You Opened a Stocks & Shares ISA — Now What?

From April 2027 the cash ISA allowance for under-65s drops from £20,000 to £12,000. The overall allowance doesn't move, so £8,000 a year has to go somewhere that isn't cash. For a lot of people that turns investing from a someday decision into a this-year one.Edmund Greaves is joined by Andy Prosser, Head of Investments at the ETF platform InvestEngine, on how to pick what you invest in — time horizon, risk tolerance, the difference between an ETF and a traditional fund — and on what InvestEngine's own investors have been buying this year. Ed also explains what he got wrong when he started.InvestEngine investing data: https://blog.investengine.com/most-bought-etfs-july-2026/https://blog.investengine.com/most-popular-etfs-uk-2026/Nothing here is financial advice. Investing involves risk and you can lose money. ISA and tax rules can change.