Will Our Texas Church Insurance Policy Automatically Include the Parsonage?

Host Ron Wadley of Insurance for Texans explains how Texas churches can confirm proper insurance coverage for a church-owned parsonage. Using a small Abilene church that discovered the pastor’s brick house across the street wasn’t listed on their policy as an example, Ron discusses how to properly insure a parsonage. The episode outlines common parsonage coverage gaps: confirming church ownership and making the church the named insured, avoiding standard homeowner’s policies for church-owned residences, ensuring liability coverage is properly extended through listing or endorsement, clarifying what is covered inside the home. Review your church’s insurance policy by connecting with our church insurance team at insurancefortexans.com Get a copy of our book, The Promise of Certainty, at thepromiseofcertainty.com 00:00 Show Intro 00:34 The Abilene Wake‑Up Call: The Parsonage Isn’t on the Policy 01:33 Ownership & Named Insured: Who Actually Owns the Home? 02:10 Avoid the Homeowner’s Policy Trap: Why It Can Unravel in a Claim 02:50 Liability Blind Spots: Injuries, Contractors, Storm Damage at the Parsonage 03:30 What’s Inside the House: Personal Property, Renters Coverage & Church Furnishings 04:07 Maintenance & Inspections: Roofs, Wiring, and Deferred Repairs Affect Coverage 04:31 Why a Church Insurance Specialist Changes Everything 05:06 Wrap‑Up + Next Steps: Review Your Parsonage, Contact Info, and Final Encouragement