Wildfire Insurance Fails in Colorado | Denver News

Colorado’s wildfire insurance crisis is hitting mountain homeowners hard, as the state’s FAIR plan—designed for uninsurable properties—only covers depreciated values, leaving families facing massive rebuild costs or no coverage at all. The real problem? We’re treating symptoms, not causes. Climate change fueled by greenhouse gas emissions drives more frequent, intense fires, forcing insurers to hike premiums and making coverage unaffordable. Homeowners scramble to retrofit homes with fire-resistant landscaping, but that’s not enough against escalating threats. Compounding the issue, federal job cuts in the Forest Service threaten wildfire response capacity, raising alarms about accountability. The bottom line: without tackling climate change head-on, insurance won’t save us—and the costs will only keep climbing. Listen in comfort:Get a discount on a Soli Pillow: http://solipillow.com/discount/dnn. Advertise on DNN:[email protected] This is an automated, high-level news summary based on public reporting.Report issues to [email protected]. View sources & latest updates:https://sources.thednn.ai/a8935c402fbd0194