A Word About Wealth Podcast

WAW0107: Diary of a Successor Trustee If you are interested in a 1-on-1 financial coaching session, please contact [email protected] to schedule a free consultation. We’re here for you. In this podcast episode, we delve into the responsibilities and challenges of being a successor trustee after the passing of a family friend. We discuss the crucial role of a successor trustee in managing and distributing the deceased individual's assets according to their wishes. From navigating legal and financial intricacies to handling emotional aspects, our experts provide insights and practical tips for those entrusted with this important role. Whether you're new to the role or seeking guidance on fulfilling your duties with compassion and efficiency, this episode aims to shed light on the complexities of being a successor trustee in the aftermath of a loss. As always, if you have any questions, comments, or topic recommendations, please email us at [email protected]. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses. RSS Feed:  https://anchor.fm/s/8800fec8/podcast/rss

WAW0106: Shocking Truth - High Interest Rates - Your Debt Savior or Financial Doom? If you are interested in a 1-on-1 financial coaching session, please contact [email protected] to schedule a free consultation. We’re here for you. Welcome to our latest podcast episode where we tackle the changing landscape of interest rates. Remember the days of ultra-low rates? Well, those are behind us. Now, high interest rates are shaking things up—but are they all bad? Join us as we explore this topic, uncovering the dual nature of high interest. For some, it's a financial headache, especially if you're in debt. But for others, it's an asset to leverage wisely. We'll delve deep into strategies for making high interest rates work for you, whether you're on the debt side or reaping benefits. Discover actionable insights to navigate this new reality and make informed decisions, regardless of which side of the fence you're on. As always, if you have any questions, comments, or topic recommendations, please email us at [email protected]. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses. RSS Feed:  https://anchor.fm/s/8800fec8/podcast/rss

If you are interested in a 1-on-1 financial coaching session, please contact [email protected] to schedule a free consultation. We’re here for you. We can’t count how many times that we’ve stopped and restarted this podcast. OK, it's 3 (or maybe 4), but alas, we’re back yet again.  We promise you that we have good reasons for the hiatus this time, and we’re gearing to getting these podcast episodes back on track.  Tune in and find out what we’ve been up to these past few months. As always, if you have any questions, comments, or topic recommendations, please email us at [email protected]. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

WAW0105: Used Car Buying Guide Part 2 If you are interested in a 1-on-1 financial coaching session, please contact [email protected] to schedule a free consultation. We’re here for you. With the car market still being crazy post pandemic, buying a used car may seem as daunting as ever.  Fear not, we’re here to be in your corner.  In this episode, we’ll take a deep dive into the in’s and out’s of buying a used car.  Let’s find out why it’s smart to buy used and some general tips and tricks on how to find a good used car.  In tune in to Part 2 of our Used Car Buying Guide. As always, if you have any questions, comments, or topic recommendations, please email us at [email protected]. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses. References: Car Buying Aggregator Site - www.autotempest.com Chris Fix Used Car Inspection Checklist - https://www.chris-fix.com/upload/How%20to%20Inspect%20a%20Used%20Car%20Checklist%20%20FULL.pdf RSS Feed:  https://anchor.fm/s/8800fec8/podcast/rss

If you are interested in a 1-on-1 financial coaching session, please contact [email protected] to schedule a free consultation. We’re here for you. With the car market still being crazy post pandemic, buying a used car may seem as daunting as ever.  Fear not, we’re here to be in your corner.  In this episode, we’ll take a deep dive into the in’s and out’s of buying a used car.  Let’s find out why it’s smart to buy used and some general tips and tricks on how to find a good used car.  In tune in to Part 1 of our Used Car Buying Guide. As always, if you have any questions, comments, or topic recommendations, please email us at [email protected]. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses. References: www.autotempest.com

If you are interested in a 1-on-1 financial coaching session, please contact [email protected] to schedule a free consultation. We’re here for you. In this week’s episode, your host, Kevin delves into the intricate details of Van’s Personal Financial Dating profile.  Let’s explore the secrets to Van’s Financial Dating profile that authentically reflects his financial values while captivating potential matches.  Tune in and get ready to set the stage for meaningful connections built on mutual financial understanding and compatibility. As always, if you have any questions, comments, or topic recommendations, please email us at [email protected]. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

