Your Health Is Your Wealth: Balancing Medicine, Miles, and Money with Dr. Rachel Carlson | Ep 28

In this episode of Physician’s Guide to Wealth, host James reconnects with his longtime friend, Dr. Rachel Carlson. Now a pediatrician in Hawaii, an active-duty Air Force officer, and a triathlete, Dr. Carlson’s story is a masterclass in living with intention.Dr. Carlson shares how she trained for a triathlon during residency, launched a wellness program as chief resident, and learned to prioritize sleep, fitness, and financial planning while carrying the lessons of her late father, also a physician. Her journey highlights the importance of discipline, connection, and surrounding yourself with a capable team.What You’ll Learn in This EpisodeHow Dr. Carlson used fitness as a foundation for resilience during residencyWhy she believes “balance” is seasonal, not permanentThe impact of vulnerability and peer support on physician wellnessPractical approaches to sleep and habit-buildingWhy financial planning became a non-negotiable early in her careerThe freedom that comes from delegating and leaning on a strong teamAbout the GuestDr. Rachel Carlson is a pediatric physician based in Hawaii, an active-duty Air Force officer, and a triathlete. Throughout her medical training, she prioritized wellness and financial planning, even creating a residency wellness program during her time as chief resident. Dr. Carlson’s approach is rooted in intention, service, and discipline, shaped in part by the legacy of her late father, also a physician. Today, she continues to model balance in action—focusing on preventative health in her pediatric practice, maintaining her own fitness and well-being, and leading with the perspective that health is the foundation of true wealth.Resources & Next Steps:Download the PSLF Hacks ChecklistBook a free financial wellness session with JamesGet access to exclusive physician financial tools at www.imwealth.com1% of IM Wealth’s revenue is dedicated to providing scholarship funds to medical students. Learn more about the Meaningful Journeys Scholarship and how you can join the fight here.Learn more about the impact IM Wealth is making in the lives of physicians here.Gain FREE immediate access to all of IM Wealth’s exclusive physician financial wellness resources here.About the Show:This isn’t just another finance podcast—it’s a movement. We’re challenging the status quo, cutting through the noise, and giving physicians real strategies to take control of their money and their future. Because true wealth isn’t just about numbers—it’s about freedom.Find and follow the show on YouTube. About James Nutter:James Nutter is on a mission to help physicians reclaim their financial power. With a deep understanding of the unique challenges doctors face, he provides real-world strategies that cut through the noise and lead to lasting financial freedom.Follow James on Instagram. DisclaimerThe opinions expressed in this podcast are for informational and educational purposes only and do not constitute financial, legal, or tax advice. Any financial decisions should be made in the context of your unique circumstances and in partnership with a trusted financial advisor who understands your personal plan. Investment Advisory Services are offered through IM Wealth® LLC, a registered investment adviser.