Why Your Coworker’s Social Security Check May Be Higher Than Yours

Why is your coworker’s Social Security check bigger—even though you worked more? As a former Social Security District Manager, I heard this complaint constantly. Two people may earn about the same today, yet receive very different retirement benefits. That difference usually comes from something hidden deep inside their earnings histories. In this video, I explain how Social Security looks at your work record, why your highest 35 years matter, how lower-earning years can affect your benefit, and what you should check before filing for retirement. If someone you know receives more Social Security than you expected, this video may finally explain why. What surprised you most about your estimated Social Security benefit? Tell me in the comments. Subscribe for straightforward Social Security, Medicare, disability, and retirement information from a former Social Security insider. #SocialSecurity #SocialSecurityBenefits #Retirement #RetirementPlanning #SocialSecurityRetirement Originally recorded live with Restream.