You’re Not Crazy — The Market Is Messing With You (And Here’s How to Play It)

On this first episode of Capital Clarity Radio, Andrew Johnsen and Jackie Selby keep it real about why “before COVID” and “after COVID” feel like two different financial worlds — and what that means for your retirement plan. Andrew breaks down market timing myths, why default 401(k) settings can quietly hurt you, and how strategies like Roth conversions, smarter cash-on-the-sidelines moves, and updated annuities can create real flexibility without gambling your future. Then they take it into 2026: inflated valuations, rate cuts, tariffs, and the AI boom — plus how to get practical exposure without chasing hype, while still protecting the downside.See omnystudio.com/listener for privacy information.