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Are you one of the 70% of Americans who don't have an end of life plan? If so, you're not alone, but you're also putting your family at risk of a lengthy and costly probate process. In this episode of Love, Death and Money, Attorney Naz Barouti shares the importance of creating an end of life plan to ensure your loved ones are taken care of after you're gone. Attorney Barouti explains how probate court can be a nightmare for families, with costs adding up to 50-60% of the estate's value. He also discusses the importance of having a plan in place to avoid the emotional, administrative, and economic burdens that come with long-term care. Joining him is Tina Barouti, founder of New Capital Insurance Solutions, who shares insights into long-term care insurance and how it can help families prepare for the unexpected. In this episode, you'll learn about the importance of having a plan in place, the consequences of not having one, and how to create a revocable trust to avoid probate. You'll also discover how to protect your business and assets from creditor claims with acid protection planning. Don't miss this crucial conversation about planning for the future and protecting your loved ones. Tune in to this episode to learn more about the importance of end of life planning and how to create a plan that works for you and your family. Call Attorney Naz Barouti's office at 444-659-003 to schedule a consultation and take the first step towards securing your family's future.See omnystudio.com/listener for privacy information.

California taxpayers are facing a daunting challenge: a state government that seems determined to raise their taxes, no matter the cost. On this episode of the Howard Jarvis Radio Show, host Susan Shelley and HJTA President Jon Coupal dive into the latest developments in California's tax landscape. From the proposed Local Taxpayer Protection Act to the ongoing saga of the High Speed Rail project, this episode is a must-listen for anyone concerned about the future of California's economy. The Howard Jarvis Taxpayers Association is fighting hard to protect taxpayers from the state's relentless pursuit of new revenue streams. With the November ballot looming, the stakes are high, and the association is working tirelessly to educate voters about the importance of Proposition 43, the Local Taxpayer Protection Act. This measure aims to restore the two-thirds vote requirement for local special taxes, a crucial safeguard against the kind of tax increases that have driven so many Californians out of state. But the tax battle is far from over. The state's high-speed rail project is a prime example of the kind of wasteful spending that taxpayers can't afford. With a price tag of over $2 billion, this project is a boondoggle that's already causing headaches for local governments. And then there's the issue of real estate transfer taxes, which have been exploited by special interests to line their pockets at the expense of taxpayers. If you're concerned about the future of California's economy and the impact of taxes on your wallet, this episode is a must-listen. Join Susan Shelley and John Coopol as they discuss the latest developments in California's tax landscape and explore the ways in which taxpayers can fight back against the state's relentless pursuit of new revenue streams.See omnystudio.com/listener for privacy information.

Guests: Rick Caruso, Lisa Daftari and Dr. Robert KleinhenzSee omnystudio.com/listener for privacy information.

Guests: Jon Najarain, Estela Lopez and Gordon Chang.See omnystudio.com/listener for privacy information.

Guests: John Kilduff, Nic Adler and Dan Raviv.See omnystudio.com/listener for privacy information.

Guests: Daniel Ives, Jerry Sullivan and Hal Kempfer.See omnystudio.com/listener for privacy information.

Guests: Gabriel Wisdom, Patrick Gleason and Kevin KlowdenSee omnystudio.com/listener for privacy information.

Guests: Ken Winans, Curt Northrup and Katerina Tana.See omnystudio.com/listener for privacy information.

Guests: Steve Forbes, Dan Raviv and Jeff Lazerson.See omnystudio.com/listener for privacy information.

Guest: Jon Najarian, Chris Thornberg and David BarnheartSee omnystudio.com/listener for privacy information.

Guests: John Kilduff, Michael Levine and Lynda Oschin.See omnystudio.com/listener for privacy information.

Frank Mottek is joined by Daniel Ives, Hal Kempfer and Grover Norquist.See omnystudio.com/listener for privacy information.

Frank Mottek is joined by Bryan Perry, Fraser Ross and David DrabinskySee omnystudio.com/listener for privacy information.

Frank Mottek is joined by Daniel Ives, Hal Kempfer and Jerry Sullivan.See omnystudio.com/listener for privacy information.

Frank Mottek is joined by Rick Caruso, Ken Winans and Lauren Fix.See omnystudio.com/listener for privacy information.

Frank Mottek is joined by Michael Farr, Michael E. Gates and Trevor Kruder.See omnystudio.com/listener for privacy information.

John Phillips And Randy Wang are two California Insiders who know exactly why 2028 primary voters will not get behind a Gavin Newsom Presidential RunSee omnystudio.com/listener for privacy information.

Frank Mottek is joined by Jonathan Hoenig, Grover Norquist and Dan Raviv.See omnystudio.com/listener for privacy information.

Frank Mottek is joined by Daniel Ives, Hal Kempfer and Susan Shelly.See omnystudio.com/listener for privacy information.

Frank Mottek is joined by Steve Forbes, Royal Oaks and Mark Hood.See omnystudio.com/listener for privacy information.