WAW0101: Kids Talk Money If you are interested in a 1-on-1 financial coaching session, please contact [email protected] to schedule a free consultation. We’re here for you. It’s been a while since we had special guests in the podcast.  In this special episode, we bring in kids to ask them random questions to see how much they know about money.  Tune in to see what wild and zany responses we get from these kids.  Maybe they’ll even teach us adults a thing or two about money. As always, if you have any questions, comments, or topic recommendations, please email us at [email protected]. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses. RSS Feed:  https://anchor.fm/s/8800fec8/podcast/rss

If you are interested in a 1-on-1 financial coaching session, please contact [email protected] to schedule a free consultation. We’re here for you. We did it folks, 100 episodes!  It only took us 5 years, but finally we did it!  Thank you for sticking with us over the years.  With us restarting the podcast twice, having inconsistent release schedules, and frankly all of the countless banter about “The Rock”, it’s a miracle that we still have listeners.  In this episode, we wanted to celebrate by taking a nod with “The Christmas Carol” while we take a deep dive into Kevin and Van’s years of financial past, present, and future.  Join us in our celebration! As always, if you have any questions, comments, or topic recommendations, please email us at [email protected]. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

If you are interested in a 1-on-1 financial coaching session, please contact [email protected] to schedule a free consultation. We’re here for you. It’s that time of year again. Like death, taxes are something that you can never avoid. However, if you are well prepared, getting your tax return done won’t be a big deal. This year, you many have heard rumblings that your tax refund will not be as good this year. Tune in to find out if that’s true and how it may impact you. As always, if you have any questions, comments, or topic recommendations, please email us at [email protected]. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

If you are interested in a 1-on-1 financial coaching session, please contact [email protected] to schedule a free consultation. We’re here for you. Budgeting is a fundamental financial planning tool that we highly recommend, but how do you do so when you're about to spend a boatload of money for a high expense purchase? Join us as we talk about Kevin's home renovation and how it is blowing his meticulously planned budget. We also talk about Van's latest financial youtube obsession, Super Mario and other fun things. As always, if you have any questions, comments, or topic recommendations, please email us at [email protected]. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses. RSS Feed: https://anchor.fm/s/8800fec8/podcast/rss

If you are interested in a 1-on-1 financial coaching session, please contact [email protected] to schedule a free consultation. We’re here for you. To pay off the mortgage … or not pay off the mortgage? This has been an age old question that has many stumped. On one hand, investing is more exciting and the potential for building wealth is much greater. But on the other hand, paying off the mortgage is a guaranteed way to ensure a roof over your head. Which is the right choice? Is there even a wrong choice in this first world problem? In this episode, we go into the details of whether it makes sense to pay off your mortgage early. You may be surprised at what you find. As always, if you have any questions, comments, or topic recommendations, please email us at [email protected]. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

WAW096: Are Financial Advisors Bad?
 If you are interested in a 1-on-1 financial coaching session, please contact [email protected] to schedule a free consultation.  We’re here for you. It seems like anyone can call themselves “financial advisors” these days.  From your insurance agent to your crazy uncle, it’s a loose title thrown around in an attempt to gain your trust to manage your hard earned dollars.  There are many advisors that truly help their clients to build wealth, but it’s also an industry that is fraught with confusion, debilitating fees, and misinformation that it is often very difficult to find a financial advisor to trust.  In this episode, we go over our real-world experience working with financial advisors.  Find out the good and bad of what financial advisors have to offer and whether you should hire one. For more information about this topic, also check out Episode 6: Are Financial Advisors Right For Me?
 As always, if you have any questions, comments, or topic recommendations, please email us at [email protected].  Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

WAW095: Bull Run...in a Recession?
 If you are interested in a 1-on-1 financial coaching session, please contact [email protected] to schedule a free consultation.  We’re here for you. If you've read the news over the past half year, chances are you've heard economists talk about inflation and how "heated" the economy is. You might also have heard that we're due for a recession. But yet, some investors are gearing up for a bull run on the market. Join us for this episode as we discuss the state of the economy, whether there's actually a bull run and Van shares with us how he learned the difference between a bull run and bear run. It's something you won't want to miss.
 As always, if you have any questions, comments, or topic recommendations, please email us at [email protected].  Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses. RSS Feed: https://anchor.fm/s/8800fec8/podcast/rss

