Why Your Own Inflation Rate Is Higher Than the CPI

The official CPI dropped to 3.5% in June 2026, but your personal inflation rate might be 5% or higher. Lucas and Luna explain why the CPI basket doesn't match how most people spend, using the latest data on shelter, insurance, and gasoline. They walk through how the Bureau of Labor Statistics weights categories and how that masks what you actually pay for rent, car insurance, and streaming subscriptions. Learn one simple method to calculate your own inflation number and why the Fed's 2% target might miss what's happening in your wallet. Also discussed: the June wholesale price decline, the 10-year breakeven rate, and why gold is falling despite sticky inflation. #CPI #Inflation #PersonalFinance #BureauOfLaborStatistics #ShelterCosts #CarInsurance #GasolinePrices #Fed #RealIncome #ConsumerSpending #Economics #Business #FexingoBusiness #BusinessPodcast #CostOfLiving #PriceIndex #FinancialLiteracy #InflationTarget Keep every episode free: buymeacoffee.com/fexingo