Your 401K Is Not a Plan - February 21, 2026

What this episode covers

401Ks are where much of people's retirement savings are built up - but is this an actual retirement plan? Dave and Jonathan take a look at why the actual 401K is just a savings vehicle, but does not constitute a specific plan that takes taxes and other areas into account.Altmeyer Financial Radio is a weekly program featuring financial professional Dave Altmeyer and financial advisor Jonathan Altmeyer of Altmeyer Financial, a retirement planning concern with offices in Spokane, Washington and Coeur d’Alene, Idaho. They discuss topics dealing with financial planning for retirement, as well as current economic news and answering listener questions.Investment advisory products and services made available through AE Wealth Management, LLC (AEWM), a Registered Investment Advisor.

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How long is this episode of Altmeyer Financial Radio?

This episode is 59 minutes long.

When was this Altmeyer Financial Radio episode published?

This episode was published on February 21, 2026.

What is this episode about?

401Ks are where much of people's retirement savings are built up - but is this an actual retirement plan? Dave and Jonathan take a look at why the actual 401K is just a savings vehicle, but does not constitute a specific plan that takes taxes and...

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