Frank Mottek is joined by Eleanor Terrett, Kevin Klowden and Dennis Zine.See omnystudio.com/listener for privacy information.

Frank Mottek is joined by Gabriel Wisdom, Lauren Fix and Jeff Lazerson.See omnystudio.com/listener for privacy information.

Frank Mottek is joined by Ken Winans, John Kilduff and Jerry SullivanSee omnystudio.com/listener for privacy information.

Frank Mottek is joined by Daniel Ives, Grover Norquist and Hal Kempfer.See omnystudio.com/listener for privacy information.

Hour Three of A&G features... A Tributes to Dads, sorta... The new Michael Jackson documentary balances the MJ scales... The long list of spiraling home ownership costs... Jack's upcoming speaking event!!! See omnystudio.com/listener for privacy information.

Hour Two of A&G features... Pres. Trump threatens Iran... A Florida grampa is popped for speeding... Joe brings us the Rise of the Democratic Socialists... Jack struggles with some exotic sushi.  See omnystudio.com/listener for privacy information.

Featured in Hour One of the Monday June 22, 2026 edition of The Armstrong & Getty Show... A new week begins... Heather Myers has The Lead Story... There's a new jobs poll... Mailbag!  See omnystudio.com/listener for privacy information.

Is our system of rehabilitation really working in California?See omnystudio.com/listener for privacy information.

Yep They all Really Care About AffordabilitySee omnystudio.com/listener for privacy information.

Frank Mottek is joined by Jim Hausberg, Mark Hamrick and Todd Johnson.See omnystudio.com/listener for privacy information.

Frank Mottek is joined by Ben Stein, Stuart Waldman and Lloyd Greif.See omnystudio.com/listener for privacy information.

Frank Mottek is joined by Bryan Perry, Kevin Klowden and Eleanor Terrett.See omnystudio.com/listener for privacy information.

Frank Mottek is joined by Ken Winans, Grover Norquist and Dan Raviv.See omnystudio.com/listener for privacy information.

Hour Three of A&G features... The UK teen social media ban... more details on the foiled WH UFC bombing plot... CA Gov Gavin Newsom reacts to DOJ investigation... A European soccer fan raves about America!  See omnystudio.com/listener for privacy information.

Hour Two of A&G features... The murky details of the Iran War deal... Pres. Trump offers a unique solution to Hezbollah... CA's voting system is broken... The foiled plot to attack the White House UFC fight.  See omnystudio.com/listener for privacy information.

A foiled terrorist plot... Heather Myers has The Lead Story... Pres. Trump & VP Vance on the Iran deal... Mailbag!  See omnystudio.com/listener for privacy information.

Car on Car crashes are up, Car on Ebike Crashes are up, Ebike on Pedestrian Crashes are up! Plus Randy talks with Dr Stephanie Powell about cracking down on the buyers of prostitution in CaliforniaSee omnystudio.com/listener for privacy information.

Frank is joined by John Kilduff, Jim Hausberg, and Hal Kempfer.See omnystudio.com/listener for privacy information.

In a world where pride and self-importance can often get in the way of true connection and understanding, the speaker invites us to explore the transformative power of humility. This episode delves into the complexities of humility, a virtue often misunderstood as thinking less of oneself, but actually, it's about thinking of oneself less. By examining the scriptural examples of Jesus and the apostle Paul, we'll discover how humility can be a path to renewal, rest, and a deeper connection with others.Humility is not just a feeling or an attitude, but a choice we can make every day. It's about recognizing that our lives are not our own, but a part of a larger story that involves others and a higher power. By letting go of our need to be right and our desire for control, we can create space for others to share their perspectives and experiences, leading to a more authentic and meaningful life.The speaker discusses the importance of self-awareness, recognizing our limitations, and being open to new ideas. We'll also explore the concept of "sober-mindedness," which means thinking of ourselves with good common sense and a sense of fairness. By living in accordance with the truth that's been given to us, we can cultivate humility and create a safe space for others to rest and be themselves.If you're looking for a way to break free from the cycle of pride and self-importance, this episode is for you. Join the speaker as they explore the science of humility, discuss the challenges of measuring humility, and offer practical advice on how to cultivate this vital virtue in your daily life. Listen in to discover how humility can be a powerful tool for renewal, rest, and deeper connections with others.See omnystudio.com/listener for privacy information.

Are you prepared for the unexpected? In this episode of Love, Death and Money, Attorney Naz Barouti shares a sobering reality: 70% of Americans don't have a plan in place for their loved ones after they're gone. Without a plan, the state of California has one for you - and it's called probate court. This process is expensive, time-consuming, and can leave your family without access to the assets you've worked hard to leave behind. Attorney Barouti explains how probate works and why it's essential to have a plan in place. She shares a personal story about a client who thought they were saving money by gifting their home to their child, only to create a host of problems that could have been avoided with proper planning. She also discusses the importance of having an asset protection plan in place, especially for those who own businesses or have high-risk professions. In this episode, Attorney Barouti also talks about the benefits of fixed indexed annuities, a product that can help you grow your savings without losing a big chunk of your money. She's joined by Tina Barouti from New Capital Insurance Solutions, who explains how fixed indexed annuities work and why they might be a good option for those approaching or in retirement. Don't miss this important conversation about protecting your family's future. Listen to the full episode to learn more about end of life planning, asset protection, and how to create a plan that works for you.See omnystudio.com/listener for privacy information.

