Your Thoughts Are Not You, But Your AI Thinks They Are episode artwork

EPISODE · May 13, 2026 · 58 MIN

Your Thoughts Are Not You, But Your AI Thinks They Are

from Laugh, Lend and Eat · host Fobby Naghmi

We've had meditation teachers, psychologists, nutritionists, and a psychic on this show trying to fix what's wrong with mortgage people. None of it worked. So this time we went deeper.In this episode of Laugh, Lend & Eat, Fobby and Justin sit down with a married couple who may be the most interesting pair in any industry — Dr. Saloumeh DeGood, licensed clinical psychologist and President of the Sufi Psychology Association, and Andrew DeGood, co-founder and CEO of Ask Bob AI, the mortgage industry's leading AI knowledge platform.One studies the soul. One builds AI for loan officers. They go home to the same house. The conversation that followed was one of the most unexpected, honest, and genuinely useful episodes we've ever recorded.🔑 WHAT WE COVER:✅ What Sufism actually is — in plain language, for a loan officer in Ohio✅ Why your thoughts are not you — and how that unlocks everything✅ The "As a Man Thinketh" debate — Saloumeh vs. James Allen✅ What AI fundamentally gets wrong about human beings✅ Why trauma and creativity are linked — and what that means for AI✅ The Narcissus problem: why talking to ChatGPT can become an echo chamber✅ Andrew's vision: the LO who needs nothing more than an iPhone to run their business✅ Why the loan officers who communicate always win — and AI just 10Xs that gap✅ Can AI replace a psychologist? Saloumeh's honest answer✅ How to survive the mortgage industry with your soul intact⏱️ TIMESTAMPS:00:00 — Intro & LinkedIn jail (the F-bomb story)03:00 — Spirit Airlines, gas prices & Fobby's RICO charge08:30 — Wedding anniversary reveal — Malibu, Tampa & two ceremonies12:30 — What is Sufism? The plain language breakdown17:00 — The "bag" of gathered experiences — how the brain actually works20:00 — Andrew: how Sufism changed how he runs his business21:30 — The dinner table: AI + Sufism under the same roof24:00 — What AI gets wrong about human beings28:00 — Trauma, creativity, and what AI can never replicate34:00 — The Narcissus moment — ChatGPT, Saloumeh's dog, and echo chambers38:30 — "Your thoughts are not you" vs. As a Man Thinketh43:00 — The brain has one goal: preserve calories44:30 — Guardrails, heroin, and cages — Andrew's AGI thought experiment48:00 — Ask Bob AI: what's next (CRUD, MCP, the text-message LO)51:00 — Will AI replace psychologists? Saloumeh's real answer53:30 — Andrew's vision: the AI version of Saloumeh56:30 — The close: AI is the brain. Sufism is the heart. You need both.📲 CONNECT WITH OUR GUESTS:Dr. Saloumeh DeGood — drdgood.com | @sufipsychologyAndrew DeGood — askbobai.com | Andrew D. Goode on LinkedIn ABOUT LAUGH, LEND & EAT:The mortgage industry podcast that doesn't take itself too seriously — but takes the business seriously. Hosted by Fobby Naghmi, SVP at AnnieMac Home Mortgage, and co-host Justin Neal of Summit Mortgage Corporation. New episodes every week.

We've had meditation teachers, psychologists, nutritionists, and a psychic on this show trying to fix what's wrong with mortgage people. None of it worked. So this time we went deeper.In this episode of Laugh, Lend & Eat, Fobby and Justin sit down with a married couple who may be the most interesting pair in any industry — Dr. Saloumeh DeGood, licensed clinical psychologist and President of the Sufi Psychology Association, and Andrew DeGood, co-founder and CEO of Ask Bob AI, the mortgage industry's leading AI knowledge platform.One studies the soul. One builds AI for loan officers. They go home to the same house. The conversation that followed was one of the most unexpected, honest, and genuinely useful episodes we've ever recorded.🔑 WHAT WE COVER:✅ What Sufism actually is — in plain language, for a loan officer in Ohio✅ Why your thoughts are not you — and how that unlocks everything✅ The "As a Man Thinketh" debate — Saloumeh vs. James Allen✅ What AI fundamentally gets wrong about human beings✅ Why trauma and creativity are linked — and what that means for AI✅ The Narcissus problem: why talking to ChatGPT can become an echo chamber✅ Andrew's vision: the LO who needs nothing more than an iPhone to run their business✅ Why the loan officers who communicate always win — and AI just 10Xs that gap✅ Can AI replace a psychologist? Saloumeh's honest answer✅ How to survive the mortgage industry with your soul intact⏱️ TIMESTAMPS:00:00 — Intro & LinkedIn jail (the F-bomb story)03:00 — Spirit Airlines, gas prices & Fobby's RICO charge08:30 — Wedding anniversary reveal — Malibu, Tampa & two ceremonies12:30 — What is Sufism? The plain language breakdown17:00 — The "bag" of gathered experiences — how the brain actually works20:00 — Andrew: how Sufism changed how he runs his business21:30 — The dinner table: AI + Sufism under the same roof24:00 — What AI gets wrong about human beings28:00 — Trauma, creativity, and what AI can never replicate34:00 — The Narcissus moment — ChatGPT, Saloumeh's dog, and echo chambers38:30 — "Your thoughts are not you" vs. As a Man Thinketh43:00 — The brain has one goal: preserve calories44:30 — Guardrails, heroin, and cages — Andrew's AGI thought experiment48:00 — Ask Bob AI: what's next (CRUD, MCP, the text-message LO)51:00 — Will AI replace psychologists? Saloumeh's real answer53:30 — Andrew's vision: the AI version of Saloumeh56:30 — The close: AI is the brain. Sufism is the heart. You need both.📲 CONNECT WITH OUR GUESTS:Dr. Saloumeh DeGood — drdgood.com | @sufipsychologyAndrew DeGood — askbobai.com | Andrew D. Goode on LinkedIn ABOUT LAUGH, LEND & EAT:The mortgage industry podcast that doesn't take itself too seriously — but takes the business seriously. Hosted by Fobby Naghmi, SVP at AnnieMac Home Mortgage, and co-host Justin Neal of Summit Mortgage Corporation. New episodes every week.

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Your Thoughts Are Not You, But Your AI Thinks They Are

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This episode was published on May 13, 2026.

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We've had meditation teachers, psychologists, nutritionists, and a psychic on this show trying to fix what's wrong with mortgage people. None of it worked. So this time we went deeper.In this episode of Laugh, Lend & Eat, Fobby and Justin sit down...

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