Would you take a £1m lump sum or £1,000 a week for life?

It's the sort of theoretical question you might discuss at the pub with your mates. If you won the lottery and had the choice, would you pick a £1million lump sum, or take £1,000 a week for life?  Pollster YouGov posed the question to 7,000 Britons recently, and it is fair to say opinions are divided. According to two money experts, there is a right answer - so which is the best strategy, and why is likely to make you much richer? Georgie Frost, Lee Boyce and Helen Crane discuss. Easy access savings rates have barely budged in recent weeks, but fixed-rate deals are becoming much more attractive. We look at some of the best - and Helen explains why a number of HSBC customers are feeling disgruntled after Isa transfers to the bank were hit with a raft of delays. The team also looks at Volvo's chaotic EV recall, and what drivers who have been told their car is a potential fire risk can do. It has been confirmed that the energy price cap will rise by 13 per cent in July, with costs for the average household climbing by £221. So is it worth thinking about fixing your tariff? And in this week's heatwave, we discuss data which reveals exactly how expensive it is to keep cool. Are new-fangled air cooler devices worth it, and is air conditioning as pricey as many assume?Follow us on Instagram @dmgnewmedia.Follow us on TikTok @dmgnewmediaFollow us on X @dmgnewmedia. Email us [email protected]. Text us 020 7938 6000.Hosts: Georgie Frost, Simon Lambert, Lee Boyce, Helen Crane. Producer: Georgie Frost. Hosted on Acast. See acast.com/privacy for more information.Follow us on Instagram @dmgnewmedia.Follow us on TikTok @dmgnewmediaFollow us on X @dmgnewmediaEmail us [email protected] us  020 7938 6000.Hosts: Georgie Frost, Simon Lambert, Lee Boyce, Helen CraneProducer: Georgie Frost Hosted on Acast. See acast.com/privacy for more information.