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Why You Always End Up Back at Zero (Even After a Raise) episode artwork

Oct 6, 2026 23 min

Why You Always End Up Back at Zero (Even After a Raise)

from Why Am I Like This With Money Hosted by Alina Gematdenova

Payday hits, you feel rich for about five minutes, and by the end of the month you're back at zero. Again. Even after a raise. I'm a money coach, and I skip the spreadsheets. I look at what happens in your head right before you spend: the feeling, the habit, the rules you picked up as a kid without noticing. We talk about money like normal people here, with no shame and no woo-woo. In this episode: why making more money almost never fixes it the "normal number" your brain keeps dragging you back to the spending loop that runs on feelings the quiet leak (yes, that subscription) what being broke secretly gives you what actually helped me and the people I work with Try this week: Before an unplanned purchase, ask "What am I feeling right now?" and wait 10 minutes. Make a list of things that make you feel good without a receipt. Take your first "Money is..." sentence and ask if it's still true for you as an adult. CHAPTERS 0:00 Payday to zero 0:59 Let's talk about money like normal people 2:38 Quick test: 6 signs 4:15 "I just need to make more" 5:41 Your money thermostat 8:04 The rules you made up as a kid 11:19 The feeling you're buying 14:18 The quiet leak 15:26 Why budget apps didn't save you 16:49 What being broke gives you 18:37 What my money looks like now 20:25 What actually helps 22:45 Wrap up FREE GUIDE Why You Always End Up Back at Zero: https://mindsetalina.gumroad.com/l/anti-sabotage-guide WORK WITH ME First 1:1 session, 30 min, $30. We find your money pattern and you leave with your first tools: https://forms.gle/XkxJGtq1xVFFzYQe7 FIND ME YouTube (watch this episode): https://youtu.be/R5P_8u4AUe4 Instagram: https://instagram.com/mindset.by.alina Substack: https://substack.com/@mindsetbyalina "Jess" is a composite of real patterns I see, with details changed.

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Why You Always End Up Back at Zero (Even After a Raise)

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This episode was published on October 6, 2026.

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