注册会计师经济法合同法36 民间借贷的法律红线

【本期主题】拆解民间借贷的完整知识脉络——实践性（到账生效）、无效红线（转贷/职业放贷/犯罪用途）、利息天花板（LPR四倍）、砍头息穿透，深度解析刑民交叉原则与资金真实用途的穿透认定。【案例】微信转账1万对方未点击接收：合同未成立；银行3%贷款转借表哥10%：套取金融机构贷款转贷无效；P2P平台暗示保本保息：承担担保责任；法定代表人借钱进个人账户：个人与公司共同担责。

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注册会计师经济法合同法36 民间借贷的法律红线

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