You CAN afford a house, but money Isn’t what’s stopping you episode artwork

EPISODE · Mar 13, 2026 · 29 MIN

You CAN afford a house, but money Isn’t what’s stopping you

from MOMents Omnimedia · host MOMents Omnimedia - Working Moms | Work Life Balance

You can probably afford a home sooner than you think. The thing stopping you isn't your bank balance, it's the story you're telling yourself.Property expert Emery Campbell (almost 40 years in real estate) joins Madge Booth to tackle the real reasons working moms delay homeownership and why those reasons are costing them far more than they realise.In this episode you'll learn:The psychological and social barriers that delay homeownership more than money ever doesWhy renting is quietly stealing your financial future (and the maths behind it)The "stepping stone" strategy: how to enter the market now, even if it's not your dream homeWhat "champagne taste on a beer budget" is costing you in the long runHow to get pre-qualified — the one step that changes everythingWhy your mortgage should ideally be paid off by age 55 (and how to plan for it)What to teach your kids about property so they start earlier than you didThis episode is for every working mom who has told herself "maybe next year" and meant it for the last five years.⏱️ CHAPTERS:0:00 Introduction: The Hidden Barriers to Homeownership1:20 Why People Delay Buying (It's Not What You Think)3:20 Status vs. Long-Term Strategy5:09 The Real Cost of Renting11:10 What "Just Get Into the Market" Actually Means16:35 Current Market & Future Planning18:02 Advice for Those Nearing Retirement23:10 Legacy for Your Children & Practical First Steps🎙️ ABOUT THE GUEST:Emery Campbell is Managing Director at Pam Golding Properties, Blouberg, with nearly 40 years of experience in the South African property market.Read more about Emarie and her work at @pamgolding https://www.pamgolding.co.za/property-consultant/blouberg/emarie-campbell/came02🎧 ABOUT THE MOMENTS PODCAST:The MOMents Podcast is for ambitious working moms building a life that works for both family AND career. Hosted by Madge Booth, without the filters.FOLLOW US:Instagram: https://www.instagram.com/moments_omnimedia/ Facebook: https://www.facebook.com/profile.php?id=61572218987263&locale=mt_MT# LinkedIn: https://www.linkedin.com/company/moments-omnimedia Website: https://www.momentsmedia.co.za/#firsthomebuyer #workingmomfinances #homeownership #propertyinvestment #financialempowerment #workingmom #momfinances #parentingpodcast

You can probably afford a home sooner than you think. The thing stopping you isn't your bank balance, it's the story you're telling yourself.Property expert Emery Campbell (almost 40 years in real estate) joins Madge Booth to tackle the real reasons working moms delay homeownership and why those reasons are costing them far more than they realise.In this episode you'll learn:The psychological and social barriers that delay homeownership more than money ever doesWhy renting is quietly stealing your financial future (and the maths behind it)The "stepping stone" strategy: how to enter the market now, even if it's not your dream homeWhat "champagne taste on a beer budget" is costing you in the long runHow to get pre-qualified — the one step that changes everythingWhy your mortgage should ideally be paid off by age 55 (and how to plan for it)What to teach your kids about property so they start earlier than you didThis episode is for every working mom who has told herself "maybe next year" and meant it for the last five years.⏱️ CHAPTERS:0:00 Introduction: The Hidden Barriers to Homeownership1:20 Why People Delay Buying (It's Not What You Think)3:20 Status vs. Long-Term Strategy5:09 The Real Cost of Renting11:10 What "Just Get Into the Market" Actually Means16:35 Current Market & Future Planning18:02 Advice for Those Nearing Retirement23:10 Legacy for Your Children & Practical First Steps🎙️ ABOUT THE GUEST:Emery Campbell is Managing Director at Pam Golding Properties, Blouberg, with nearly 40 years of experience in the South African property market.Read more about Emarie and her work at @pamgolding https://www.pamgolding.co.za/property-consultant/blouberg/emarie-campbell/came02🎧 ABOUT THE MOMENTS PODCAST:The MOMents Podcast is for ambitious working moms building a life that works for both family AND career. Hosted by Madge Booth, without the filters.FOLLOW US:Instagram: https://www.instagram.com/moments_omnimedia/ Facebook: https://www.facebook.com/profile.php?id=61572218987263&locale=mt_MT# LinkedIn: https://www.linkedin.com/company/moments-omnimedia Website: https://www.momentsmedia.co.za/#firsthomebuyer #workingmomfinances #homeownership #propertyinvestment #financialempowerment #workingmom #momfinances #parentingpodcast

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You CAN afford a house, but money Isn’t what’s stopping you

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This episode is 29 minutes long.

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This episode was published on March 13, 2026.

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You can probably afford a home sooner than you think. The thing stopping you isn't your bank balance, it's the story you're telling yourself.Property expert Emery Campbell (almost 40 years in real estate) joins Madge Booth to tackle the real reasons...

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