Why Your Raise Is Finally Beating Home Insurance Costs

In Episode 111 of Wages and Prices with Fexingo, Lucas and Luna dig into a surprising shift: after years of double-digit premium hikes, homeowners insurance costs are finally growing slower than wages. With CPI data from June 2026 showing overall inflation cooling to 3.5% and average hourly earnings ticking up to $37.60, the hosts explore what's behind the moderation in property insurance — including a slowdown in catastrophe losses and increased competition in certain states. They also examine how a new crop of insurtech startups and regulatory changes are reshaping pricing. But the big question remains: is this a lasting trend or just a brief reprieve before the next hurricane season? Lucas breaks down the numbers, Luna pushes back on whether the relief is reaching all homeowners equally, and together they help listeners understand what this means for their own budgets. #WagesAndPrices #Economics #HomeownersInsurance #Inflation #CPI #WageGrowth #PropertyInsurance #InsuranceRates #CostOfLiving #CatastropheRisk #Insurtech #PremiumHikes #June2026 #FexingoBusiness #BusinessPodcast #PersonalFinance #HousingCosts #WeatherRisk Keep every episode free: buymeacoffee.com/fexingo