Your Spouse Is Hiding Money. Here's How to Find It

Money has a way of exposing the secrets people work hardest to hide. In this conversation, certified divorce financial analyst Tammy Guns explains how financial manipulation, hidden assets, and business income games often show up long before a divorce is finalized. Drawing from her own divorce experience and years of courtroom testimony as an expert witness, Tammy shares how she helps uncover the financial stories buried inside bank records, business accounts, and spending patterns. If your spouse is hiding money in your divorce, Tammy can help you find it.The discussion digs into the realities of divorce cases involving business owners, hidden income, and financial abuse. Tammy explains how personal expenses are often buried inside businesses, why a lifestyle analysis can reveal income that tax returns don’t show, and how judges rely on experts to translate complicated financial records into clear, understandable stories. She also breaks down how financial “strangulation” happens in divorce and why so many people enter the process without truly understanding their own finances. What makes this conversation especially compelling is how practical and eye-opening it becomes. Tammy shares real-world examples involving hidden crypto, missing cash, suspicious spending, overseas assets, and even luxury lifestyles that don’t match reported income. But underneath all the courtroom drama is a bigger message: the more financially informed you are before and during divorce, the more power and peace of mind you’re likely to have when difficult decisions need to be made. If the financial picture in your divorce isn’t adding up, this is a podcast episode you’re not going to want to miss.About TammyTammy Guns is a Certified Divorce Financial Analyst (CDFA®) who specializes in helping individuals navigate the financial complexities of divorce with clarity and confidence. She works closely with clients and legal professionals to analyze assets, income, and long-term financial outcomes, ensuring informed and equitable decisions. Tammy is committed to empowering her clients with the knowledge and strategies they need to secure a stable financial future beyond divorce. Connect with TammyYou can connect with Tammy on LinkedIn at Tammy Lynn Guns and on Facebook at Tammy Guns. You can follow Tammy on YouTube at @tammylynnguns9600 and on X at @GunsTammy. To learn more about how to work with Tammy, visit her website at Divorce Resource Center of Colorado.Karen Covy is a Divorce Coach and Consultant, Lawyer, Author, and Speaker who is dedicated to helping people make the best decisions possible for themselves, their families, and their future - especially in stressful times. You can check out Karen's videos on YouTube.You can connect with Karen on LinkedIn, Facebook, Instagram, Twitter, and on her own website at karencovy.com.