PODCAST · arts
?????????
by Cliff Botchway & Michael H
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Episodes
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If All You Do Is Take It’s Hard To Be Great
I recall listening to an interview and on this interview there was an able bodied young lady who was receiving government assistance. This young lady mentioned she doesn’t contribute to society, and then asked the question why should she? Her argument was that she would get a check in the mail...
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When The Hand Stops Feeding Us!
For the fortunate few that have been accustomed to just going to work every day in the US, and receiving a paycheck. This sure thing is slowly going away, per the technological advances that have been made that give all industries a new model of doing business. Long gone of the days when offshore...
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Dating Around Your Budget
For the most part many of us have been face with this dilemma, specifically for most men. How much should I spend when I take a female out on a 1st date? Maybe it’s a person that we really want to impress, so we go all out, and utilize all of the resources available to make a great 1st impression...
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Your Responsibility Not Theirs
We live in a time when very few want to truly be held accountable. The reason being is because very few are responsible or even want to be responsible. Responsibility is having certain task and duties that requires you to act. Accountability is honoring the outcome of what you are responsible…
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How Much Does Your Appearance Cost
The cost of trying to appear cool Many of us feel our appearance is a right, it’s a freedom; we have to look any way we want. This may be true; however, since our appearance is a reflection of us, it comes at a cost. There are many who wear what they see the celebrities wear, or wear clothing in...
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Student Loans The Crises Behind The Crisis
The Student Loan Crisis 25, 50, 75, and 100 thousand dollars of student loan debt and beyond; how did we get to a place where taking out so much debt is an accepted norm? Many students come out of school with mortgage level debts and unrealistic expectations finding it difficult to land a job…
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How Much Do We Have To Pay To Ride Nice?
Is this the only way to pay for a car? If we are watching TV, it doesn’t take long for us to view car dealers advertising their financial terms to purchase the latest and greatest cars they have available for sale. If we think about it, most of these cars average $20K, and most of us don’t have...
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Payday Loans (AKA Paycheck Punisher!)
Making them rich by our poor financial habits Let’s begin by examining the final part of the payday loan transaction whether it’s completed electronically or by walk in. The receiver feels like they have been saved, and they can pay their electricity bill before it goes dark at their home. Now…
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The Super Hero Complex
Hey it’s a bird, no it’s a plane, oh wait it’s no one. Many of us go through life drifting from day to day, not really giving much thought to our financial health. Many say “I only have to be on this job for 30 more years before I retire; however, when asked how much they have saved or how they...
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What is it really worth? (Creating a Financial Balance Sheet)
Having a bunch of stuff If we created a list of items that we own free and clear. That list would probably be a short list for the most of us. Items such as our TV’s, cars, jewelry, shoes, clothes, and other items similar to these to support our standard of life, suggests we can easily say we…
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What Is Your Number? (Creating and Executing a Budget)
Account for Everything I can’t say for sure but I’ll be willing to bet that most people really don’t know how much they really spend on a monthly basis. So that is why budgeting is one of the financial foundation pieces that set us up for Financial Freedom. Essentially at its core, it’s a simple...
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Budgeting Nothing Natural To It
Where Did My Money Go? Where did my money go? That is a question I believe that most of us ask ourselves when we can’t withdrawal not even 20 dollars from our bank accounts several days before our next paycheck. From that point before receiving our next paycheck the few remaining funds that are...
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What is an Asset and Why Do I Need Them
Definition of an Asset The word asset can be applied in many different ways. For example we might have heard of the term that we are an asset for the company we are employed by. What this means is we provide great value that affects the financial bottom line in a very positive manner. In the...
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Time To Break Down Our Day: Time flies when we don’t value it!
Where does our time go? There are twenty-four hours in a day, and seven days in the week. The average person works an eight hour shift for five days out of the seven day week. Let’s take a closer look at this; work is eight hours plus the one hour lunch break that makes nine hours. We also have…
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I’m Entitled To Get What I Want Even If Using Debt
How we commonly view the entitlement attitude When we think of the entitlement attitude we often picture someone demanding something they did not work for or someone expecting the government to give them a handout. Now these can be considered entitlement attitudes especially if the individual is...
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Different Income Types: Generating Income More Effectively From Other Sources
Common Way of Thinking for Income Generation Most of us growing up saw our parents get up early in the morning to prepare themselves to go work. As we progressed to teenagers we replicated our parents by having part-time jobs after school. I’d venture to say in most of our households that they…
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Financial Management Principles: 4 Principles That Gives Us Our Financial Independence
TIME MANAGEMENT Time is the foundation of the management principles. Time when managed properly will allow us to reach financial freedom, accomplish our dreams, and serve others in a positive manner. How we manage our time on a consistent basis can make the difference between us barely surviving,...
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????????? currently has 17 episodes available on PodParley. New episodes are automatically indexed when they're published to the podcast feed.
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?????????????????????????????(Podcast)???????????BGM?????iTunes?https://t.co/AXOxC2b4nE??????????Twitter??https://twitter.com/motedans??????? #????
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????????? has 17 episodes. Check the episode list to see recent publication dates and frequency.
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????????? is created and hosted by Cliff Botchway & Michael H.
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