WAW094: Top 10 Questions About Money
 If you are interested in a 1-on-1 financial coaching session, please contact [email protected] to schedule a free consultation.  We’re here for you. Despite it being easier than ever to learn about money, most of us just stink with managing our own finances.  With more than half of Americans unable to pay for a $1,000 emergency, and credit card debts reaching an all time high, it’s a telling sign that many of us need to go back to the basics to establish that financial foundation.  In this episode, we tackle the Top 10 Questions About Money and give our Word About Wealth take on questions surrounding credit cards, debt, budgeting, retirement, and more! As always, if you have any questions, comments, or topic recommendations, please email us at [email protected].  Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses. References:
 1. Link to original article: https://www.careercontessa.com/advice/scary-money-questions/ RSS Feed: https://anchor.fm/s/8800fec8/podcast/rss

If you are interested in a 1-on-1 financial coaching session, please contact [email protected] to schedule a free consultation.  We’re here for you. The day is finally here. Yes, folks you guessed it - The day you all have been waiting for all year is here - The US Midterm elections. You're not interested? Fair enough, but you might still want to know who will control the various branches of government because it will have some significant impact on tax policy going forward. In this episode, Van and Kevin break-down compare the tax plans between a Republican-controlled Congress vs. a Democrat-controlled Congress As always, if you have any questions, comments, or topic recommendations, please email us at [email protected].  Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses. Reference: https://www.whitehouse.gov/briefing-room/statements-releases/2022/10/27/congressional-republicans-five-part-plan-to-increase-inflation-and-costs-for-american-families/#:~:text=Under%20the%20Congressional%20Republican%20plan,American%20household's%20total%20annual%20income. https://www.washingtonpost.com/us-policy/2022/10/17/republicans-tax-trump-biden/

WAW092: HELOC is it a Bad Word?
 If you are interested in a 1-on-1 financial coaching session, please contact [email protected] to schedule a free consultation.  We’re here for you. A HELOC stands for “Home Equity Line of Credit”.  As the name suggests, HELOC is a debt instrument that allows homeowners to tap into the equity of their home and use it like a credit card.  Many use HELOCs to renovate their homes and pay off debts, but do other uses exists for HELOCs?  What does it take to qualify?  In this episode, we will go over what a HELOC is, what you can do with it, and the pitfalls that are associated with HELOCs.  You may have already guessed what Kevin and Van’s disposition are with HELOCs, but tune in anyway, you’re bound to learn something new. :-) As always, if you have any questions, comments, or topic recommendations, please email us at [email protected].  Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses. RSS Feed:  https://anchor.fm/s/8800fec8/podcast/rss

WAW091: 15 Fundamental Finance Tips for Students
 If you are interested in a 1-on-1 financial coaching session, please contact [email protected] to schedule a free consultation.  We’re here for you. While we’re taught many other topics, like “the birds and the bees”, chemistry, English, etc., personal finance is oddly missing from that curiculum.  Such a shame that many of us were not formally taught basic personal finances before setting off into the world.  It’s no wonder that many of us are so deeply in debt and struggling financially.  These days, Tik Tok and social media are ways that people are learning about finance, and that’s scary.  In this episode, we’ll go over 15 fundamental tips that every student should learn about personal finance before they graduate. As always, if you have any questions, comments, or topic recommendations, please email us at [email protected].  Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses. References:
 1. Link to Forbes article: https://www.forbes.com/sites/forbesfinancecouncil/2022/06/30/15-fundamental-financial-topics-high-schools-and-colleges-should-teach-students/?sh=664998291bb6 RSS Feed:  https://anchor.fm/s/8800fec8/podcast/rss

WAW090: Should you follow Dave Ramsey’s Baby Steps?
 If you are interested in a 1-on-1 financial coaching session, please contact [email protected] to schedule a free consultation.  We’re here for you. Dave Ramsey is a titan in the world of personal finance.  He has sold multiple New York Times best sellers, including his most famous book, “The Total Money Makeover” and is also best known for his radio and Youtube channel, reaching millions of daily listeners and viewers.  While many critics view his Baby Steps to be too simple and conservative, you can’t deny the impact this program has made to get millions of Americans out of debt and on their way to building wealth.  That said, are Dave Ramsey’s Baby Steps right for you?  In this episode, we will take a deep dive into each Baby Step and give our opinions and weigh in the pro’s and con’s.  We always say that there’s no one size fits all approach to personal finance, but Dave’s Baby Steps are set to prove us wrong. As always, if you have any questions, comments, or topic recommendations, please email us at [email protected].  Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

