EPISODE · Sep 26, 2025 · 17 MIN
Why You Shouldn’t Buy Property Cash
from The Property Corner with Rowan Alexander · host Rowan Alexander
Should you buy property cash or finance it with a bond? In this video I unpack why using finance strategically can be more powerful than going debt free, whether you are an owner-occupier or an investor.We look at cash flow protection, the psychology of having a mortgage bond accessible, and how to safeguard yourself against life’s uncertainties. For investors, I explain the benefits of tax-deductibility on interest, scalability of your portfolio, and the control and flexibility that leverage provides.I also address common objections such as:“I simply hate debt”“What if interest rates go up”“Cash feels safer”“I want to own my home outright”Finally, I share four practical tips for using bonds wisely so you can grow your wealth and build financial resilience.If you are interested in South African property investment, mortgage strategies, or want to know why it makes sense to use a bond instead of paying cash, this episode is for youIn this episode:00:27 In the case of owner-occupier.06:37 In the case of investor.11:31 Common objections for using bonds.13:52 Four tips for using bonds smartly15:49 Visual Representation#CashVsBond #FinanceStrategy #PropertyInvestment #MortgageTips #WealthBuildingSubscribe to us on your favourite podcast platform : Youtube: http://youtube.com/@propertycornerzaSpotify: https://shorturl.at/horJTApple Podcasts: https://shorturl.at/alFG7
What this episode covers
Should you buy property cash or finance it with a bond? In this video I unpack why using finance strategically can be more powerful than going debt free, whether you are an owner-occupier or an investor.We look at cash flow protection, the psychology of having a mortgage bond accessible, and how to safeguard yourself against life’s uncertainties. For investors, I explain the benefits of tax-deductibility on interest, scalability of your portfolio, and the control and flexibility that leverage provides.I also address common objections such as:“I simply hate debt”“What if interest rates go up”“Cash feels safer”“I want to own my home outright”Finally, I share four practical tips for using bonds wisely so you can grow your wealth and build financial resilience.If you are interested in South African property investment, mortgage strategies, or want to know why it makes sense to use a bond instead of paying cash, this episode is for youIn this episode:00:27 In the case of owner-occupier.06:37 In the case of investor.11:31 Common objections for using bonds.13:52 Four tips for using bonds smartly15:49 Visual Representation#CashVsBond #FinanceStrategy #PropertyInvestment #MortgageTips #WealthBuildingSubscribe to us on your favourite podcast platform : Youtube: http://youtube.com/@propertycornerzaSpotify: https://shorturl.at/horJTApple Podcasts: https://shorturl.at/alFG7
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Why You Shouldn’t Buy Property Cash
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