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新的一年，新的理财目标，年轻人到底该如何精明理财？ episode artwork

EPISODE · Jan 7, 2026 · 34 MIN

新的一年，新的理财目标，年轻人到底该如何精明理财？

from 理财好好学 · host BFM 财今

随着生活成本节节攀升，越来越多年轻人发现：明明有在控制开销，却还是存不到钱，甚至被迫动用储蓄、负债度日。数据显示，超过七成国人正为生活成本挣扎，半数储蓄不足一万令吉，“先买后付”等消费模式更让财务压力雪上加霜。 这一期《理财好好学》，我们邀请 VKA 财富管理有限公司财务规划部门主管 Kevin 梁键铭来聚焦讨论「 30岁之前必须完成的5个理财里程碑」，全面检视年轻人的财务健康KPI：从存不到钱的真正原因、初入职场的财务取舍，到买房与租房的现实判断、常见却致命的理财误区，以及在高通胀环境下还能立刻执行的储蓄习惯。一起来看看你的理财进度，到底及不及格。See omnystudio.com/listener for privacy information.

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新的一年，新的理财目标，年轻人到底该如何精明理财？

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