WAW089: Should You Loan Money to Family?
 If you are interested in a 1-on-1 financial coaching session, please contact [email protected] to schedule a free consultation.  We’re here for you. Money and family is messy to say the least.  It’s something that most people wouldn’t touch with a 10 ft pole, yet for many, it can’t be avoided.  Maybe there’s a sense of familial duty, or perhaps it’s a situation where you don’t want to create a long term dependency with.  Is loaning money a bad idea?  Or are there certain circumstances when you should feel obligated to loan the money?  This is a topic that the hosts also struggle with, but let’s dive in and navigate these waters to see if there is an answer to this question… should you loan money to family? As always, if you have any questions, comments, or topic recommendations, please email us at [email protected].  Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

WAW088: 9% Savings Account?!  Introducing I-Bonds!
 If you are interested in a 1-on-1 financial coaching session, please contact [email protected] to schedule a free consultation.  We’re here for you. While high inflation is generally a very bad situation, there is one area where high inflation is actually beneficial.  Let us introduce you to Series I Bonds, otherwise known as I-Bonds.  Simply put, I-Bonds are government savings bonds that are pegged to the rate of inflation.  As of October 2, 2022, I-Bonds have a coupon rate of 9.62%!  Much better than any savings account or CD can offer today, and has the backing of the United States Treasury.  Sounds simple, but are there any quirks with I-Bonds?  Who can invest in I-Bonds and more importantly, should you be investing in I-Bonds?  Tune in to find out! As always, if you have any questions, comments, or topic recommendations, please email us at [email protected].  Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses. References:
 1. US Treasury site about I-Bonds:  https://www.treasurydirect.gov/indiv/research/indepth/ibonds/res_ibonds.htm RSS Feed: https://anchor.fm/s/8800fec8/podcast/rss

WAW087: Top Tips to Fight Inflation If you are interested in a 1-on-1 financial coaching session, please contact [email protected] to schedule a free consultation.  We’re here for you. If you’ve watch the news lately, it’s tough not to hear any news about inflation.  It’s as if the end of the world is near and there’s nothing you can do about it.  Well, we’re here to tell you that much of that is boloney!  In this episode, we will go over the fundamentals of inflation, why it is happening, how it impacts you, and what you can do to get through these troubling times.  While the path to recover from inflation may not be easy, it is something that we are all capable to fight against. As always, if you have any questions, comments, or topic recommendations, please email us at [email protected].  Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses. RSS Feed: https://anchor.fm/s/8800fec8/podcast/rss

WAW086: Is an Electric Vehicle (EV) Right For You Part 2 If you are interested in a 1-on-1 financial coaching session, please contact [email protected] to schedule a free consultation.  We’re here for you. We didn’t intend to make this a two parter, but for those who are intrigued or thinking about being in the market for an EV, you’re in for a treat!  Find out how the new Inflation Reduction Act impacts your EV purchase, what the real Total Cost of Ownership is, and whether it fits your lifestyle.  If EV isn’t for you, is there another alternative for being green? As always, if you have any questions, comments, or topic recommendations, please email us at [email protected].  Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses. RSS Feed: https://anchor.fm/s/8800fec8/podcast/rss

WAW085: Is an Electric Vehicle (EV) Right For You? If you are interested in a 1-on-1 financial coaching session, please contact [email protected] to schedule a free consultation.  We’re here for you. Quick disclaimer, when Kevin and Van recorded this episode, the Inflation Reduction Act was not announced yet.  So if you’re wondering why we this act wasn’t mentioned, this is the reason.  For those who are unaware, this act provides up to $7,500 tax credit incentives for EV’s made in North America and batteries sourced in “free trade” countries.  It’s a great incentive for EV’s and individuals that qualify.  We apologize for the omission of this critical detail, but we still think the episode is very relevant for those considering the purchase of an EV.  In any case, on with the show! As always, if you have any questions, comments, or topic recommendations, please email us at [email protected].  Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

WAW084: Top 10 Financial Security Tips If you are interested in a 1-on-1 financial coaching session, please contact [email protected] to schedule a free consultation. We’re here for you. Okay,  we admit we did it again. We clicked on even more clickbait, but what  can we say? We are interested in this stuff and sharing it with our  audience. In this episode, Van and Kevin talk about the top 10 financial  security tips according to 1st Security Bank. Let us know how many of  these describe your current financial situation! As always, if you have any questions, comments, or topic recommendations, please email us at [email protected]. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses. Reference: https://www.seattletimes.com/sponsored/top-10-tips-for-financial-security-in-2022/

