You Don’t Need Millions to Start Investing—Here’s What You Need ft. Jaclyn Johnson episode artwork

EPISODE · Apr 21, 2026 · 57 MIN

You Don’t Need Millions to Start Investing—Here’s What You Need ft. Jaclyn Johnson

from She's So Lucky

#343: In this week’s installment of the Lucky Girls Invest series, I’m sitting down with entrepreneur, investor, and founder of Create & Cultivate, Jaclyn Johnson, for a conversation that completely reframed how I think about money, power, and investing.Jaclyn was actually the person who helped me make my first angel investment—so this episode feels especially full circle.We get into what it really looks like to go from operator to investor, how she built and exited a multi-million dollar business, and why angel investing might be more accessible than you think.But beyond the numbers, this is really a conversation about ownership… of your career, your capital, and your future. Because there’s a difference between chasing opportunities and being the person who gets to fund them.This episode is for you if…You’re ready to stop chasing opportunities and start becoming the person who decides who gets a seat at the tableYou’ve been curious about angel investing, but need someone to actually break down how it worksYou want to understand the real difference between angel investing and venture capitalYou’re wondering when to raise money, how much to raise, and what mistakes to avoid earlyYou’ve ever questioned whether you’re “thinking big enough”—and want to understand why the boldest vision in the room often gets fundedYou want to learn how to spot founders who actually winYou’re interested in building wealth beyond your primary incomeYou need proof that one aligned decision can change everything (like turning a $10K investment into a $1.2M outcome)Episode Links:Follow Jaclyn on Instagram: https://www.instagram.com/jaclynrjohnson/Follow Create & Cultivate on Instagram: https://www.instagram.com/createcultivate/Follow Cherub on Instagram: https://www.instagram.com/investwithcherub/To learn more about Cherub, visit: https://www.investwithcherub.com/To learn more about Creative & Cultivate, visit: https://www.createcultivate.com/Sponsors:Quince: Refresh your spring wardrobe with Quince. Go to quince.com/BALANCEDLESS for free shipping and 365-day returns. NOBULL: Visit www.nobullproject.com and use code DMLUCKY for 35% off your entire FIRST order. Shopify: Sign up for your one-dollar-per-month trial today at shopify.com/balancedblackgirlMomentous: Momentous is offering our listeners up to 35% off your first order with promo code LUCKY. Head to livemomentous.com and use promo code lucky for up to 35% off your first order.Connect with Les:Ready to apply what you hear? Subscribe to the She’s So Lucky Newsletter to get weekly episode guides and journal prompts: https://shessolucky.kit.com/newsletterSubscribe to The Lucky Playbook on Substack: https://lesalfred.substack.com/Follow Les on IG @lesalfredFollow She’s So Lucky on IG @shessoluckypodFollow Les on TikTok @theluckylesFollow She’s So Lucky on TikTokVisit our website at shessoluckypodcast.comThis episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct, or indirect financial interest in products, or services referred to in this episode.Produced by Dear Media See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

#343: In this week’s installment of the Lucky Girls Invest series, I’m sitting down with entrepreneur, investor, and founder of Create & Cultivate, Jaclyn Johnson, for a conversation that completely reframed how I think about money, power, and investing.Jaclyn was actually the person who helped me make my first angel investment—so this episode feels especially full circle.We get into what it really looks like to go from operator to investor, how she built and exited a multi-million dollar business, and why angel investing might be more accessible than you think.But beyond the numbers, this is really a conversation about ownership… of your career, your capital, and your future. Because there’s a difference between chasing opportunities and being the person who gets to fund them.This episode is for you if…You’re ready to stop chasing opportunities and start becoming the person who decides who gets a seat at the tableYou’ve been curious about angel investing, but need someone to actually break down how it worksYou want to understand the real difference between angel investing and venture capitalYou’re wondering when to raise money, how much to raise, and what mistakes to avoid earlyYou’ve ever questioned whether you’re “thinking big enough”—and want to understand why the boldest vision in the room often gets fundedYou want to learn how to spot founders who actually winYou’re interested in building wealth beyond your primary incomeYou need proof that one aligned decision can change everything (like turning a $10K investment into a $1.2M outcome)Episode Links:Follow Jaclyn on Instagram: https://www.instagram.com/jaclynrjohnson/Follow Create & Cultivate on Instagram: https://www.instagram.com/createcultivate/Follow Cherub on Instagram: https://www.instagram.com/investwithcherub/To learn more about Cherub, visit: https://www.investwithcherub.com/To learn more about Creative & Cultivate, visit: https://www.createcultivate.com/Sponsors:Quince: Refresh your spring wardrobe with Quince. Go to quince.com/BALANCEDLESS for free shipping and 365-day returns. NOBULL: Visit www.nobullproject.com and use code DMLUCKY for 35% off your entire FIRST order. Shopify: Sign up for your one-dollar-per-month trial today at shopify.com/balancedblackgirlMomentous: Momentous is offering our listeners up to 35% off your first order with promo code LUCKY. Head to livemomentous.com and use promo code lucky for up to 35% off your first order.Connect with Les:Ready to apply what you hear? Subscribe to the She’s So Lucky Newsletter to get weekly episode guides and journal prompts: https://shessolucky.kit.com/newsletterSubscribe to The Lucky Playbook on Substack: https://lesalfred.substack.com/Follow Les on IG @lesalfredFollow She’s So Lucky on IG @shessoluckypodFollow Les on TikTok @theluckylesFollow She’s So Lucky on TikTokVisit our website at shessoluckypodcast.comThis episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct, or indirect financial interest in products, or services referred to in this episode.Produced by Dear Media See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

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You Don’t Need Millions to Start Investing—Here’s What You Need ft. Jaclyn Johnson

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This episode is 57 minutes long.

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This episode was published on April 21, 2026.

What is this episode about?

#343: In this week’s installment of the Lucky Girls Invest series, I’m sitting down with entrepreneur, investor, and founder of Create & Cultivate, Jaclyn Johnson, for a conversation that completely reframed how I think about money, power, and...

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