Why Your Roth IRA Custodian Choice Matters More Than You Think

Episode 32 of Roth IRA with Fexingo dives into an overlooked variable: which brokerage holds your Roth IRA. Lucas and Luna break down how custodian fees, investment options, withdrawal flexibility, and even customer service can quietly cost you thousands over decades. They compare Vanguard, Fidelity, Schwab, and a couple of robo-advisors, looking at expense ratios, account minimums, and the fine print on Roth IRA conversions and rollovers. Specific numbers include how a 0.25% extra fee erodes $50,000 in growth over 30 years. The episode also touches on the risks of holding non-publicly-traded assets in a self-directed Roth IRA. A short host-support segment at the end keeps the conversation grounded. #RothIRA #Custodian #Vanguard #Fidelity #Schwab #RoboAdvisor #ExpenseRatio #Fees #RetirementPlanning #TaxFreeGrowth #Investing #FinancialLiteracy #WealthManagement #IRA #Finance #FexingoBusiness #BusinessPodcast #LucasAndLuna Keep every episode free: buymeacoffee.com/fexingo