Will the First Home Buyer Guarantee scheme actually help the housing crisis?

The government's First Home Buyer Guarantee scheme will allow thousands more renters, who are struggling to save for the usual 20 per cent home deposit, the chance to enter the property market. But experts say the scheme, brought forward by three months to October, may not be as helpful as it initially sounds. They say it leaves those using the scheme financially vulnerable, and shuts out low-income earners. And for the next generation of first home buyers, it could make their journey to property ownership even harder.