WAW083: Is Cash Stuffing Right For You? If you are interested in a 1-on-1 financial coaching session, please contact [email protected] to schedule a free consultation. We’re here for you. If  you clicked on this thinking this was "The Price is Right" you are  sorely mistaken. This episode dives into the budgeting concept known as  "Cash Stuffing," which has become a viral phenomenon after some  influencers made it a thing. In this episode, Van and Kevin talk about  Cash Stuffing, what it means and whether it's right for you. As always, if you have any questions, comments, or topic recommendations, please email us at [email protected]. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses. Reference: https://www.cnbc.com/2022/04/20/how-cash-stuffing-is-helping-tiktok-creators-beat-inflation-pay-debt.html

WAW082: How to Pick the Right Home Loan If you are interested in a 1-on-1 financial coaching session, please contact [email protected] to schedule a free consultation.  We’re here for you. Home purchase is likely the biggest purchase you’ll ever have to make.  But how do you know what home loan product is right for you?  You hear terms like “fixed rate” and “ARM”, but what does that all mean?  Does one have an advantage over the other?  Are there home loans that you should avoid?  If you’re thinking of buying a home or in the process of buying one, you don’t want to miss this episode. As always, if you have any questions, comments, or topic recommendations, please email us at [email protected].  Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses. References:
 1. Check out our previous episodes related to home buying: - WAW003: Hot Home Buying Tips - WAW067: Can I Afford It House Edition 2. Some great references about the home market in the United States: - https://www.car.org/Global/Infographics/Q1-2022-HAI - https://www.freddiemac.com/pmms/pmms30 - https://www.bankrate.com/mortgages/types-of-mortgages - https://www.investopedia.com/mortgage/mortgage-rates/fixed-versus-adjustable-rate/

WAW081: Top Ten Money Lessons for Kids If you are interested in a 1-on-1 financial coaching session, please contact [email protected] to schedule a free consultation. We’re here for you. Okay,  we admit it. Van and Kevin got suckered into clickbait and clicked on  an article called "10 Things Kids should know before they're 10" (the  title was just so enticing, what can we say?). Rather than just get  annoyed that we clicked on it, we decided to make an episode out of it.  In this episode, Van and Kevin talk through the article and analyze  whether the tips are more theoretical or truly good practice to teach  our kids. This is part 2 of the Finance and Kids episode! As always, if you have any questions, comments, or topic recommendations, please email us at [email protected]. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses. Reference: tinybeans.com/things-your-kids-n…-theyre-10/slide/9

WAW080: Kids and Finance Part 1 If you are interested in a 1-on-1 financial coaching session, please contact [email protected] to schedule a free consultation. We’re here for you. Let's  face it. As parents, we all want our kids to be self-sufficient when it  comes to handling money and finances. We certainly don't want them to  be using stickers as currency when they're 21. But the question is -  When do you start? Join us on this episode as Van and Kevin breaks down  the right age to introduce finance to your kids and innovative ways to  encourage healthy money habits, while also having some fun along the  way. This is part 1 of a 2 episode topic. As always, if you have any questions, comments, or topic recommendations, please email us at [email protected]. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

WAW079: Car Buying Tips in These Crazy Times If you are interested in a 1-on-1 financial coaching session, please contact [email protected] to schedule a free consultation. We’re here for you. Thinking  of buying a car these days? Well think again! With low inventory and  high mark ups, we’re living in one of the worst times in history to buy a  car. So what can we do about it? Do we just accept that this is the new  reality and pay whatever the dealers want? Or do we stand up and  boycott dealers all together. Like with anything, the answer is  somewhere in between. Find out what you can do in these trying times. As always, if you have any questions, comments, or topic recommendations, please email us at [email protected]. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

WAW078: Tax Loss Harvesting Listener Request If you are interested in a 1-on-1 financial coaching session, please contact [email protected] to schedule a free consultation. We’re here for you. One  of our listeners requested an episode for Tax Loss Harvesting… well,  here it is! You ask, and we deliver. Tax Loss Harvesting sounds  complicated, and to be honest, it can be. But it’s still something that  every investor should learn and find out how to take advantage of it. In  this episode, find out what Tax Loss Harvesting is, how it can benefit  you, and how you can harvest your own taxes. Keep the requests coming! As always, if you have any questions, comments, or topic recommendations, please email us at [email protected]. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses. References:
 1. Some great references for tax loss harvesting: 1. www.fidelity.com/viewpoints/perso…-loss-harvesting 2. www.investopedia.com/terms/t/taxgai…harvesting.asp 3. www.investopedia.com/terms/s/substa…alsecurity.asp

