有什么财务陷阱是每个人都该避免的？

Whatpersonal finance mistakes should everyone avoid?AngelaNguyen1.     Lifestyle Inflation: After a salaryincrease, most people will want to spend their money on new toys (cars,designer goods etc…). Avoid the desire to increase your spendings to “keep up”or because you feel entitled to a certain lifestyle. You will lose your abilityto keep/generate more wealth.2.    Not keeping track of expenses: Whether it'slending money to a family member/friend or spending recklessly every weekend,not knowing where your money is going can have big consequences. Keep track soyou know the % of your money going down the drain and how to limit it.3.    No savings: Always, alwayshave money saved up and ensure that you have set both short and long termfinance goals to achieve! Most people I know don't have clear, defined financegoals so don't end up saving much. They usually spend firstthen save(should be the other way around). Sometimes, they end up with nothing to saveso what do they do? Use their credit card for every little thing, rack up amassive debt, can't find the money to repay it, and end up paying extra ininterest (imagine paying interest on top of your lunch)!