Frank is joined by Jon Najarian, Bridget Ahern, and Norm Langer.See omnystudio.com/listener for privacy information.

The stock market rallied significantly today, with the Dow closing up 929 points, as President Trump announced a deal with Iran. The news came after a week of heightened tensions in the Middle East, with oil prices plummeting on the prospect of a US strike on Iran. But what does this deal mean for the market, and what's next for the global economy? Frank Mottek is joined by John Kilduff, a prominent oil industry analyst, shares his insights on the current market situation and what investors can expect in the coming weeks. We also discuss the impact of the deal on oil prices and the potential effects on the global economy. The deal, which is still in its early stages, appears to address several key issues, including the removal of sanctions on Iran and the country's nuclear program. But as our guest points out, there are still many uncertainties surrounding the agreement, and its success is far from guaranteed. We also explore the potential consequences of a failed deal and what that would mean for the market. If you're interested in staying up-to-date on the latest market news and analysis, tune in to this episode to hear our expert's take on the situation.See omnystudio.com/listener for privacy information.

Are we going to hold the private utility monopoly accountable? Or let them pass the cost of their destruction to the rate payers again Plus Randy talks fitness with Michele BondSee omnystudio.com/listener for privacy information.

The stock market had a rough day, with the Dow closing nearly one thousand points down and the S&P 500 and Nasdaq also experiencing significant losses. The latest inflation reading showed consumer prices rising 4.2% on an annual basis, the highest in three years, but investors seem to be taking it in stride. Meanwhile, the US and Iran are exchanging blows in the Middle East, with oil prices spiking as a result. In this episode, we dive into the latest market news and expert analysis, including the impact of the inflation reading and the geopolitical tensions. The market reaction to the inflation news was swift, with stocks pulling back, but experts say the effects will be short-lived. The US economy is expected to continue growing, with a possible recession on the horizon, but the question is when will the government's spending catch up with reality. We also discuss the upcoming SpaceX IPO, which is expected to be the biggest in history, and how it may impact the market. With the US and Iran's tensions escalating, the world is watching to see how this will play out. Frank Mottek is joined by expert Daniel Ives, Managing Director and Global Head of Technology Research at Wedbush Securities, shares his insights on the market and the impact of the SpaceX IPO. He believes that the market is experiencing a "gut check moment" due to the geopolitical tensions and the SpaceX IPO. We also talk to prominent economist Christopher Thornberg about the latest inflation reading and its effects on the economy.See omnystudio.com/listener for privacy information.

Are their fears real or unfounded about AI and energy costs? Plus Randy talks Oakland with Seneca Scott and MacArthur Park with Bill EssayliSee omnystudio.com/listener for privacy information.

REPOST - I accidentally posted the 1PM hour twice - heres the actual hour RWSee omnystudio.com/listener for privacy information.

Frank Mottek talks about the latest market volatility and its impact on your investments. The US launched self-defense strikes against Iran, causing a nervous day of trading, with the Dow Jones Industrial Average plummeting 86 points. But amidst all the chaos, top-ranked money manager Ken Winans shares his insights on the market trends and how to navigate them. He discusses the importance of sticking with trending investments and the surprising pockets of opportunity that can be found in the midst of volatility. Ken Winans, president and chief investment officer at Winans Investments, joins the show to share his expertise on the current market situation. He talks about the trend of corporate bonds being flat on the year, despite the expectations of inflation and war. He also highlights the importance of commodity prices as a sign of what's going on in the market. With the price of oil hovering around $90 a barrel, Ken shares his prediction on where oil goes from here. The conversation also touches on the upcoming IPO of SpaceX, with Ken sharing his thoughts on whether to invest on day one or wait for the dust to settle. He also discusses the importance of looking at mid-cap companies that are often overlooked in the excitement of new IPOs. Additionally, Ken shares his insights on the tech sector, highlighting the importance of established companies like Intel and Dell, which have been making significant gains. As the market continues to be unpredictable, Ken's advice is to balance your portfolio and consider alternative areas that are hot right now. He also shares his thoughts on the crypto market, which has been experiencing a downturn, and the importance of being cautious when investing in areas that are prone to tax loss selling. With so much uncertainty in the market, Ken's expertise is a valuable resource for anyone looking to navigate the current economic landscape.See omnystudio.com/listener for privacy information.

The group pushing for a 30 dollar min wage says they have enough signatures for the ballotSee omnystudio.com/listener for privacy information.

John talks politics with Robby SoaveSee omnystudio.com/listener for privacy information.

Do you just vote for spite at that point?See omnystudio.com/listener for privacy information.