WAW077: Top Financial Scams to Avoid If you are interested in a 1-on-1 financial coaching session, please contact [email protected] to schedule a free consultation. We’re here for you. In  this digital age, many of us are inundated with scam after scam after  scam. Some of these scams are very obvious, however, some of them have  gotten very sophisticated to the point where they’re very difficult to  detect. In this episode, we will go over the top financial scams to  avoid, how to spot them, and what to do if you fall prey into these  situations. Don’t let these scammers take your hard earned money. As always, if you have any questions, comments, or topic recommendations, please email us at [email protected]. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses. References:
 1. All of the scam info and government resource details can be found from this website - www.usa.gov/common-scams-frauds

WAW076: Dealings with Money and Family If you are interested in a 1-on-1 financial coaching session, please contact [email protected] to schedule a free consultation. We’re here for you. Who  runs the money in your family? Do you manage it yourself? Or does your  spouse, parents, or some other relative manage your finances for you?  How is that money spent in your household? More importantly, how is that  money managed without getting into fights with your significant other?  Money and family has always been a touchy topic and there’s really no  silver bullet answer. In this episode, we take a dive into how to best  handle money with your family and provide some best practices and  personal insights. In any relationship, there’s always going to be  fights, but money doesn’t have to be one of them. As always, if you have any questions, comments, or topic recommendations, please email us at [email protected]. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

WAW075: Tax Platforms If you are interested in a 1-on-1 financial coaching session, please contact [email protected] to schedule a free consultation. We’re here for you. Do  you hear that sound? It's the collective groan of tax season, the once a  year gift from the US Government. While filing taxes is not the most  fun, there are some simple things you might be able to do to save a few  benjamins, namely filing your own taxes. Listen to this episode as we  talk about the various tax filing platforms out there that you (that's  right, you) can do to file your own taxes. As always, if you have any questions, comments, or topic recommendations, please email us at [email protected]. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses. References:
 1. Taxact.com 2. JacksonHewitt.com 3. Tax comparison article - www.nerdwallet.com/article/taxes/best-tax-software

WAW074: Can I Retire Now? If you are interested in a 1-on-1 financial coaching session, please contact [email protected] to schedule a free consultation. We’re here for you. With  the coming of the pandemic, many folks have been reflecting on the  thought of early retirement. But have you thought about what it takes to  successfully retire? Is it only a matter of money or do you need to  consider other aspects of your life before pulling that trigger? Find  out in this episode! As always, if you have any questions, comments, or topic recommendations, please email us at [email protected]. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses. References:
 1. Early Retirement Now Blog - earlyretirementnow.com 2. Early Retirement Now Toolbox - earlyretirementnow.com/2019/12/18/sa…ries-part-33/ 3. Portfolio Charts Simulator - portfoliocharts.com 4. Vanguard Retirement Calculator - retirementplans.vanguard.com/VGApp/pe/p…ggCalc.jsf 5. Personal Capital Retirement Estimator - www.personalcapital.com

WAW073: Word About Wealth Comeback Special If you are interested in a 1-on-1 financial coaching session, please contact [email protected] to schedule a free consultation. We’re here for you. Finally  … the Word has come back to podcasting! Sorry for the hiatus, but Kevin  and Van are officially back to give you the financial entertainment  that you’ve been missing. In this episode, find out what happened to the  hosts and why they haven’t recorded in such a long while. We’ll go over  the show updates and lay out all of the improvements that are planed  for this show. We hope you enjoy and continue to tune in! As always, if you have any questions, comments, or topic recommendations, please email us at [email protected]. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

WAW072: Does Good Debt Exist? If you are interested in a 1-on-1 financial coaching session, please contact [email protected] to schedule a free consultation. We’re here for you. One  of these days, your Uncle Bob will lecture you about “good debt” and  “bad debt”. It’s pretty obvious that things like credit cards and debts  you owe to the mob are bad. But what does Uncle Bob mean when he says  that some debt are good? Are student loans considered good debt? What  about car loans and mortgages? Should you get one of those too? Well,  let’s sit back, put on your headphones and let’s hear what Uncle Kevin  and Uncle Van has to say about this alleged “good debt”. As always, if you have any questions, comments, or topic recommendations, please email us at [email protected]. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

