Your Retirement Isn’t a Tom Cruise Movie | Why One-Size-Fits-All Fails in Retirement Planning | Wants vs. Needs: The Retirement Conversation You Need

What do Tom Cruise movies and retirement planning have in common? Predictability—except your financial future shouldn’t follow a cookie-cutter script. In this episode Kelton breaks down why personalized retirement plans matter, how to balance wants versus needs, and why risk tolerance changes as you age. From managing fees to creating guaranteed income streams, Kelton shares practical insights for building a plan that fits your life—not the Joneses’. Click here to schedule an appointment with Kelton and his team or call 724-766-8853. Listen to Kelton every Saturday at 10:30 AM on WJAS.See omnystudio.com/listener for privacy information.