EPISODE · Jan 5, 2023 · 43 MIN
Xavier Gomez: FinTech Trends 2023
from Scouting for Growth · host Sabine VdL
On this episode of the Scouting For Growth podcast, Sabine VdL talks to Xavier Gomez, a Fintech Thought Leader and specialist in Investment Banking and Wealth Management with solid expertise in Fintech, Digital Assets, and Private Equity. Xavier writes and speaks about emerging trends in our digital economy, with a sharp lens on what is disrupting finance: financial inclusion and regtech. Xavier is also the co-chief editor of Invyo Insights, a Global Fintech Intelligence platform powered by Invyo. Xavier and his team partner with the best experts and entrepreneurs in the region to cover the latest trends across Digital Banking, Payments, InsurTech, Blockchain, Artificial Intelligence, Financial Inclusion, and Financial Literacy. Over the course of their discussion, the pair dives into the Digital Economy, FinTech, and WealthTech trends that affect the world of finance today and in the future. KEY TAKEAWAYS I started my career as an investment banker in equity capital, moving between top management positions and trading algorithmic and self-derivatives. I then moved into wealth management, so I have a good understanding of the banking and finance sector, particularly in digitalization. Invyo is a data-driven startup that uses machine learning to help private equity firms and VCs to take investment opportunities to compare the data of the different kinds of investments they can do, and also to detect what is wrong in terms of competition. We provide a solution for everyone, from VCs, principals, and partners, to be driven and empowered by the data, so they don’t waste time collecting the data themselves, as they have all the elements possible. We have had so many opportunities in the last five years with the explosion of startups, business models, etc. It’s a lot of work for investment actors – especially as they’re all a little bit old-fashioned – they invest in technology. Still, they don’t apply the technology to enable it to be augmented by data, as investors and private equity actors do. Being an influencer, or the term "influencing," doesn’t matter. Why? I started by following others who were all very kind to me, gave me advice, and pushed me to publish more. I just want to share my insights and knowledge to educate people about financial literacy. By chance, a lot of people like what I publish. AI will be an up trend for the next ten years. With this kind of upward trend, it is clearly a big top trend for the coming years. AI will also augment nearly every job across industries. It will be used to manage and automate the complex inventory management processes that happen behind the scenes. It’s impressive in terms of customer experience because AI/machine learning can improve their experiences, and more or less, with FinTech solutions, you can have a priceless experience. BEST MOMENTS ‘We use a machine learning element to adapt solutions to the investment cases. Each is a little bit different. The philosophies of the two partners will differ. This is the beauty of machine learning with data.’ ‘I spent many years in London, and I know the French accent is very successful with women 😊 !!’ ‘Artificial intelligence will become real in organizations and enable any business to leverage its power to create more intelligent products and services. We saw this recently with the birth of OpenAI. This is the start. I didn’t expect it to come so far so early.’ ‘The metaverse is a concrete application in the GameFi (gaming finance) industry, where we see a lot of big developments. It's a $300 billion market with a lot of payment activity. I don’t care for the term “metaverse,” but it’s become a shorthand for a more immersive internet. It’s expected to add $5 trillion to the global economy by 2030, and we will see by the end of 2023 an indication of what kind of direction the metaverse will take for the next decade.’ ABOUT THE GUEST Xavier Gomez is a Fintech Thought Leader and specialist in Investment Banking and Wealth Management with solid expertise in Fintech, Digital Assets, and Private Equity. Xavier writes and speaks about emerging trends in our digital economy, with a sharp lens on what is disrupting finance: financial inclusion and regtech. Xavier is also the co-chief editor of Invyo Insights, a Global Fintech Intelligence platform powered by Invyo. Xavier and his team partner with the best experts and entrepreneurs in the region to cover the latest trends across Digital Banking, Payments, InsurTech, Blockchain, Artificial Intelligence, Financial Inclusion, and Financial Literacy. ABOUT INVYO INVYO is a leading technology solution provider specializing in data processing and analysis. Venture Capital looking for a new data-driven approach? Discover INVYO's newest solution designed for VC ABOUT THE HOST Sabine VanderLinden is a corporate strategist turned entrepreneur and the CEO of Alchemy Crew Ventures. She leads venture-client labs that help Fortune 500 companies adopt and scale cutting-edge technologies from global tech ventures. A builder of accelerators, investor, and co-editor of the bestseller The INSURTECH Book, Sabine is known for asking the uncomfortable questions—about AI governance, risk, and trust. On Scouting for Growth, she decodes how real growth happens—where capital, collaboration, and courage meet. If this episode sparked your thinking, follow Sabine VanderLinden on LinkedIn, Twitter, and Instagram for more insights. And if you’re interested in sponsoring the podcast, reach out to the team at [email protected]
What this episode covers
Finance is no longer being disrupted at the edges — it’s being re-engineered from the data layer up. In this episode of the Scouting for Growth Podcast, Sabine VanderLinden sits down with Xavier Gomez, FinTech thought leader and specialist in Investment Banking, Wealth Management, Digital Assets, and Private Equity, to decode the forces reshaping the global digital economy — and what they mean for investors, institutions, and innovators. Xavier’s perspective is forged inside the system. He began his career in investment banking, working across equity capital markets, senior management roles, and algorithmic trading. From there, he transitioned into wealth management, giving him a rare, end-to-end view of how capital is structured, deployed, and increasingly digitised. That dual background now fuels his work at Invyo, a data-driven intelligence platform using machine learning to help VCs and private equity firms make better, faster, and more informed investment decisions. At the heart of Invyo is a simple but powerful idea: investors spend too much time collecting data and not enough time interpreting it. Xavier explains how Invyo aggregates and analyses investment data across markets, sectors, and competitors — empowering principals, partners, and investment teams to spot opportunities, assess risk, and identify strategic gaps without drowning in spreadsheets. This matters because the last five years have seen an explosion of startups and business models — creating opportunity, but also complexity. Many investment firms are still technologically conservative: they invest in innovation, but don’t apply data and AI to their own decision-making processes. Xavier argues this is the next frontier of competitive advantage in private markets. The conversation also turns to influence, education, and financial literacy. For Xavier, “influencer” is the wrong label. His goal has always been to share knowledge, educate the market, and make finance more accessible. Social platforms simply amplified that mission at the same time FinTech, Digital Assets, and alternative finance were gaining momentum. Looking ahead, Xavier is unequivocal about one trend: AI is not a cycle — it’s a decade-long transformation. From investment analysis and inventory management to customer experience and personalised financial services, AI will augment nearly every role across industries. Recent breakthroughs, including generative AI, have only accelerated that trajectory — earlier than even he expected. The discussion also touches on immersive digital economies. While Xavier is indifferent to the term “metaverse,” he sees real traction in GameFi and embedded financial ecosystems, already representing a $300 billion market with massive payment flows. By 2030, immersive digital environments could add $5 trillion to the global economy — and early signals are already emerging. This episode is essential listening for: Investors navigating data-driven decision making FinTech and WealthTech leaders planning the next growth phase Founders building intelligence-led financial platforms Executives tracking AI, digital assets, and financial inclusion As Xavier makes clear, the future of finance won’t belong to those with the most capital — but to those who understand the data best, act fastest, and design finance to be more inclusive and intelligent. And that future is already unfolding.
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Xavier Gomez: FinTech Trends 2023
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