EPISODE · Dec 24, 2025 · 2H 5M
Your Financial Outcomes Won’t Change Until You Do
from The Ramsey Show · host Ramsey Network
🤔 Think you’re good with money? Take our Money in America quiz! While we are out for Christmas break, we've compiled some of our favorite Dave and Rachel calls from the past two years. We'll be back with a live show in the new year! Merry Christmas! Dave Ramsey & Rachel Cruze answer your questions and discuss: I've been fired 14 times and no employer will look at me now. Should I get someone to co-sign on my car? How do you pay off your credit cards when the minimums are half my take-home pay? My wife is a compulsive shopper I bought an Airbnb cabin and now I am behind on my bills What's the benefit of using an escrow account? Convincing husband we don't need credit cards Next Steps: ✔️ Help us make the show better. Please take this short survey. 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email 🤓 File your taxes with 100% accurate software that’s less than half of the price 📘 Preorder What No One Tells You About Money today now and get $100+ in bonus items 💵 Start your free budget today by downloading the EveryDollar app Connect With Our Sponsors: Stop paying more and start shopping smarter at ALDI. Amazon is making it easier than ever to find top gifts at amazing prices this season in the Holiday Shop. Get 10% off your first month of BetterHelp. Go to Boost Mobile to switch today! Go to Casper Sleep and use promo code RAMSEY to learn more. Learn more about Christian Healthcare Ministries. Get started today with Churchill Mortgage. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at Guardian Litigation Group Find top health insurance plans at Health Trust Financial. Use code RAMSEY to save 20% at Mama Bear Legal Forms. Visit NetSuite today to learn more. For more information, go to SimpliSafe. Get started with YRefy or call 844-2-RAMSEY. Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
What this episode covers
🤔 Think you’re good with money? Take our Money in America quiz! While we are out for Christmas break, we've compiled some of our favorite Dave and Rachel calls from the past two years. We'll be back with a live show in the new year! Merry Christmas! Dave Ramsey & Rachel Cruze answer your questions and discuss: I've been fired 14 times and no employer will look at me now. Should I get someone to co-sign on my car? How do you pay off your credit cards when the minimums are half my take-home pay? My wife is a compulsive shopper I bought an Airbnb cabin and now I am behind on my bills What's the benefit of using an escrow account? Convincing husband we don't need credit cards Next Steps: ✔️ Help us make the show better. Please take this short survey. 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email 🤓 File your taxes with 100% accurate software that’s less than half of the price 📘 Preorder What No One Tells You About Money today now and get $100+ in bonus items 💵 Start your free budget today by downloading the EveryDollar app Connect With Our Sponsors: Stop paying more and start shopping smarter at ALDI. Amazon is making it easier than ever to find top gifts at amazing prices this season in the Holiday Shop. Get 10% off your first month of BetterHelp. Go to Boost Mobile to switch today! Go to Casper Sleep and use promo code RAMSEY to learn more. Learn more about Christian Healthcare Ministries. Get started today with Churchill Mortgage. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at Guardian Litigation Group Find top health insurance plans at Health Trust Financial. Use code RAMSEY to save 20% at Mama Bear Legal Forms. Visit NetSuite today to learn more. For more information, go to SimpliSafe. Get started with YRefy or call 844-2-RAMSEY. Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
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Your Financial Outcomes Won’t Change Until You Do
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