Wisdom and thought: listener clarification

I heard clearly what has confused me in conversations, mentioning "(personal) thoughts/believes" and "wisdom."What I heard was: "I was thinking about me being scared of something and when someone was in need I did the thing I was scared of." "My thinking fell away and wisdom came, so I just did it, without thinking."And now I saw, how sometimes I kind of wait for wisdom to come. But what is it? My thoughts not always look like wisdom at all and what I am doing neither 😀.So wisdom and thoughts? It came up to me that I always heard this as a separation and now I heard "wisdom" as a thought too: "If people are in need like this I have to help them." This thought just came up instead of the thought: "I am scared of...." and he did what he thought he had to do maybe before another thought came up.I guess it is not about wisdom OR thoughts/believes. It is all wisdom or all thoughts. And as I hear "thoughts" being not as good as wisdom I will call all of it wisdom: So for example: My thinking "I am not good at this" and I will not do it, is wisdom too. I safe myself. That is good (in my opinion). "I am not good at this" and I will do it, is wisdom too. I challenge myself. That is good (in her opinion). So we are all wise 😀. We don't have to wait. Do we? What do you think? If you like to think about this ofcourse. Thank you for reading!