Youth Pessimism and Capital: Build the Pathways, Not Just the Pitch

Polls show young Americans struggling financially and losing faith in institutions. In the cannabis sector, too many minority and social-equity founders still face outdated underwriting that can’t see their value.Bank Black is a standards-aligned answer:• Michigan All Star Program (Foster + Casson): A nationally recognized social-equity procurement blueprint, adopted by other states.• ASTM Global Standard Guideline (authored by Cimone Casson; at ballot): The first international standard for inclusive lending & risk management.• Patent-pending AI underwriting: Uses alternative data—community impact, tax compliance, business performance—for fair, transparent capital.What partners can do now:• Foundations & charitable trusts: Structure PRIs, recoverable grants, or join a pooled donor collaborative with examiner-ready reporting.• Impact investors, CDFIs, credit unions: Co-design a de-risked lending lane with governance, compliance, and parity metrics.• State regulators: Align programs to ASTM + All Star models to scale access statewide.Let’s move from pessimism to pathways—ownership, jobs, and durable local wealth.🔗 Learn more: https://cannascapitalholdings.com/bank-black-by-cannas-capital-holdings/📧 Contact: [email protected] FosterBoard ChairmanCannas Capital Holdings, LLC#BankBlack #ImpactInvesting #Philanthropy #InclusiveFinance #FairLending #CannabisBanking #SocialEquity #AIUnderwriting #ASTM #PRI #RecoverableGrants #CDFI #EconomicInclusion #YoungEntrepreneurs #PublicPolicy #StateRegulators Common Sense by Eric Foster is reader-supported. To receive new posts and support my work, consider becoming a free or paid subscriber.Thanks for reading! This post is public so feel free to share it. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit ericfoster52.substack.com/subscribe