Widowed at 75: How to Appeal a Medicare IRMAA Surcharge After the Death of a Spouse episode artwork

EPISODE · Jul 8, 2026 · 17 MIN

Widowed at 75: How to Appeal a Medicare IRMAA Surcharge After the Death of a Spouse

from Inheritance Planning Made 123Easy · host Ian Schaeffer

Two years after a loss, a letter from Social Security can raise a widow's Medicare premium based on income from a life that no longer exists. There is a one-page form built for exactly this moment, and most people have never heard its name. Part three of The Widow's Penalty: the surcharge with a two-year memory, and what it takes to fix it.Read the full article: https://news.americanretirementadvisors.com/irmaa-appeal-death-of-spouse-ssa-44/American Retirement Advisors helps families in Arizona and Nevada navigate healthcare, retirement income, and inheritance planning. Want to reach out? Text us at (602) 281-3898, email [email protected], or visit https://americanretirementadvisors.com.

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Widowed at 75: How to Appeal a Medicare IRMAA Surcharge After the Death of a Spouse

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