WAW071: Retired? What To Do Now? If you are interested in a 1-on-1 financial coaching session, please contact [email protected] to schedule a free consultation. We’re here for you. Many  people think that saving up for retirement is tough. But we have a  surprise for you … figuring out how to live off of your retirement nest  egg is event tougher. No worries though as we will discuss how we will  tackle this for our newly retired mother-in-law. Find out what you’ll  need to comfortably retire. As always, if you have any questions, comments, or topic recommendations, please email us at [email protected]. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

WAW070: 529, the Best Way to Save for College? If you are interested in a 1-on-1 financial coaching session, please contact [email protected] to schedule a free consultation. We’re here for you. Is  the 529 the best way to save for college? The 529 has been the most  recommended vehicle to save for college expenses, but there are some  serious drawbacks inherent with the 529 that everyone needs to consider.  What if your kid does not go to college? How will 529 impact financial  aid eligibility? Does a 529 pay for clown school? In this episode, we  take a look at other alternatives for college savings and discuss how it  may work out better for you than a 529. As always, if you have any questions, comments, or topic recommendations, please email us at [email protected]. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

WAW069: Who is Self-Reliant Financial Independence Coach? If you are interested in a 1-on-1 financial coaching session, please contact [email protected] to schedule a free consultation. We’re here for you. In  this episode, we take a closer look into Van’s Self-Reliant FI business  to find out what services he provide and how he can help you achieve  financial independence. There has been some confusion on what a  financial coach is and we wanted to use this episode to clear the air  and remove any ambiguities with that role. At Self-Reliant FI, we want  to be your guide for reaching your financial goals by bringing financial  literacy into your life. As always, if you have any questions, comments, or topic recommendations, please email us at [email protected]. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

WAW068: Reader Mail Edition # 6 If you are interested in a 1-on-1 financial coaching session, please contact [email protected] to schedule a free consultation. We’re here for you. In this episode we answer our listener mail. Here is what’s on the docket: 1. How do you budget credit card purchases? 2. Should I make contributions to my 401k during this crisis? 3. Is there a stock market correction soon and what should I do? 4. What is a rainy day savings fund and what is the correct amount? 5. What is the difference between a financial advisor and financial coach? As always, if you have any questions, comments, or topic recommendations, please email us at [email protected]. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

WAW067: Can I Afford It House Edition If you are interested in a 1-on-1 financial coaching session, please contact [email protected] to schedule a free consultation. We’re here for you. Interest  rates have been at an all time historic lows. Because of this, it has  sparked another round of the home buying craze. But is buying the a home  the right move for you? In this episode, we are going to do this Suze  Orman style as we “approve” or “deny” our contestants in their home  buying journey. Find out if you have what it takes to afford your own  home. As always, if you have any questions, comments, or topic recommendations, please email us at [email protected]. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

WAW066: Living Will and Trust and Why You Need One Hello  everyone, we here at A Word About Wealth hope you and your families are  doing well and continue to stay safe in these turbulent times. This  is a rather morbid topic, but what happens to your money when you die?  Does it go to your family? Does it go to your favorite charity? Or does  it go to the government? If you don’t have a living will, you are  basically giving up that right to decide where your money goes. In this  episode, find out how a living will and trust is necessary to protect  your assets and your family. As always, if you have any questions, comments, or topic recommendations, please email us at [email protected]. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses. References:
1. Living Will - www.legalzoom.com/knowledge/living…is-a-living-will 2. Trust - simple.wikipedia.org/wiki/Trust_law 3. Beginne’s Guide to Trusts - www.thebalance.com/what-is-the-def…a-trust-3505391

WAW065: Van Opened a Business and How He Did It Hello everyone,  we here at A Word About Wealth hope you and your families are doing  well and continue to stay safe in these turbulent times. Finally …  Van has opened …. his side business! That’s right folks, things are  getting real as Van opened his very own financial coaching business he  calls “Self-Reliant Financial Independence” (Self-Reliant FI for short).  Find out what this business is all about and how he plans to pursue his  dreams in the financial world. If you don’t know what a financial coach  is, tune in and find out. As always, if you have any questions, comments, or topic recommendations, please email us at [email protected]. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

