email protected] We Used for Our US → UK Move🌎 We’ve also put together a full list of the pet travel items, packing supplies, and arrival essentials that made our move smoother:👉 https://howgreatisbritain.com/recomme...This page contains affiliate links, meaning we may earn a small commission if you choose to purchase — at no extra cost to you. We only recommend products we’ve genuinely used and loved. #AmericanHealthInsurance#HealthcareInAmerica#NHS#USvsUK#expatlife #HealthInsuranceExplained#USHealthcare#LivingInTheUK

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Why We Love the NHS and Our American Health Insurance Experience

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