Why Your Interest Rate Changes (Even Without the RBA!)
from Wealth Coffee Chats Hosted by Jason Whitton
Ever wondered why your interest rate changes—even when the RBA hasn’t moved? In this episode, we unpack how interest rates are really calculated, including the role of BBSW, cost of funds, and bank margins. Discover why banks move rates out of cycle, how fixed rates are actually predicted, and what this means for your borrowing strategy. Understanding this gives you the edge when negotiating loans and making smarter property investment decisions.
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Frequently asked questions
How long is this episode of Wealth Coffee Chats?
This episode is 10 minutes long.
When was this Wealth Coffee Chats episode published?
This episode was published on March 20, 2026.
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