WAW064: CARES Stimulus Act Aftermath Hello everyone, we hope  you are all with your families and staying safe. It’s been a couple of  months since the CARES Act passed and we wanted to go over some of the  ways that this bill affected us individually and from a small business  perspective. Did the bill help us or did it hurt us in any way? Did  Kevin get his PPP money? Tune in to find out! As always, if you have any questions, comments, or topic recommendations, please email us at [email protected]. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

WAW063: Biden Tax Plan and How it Affects You Hello everyone,  we hope you are all with your families and staying safe. In Part 2 of  our presidential debate, Kevin will be laying the smackdown on Joe  Biden’s tax plan. Find out how this plan will affect our bank accounts  and whether it will help the rich, the poor, and everyone in between.  Come and join us on the Biden Express! As always, if you have any questions, comments, or topic recommendations, please email us at [email protected]. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

WAW062: Feel the Bern With Your Wallet Hello  everyone, we hope you are all with your families and staying safe.  Wanted to give you a quick public service announcement. Kevin and I  recorded this episode in late March before Bernie Sanders announced his  drop out of the 2020 presidential race. Some of the information provided  in this episode may be old news, but we thought that it would still be  fun to explain how your taxes and bank accounts would be impacted if  Bernie did become president. Who knows, he may run for president yet  again in 2024. In any case, we hope you enjoy this show. As always, if you have any questions, comments, or topic recommendations, please email us at [email protected]. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

WAW061: CARES Act and How It Affects Businesses (PPP and EIDL) Part 2 Congress  has passed the CARES Act (Coronavirus Aid, Relief and Economic  Securities) which is supposed to help us all get back on our feed during  this crazy time. It is a comprehensive bill that will inject an  unprecedented 2 trillion dollars into the public. This time around, we  will discuss how this bill impacts businesses big and small. Find out  what the Paycheck Protection Program (PPP) and SBA Economic Injury  Disaster Loan Emergency (EIDL) are and what will it do for your local  businesses. Even if you’re not a business owner, this is something that  will affect your employers so find out if this is something that could  save your job. As always, if you have any questions, comments, or topic recommendations, please email us at [email protected]. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses. 1. Stimulus Check Eligibility - www.washingtonpost.com/graphics/busi…k-calculator/

WAW060: CARES Act and How It Affects You Part 1 Congress has  passed the CARES Act (Coronavirus Aid, Relief and Economic Securities)  which is supposed to help us all get back on our feed during this crazy  time. It is a comprehensive bill that will inject an unprecedented 2  trillion dollars into the public. For the average Joe or Jane, it’s not  very clear on what this money is going towards. Sure, you might have  heard that we’re all getting $1,200, but how does this bill affect  unemployment? How does it impact student loans, and what about your  retirement? In this episode, we are going to answer all of those  questions and more! Find out how this stimulus bill will impact you. As always, if you have any questions, comments, or topic recommendations, please email us at [email protected]. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses. References:
 1. 3 Phase Bill - www.pymnts.com/coronavirus/2020/…you-need-to-know/ 2. CARES Act Summary - www.thebalance.com/2020-stimulus-c…res-act-4801184 3. Unemployment Projection - www.cnbc.com/2020/03/30/coronav…cent-fed-says.html 4. Stimulus Check Eligibility www.washingtonpost.com/graphics/busi…k-calculator/

WAW059: Corona Virus Financial Entertainment There’s no doubt  that this is a very scary time in our history. With a freak virus  running rampant and stock markets dropping like an anchor, it’s very  easy to fall into despair and hopelessness. But fear not! We’re here to  help you turn those lemons into lemonade. Tune in and find out what you  can you can do today to help weather this storm. Disclaimer: This  episode was recorded on 3/14/2020, so some of the news we mentioned out  may not be up to date. Regardless, the tips and tricks provided is  timeless regardless of when you listen to this podcast. As always, if you have any questions, comments, or topic recommendations, please email us at [email protected]. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.

WAW058: Car Care Tips That Will Save You Money Your car is an  important asset. It takes you to your work, transports you and your  family around, and takes you practically anywhere you want to go. But  whether you drive an economical Toyota Corolla or a high end Mercedes S  Class, these vehicles requires periodic maintenance that can be quite  costly. Tack that on with shady dealers and mechanics and you could be  in for a financial world of hurt. In this episode, you’ll get some great  tips on how to keep your car running without getting ripped off. As always, if you have any questions, comments, or topic recommendations, please email us at [email protected]. Subscribe to future episodes of “A Word About Wealth” as we strive to deliver financial entertainment to the masses.