America's Healthcare Advocate

Is Your Hospital Closing? Why Do Rural Hospitals Struggle? by Cary Hall

NebraskaBlue’s Heather Rollins is a ICHRA Plan Specialist and in this, our second show on the topic of ICHRA, we open up the discussion with all the details on Blue Cross and Blue Shield of Nebraska‘s defined contribution medical plan and how it can help control costs, reduce administrative burden and still offer employees a lot more choice. If you are a business owner, CEO/CFO, HR Director, or anyone in business or industry with cost concerns and/or a complex workforce, even if you have workers outside of Nebraska… you’ll find today’s show a must watch! Even though the information concerns employers in Nebraska, I think it’s very helpful; to anyone in any location to identify and seek these amazing health benefits, plans and approaches. Learn more: http://nebraskablue.com/getaquote This is season 22, episode 27 of America’s Healthcare Advocate. I’m Cary Hall. Need help or have something to share? Send me a message. Contact Cary Hall, America's Healthcare Advocate: https://www.americashealthcareadvocate.com/contact-us For advertising options, email us at [email protected] For in-show SageonRQ mentions, go to: SageonRQ.ai or https://app.sageonrq.ai/

My guests from Blue KC are Barron Roberts, the director of small Group and individual and Drew Hatten, the vice president of underwriting. There's some very interesting things going on with Blue Cross and Blue Shield of Kansas City, Blue KC, right now as we move into the fourth quarter of next year. • For our broker partners in the market: how we can drive additional value, to the small group space in the Kansas City market. • Blue Select plus reporting, including Heatmaps to help our broker partners understand where members live in regard to the Spira Care locations. • Incentives to drive and reward. • Additional work and education support provided when they introduce Spira Care and Blue Select Plus. • We’ll discuss Curve Underwriting and advanced reporting for level funded ASO customers. Spira Care is at 80,000 members and was built on the belief that advanced primary care and the primary care component of health care being the front door of health care, would drive better outcomes, better outcomes for patients, better outcomes from a cost perspective with which then made affordability more achievable. And we're now up to nine care centers. This is season 22, episode 26 of America’s Healthcare Advocate. I’m Cary Hall. Learn more about the information on today’s show and more by calling 816-467-2145, or visit: https://bluekc.com/sgvalue Need help or have something to share? Send me a message. Contact Cary Hall, America's Healthcare Advocate: https://www.americashealthcareadvocate.com/contact-us

Remember when your kids came home with their report cards and how that felt? What if the difference between a good retirement and a great retirement isn't just how much you've saved... but the strategy behind it? Rick Dwyer has created a way to analyze the strategy in your retirement. He created SageonRQ.ai, where you will find the tools to verify your strategy, because with retirement decisions every decision affects another and the SageonRQ algorithm will show you opportunities to strengthen your retirement. Listen and learn, the financial Doctor is in the house. This is season 22, episode 19 of America’s Healthcare Advocate. I’m Cary Hall. After the show, visit: https://sageonrq.ai/

Today we learn how to lose weight with GLP-1 medications, without losing muscle mass. Our expert guest is Ron Hoyler, a Diabetes Educator, Executive healthcare and diabetes technology leader at St. Luke’s Hospital System in Overland Park, Ks. Ron will explain the history of GLP-1s from the 1990s till now, and the difference between the versions for diabetes vs the versions for weight loss. You know the names: Ozempic, Wegovy, Mounjaro, and Zepbound, just a few of the powerful once-weekly injectable medications divided into two drug pairs based on their active ingredients and FDA approvals. This is season 22, Episode 23 of America’s Healthcare Advocate. I’m Cary Hall. As discussed in this podcast, we are providing these additional assets to help you in your path to successful weight loss: The GLP-1 Nutrition Exercise Protein Guidelines for GLP-1 meds https://irp.cdn-website.com/9d5dbe37/files/uploaded/GLP-1_Nutrition_Exercise_Protein_Foods_and_Meal_Plan+-+%28AHA%29.pdf The new Medicare Bridge Program guide https://irp.cdn-website.com/9d5dbe37/files/uploaded/Medicare_GLP-1_Bridge_Program_Qualification_Guide+%28AHA%29+.pdf And the amazing bio and qualifications of our expert guest, Ron Hoyler https://irp.cdn-website.com/9d5dbe37/files/uploaded/AHA+-+RON+HOYLER+Bio.pdf As always, if you need help or have something to share, contact me using the form on my website and let me know what's on your mind, the issues you are dealing with, or any other health, healthcare, or health insurance questions or concerns. Visit: https://www.americashealthcareadvocate.com/contact-us

Metabolic Health Show - Twin Health's unique approach to improve health: Meet your AI Digital Twin Today my guests from Twin Health explain how they create a digital twin to actually help you in your health, especially if you're pre-diabetic, along with a number of other issues. We're going to tell you how it works, and what a difference it can make in your life. It's a real-time model of your body's unique metabolism and Ray Holmgren, VP Health Plan Growth, and Doctor Troncoso, their Medical Director, visit with me on this fantastic new way to empower your employees with daily, personalized insights that adapt to heal their metabolism — improving weight, blood sugar, nutrition, activity, and more. Don't miss this episode, which shows how Twin Health's "AI digital twin™" technology pairs with a human clinical care team to deliver hyper-individualized care at scale, an approach with a proven impact on the root causes of chronic metabolic disease. Show Quote: In a landmark Cleveland Clinic trial, published in the New England Journal of Medicine Catalyst, our AI digital twin™ approach achieved results that redefine what’s possible in type 2 diabetes care. This is season 22, Episode 14 of America's Healthcare Advocate. I'm Cary Hall. After you watch or listen to the episode, learn more about Twin Health: https://usa.twinhealth.com As always, if you need help or have something to share, contact me using the form on my website and let me know what's on your mind, the issues you are dealing with, or any other health, healthcare, or health insurance questions or concerns. Visit: https://www.americashealthcareadvocate.com/contact-us

Philip is a great businessman, dad and husband. He is a friend of mine who I believe is the best choice for Kansas governor. We go far and deep into his plans. And we find out what he has uncovered about problems with the current administration and what he knows about fixing our state. Check this episode out! Bookmark it and share with everyone it. And GET OUT AND VOTE!! The Kansas Republican primary is August 4th! Learn more about Philip: https://philipsarnecki.org/ This is season 22 ep 21 of America's Healthcare Advocate: https://www.americashealthcareadvocate.com/contact-us

Donna Van Hoy has a story to tell, and her journey to finally get the hearing aid she needed is terrifying but not all that uncommon. In fact, my own journey, as I have mentioned over the years, was somewhat similar. Hear Donna, and hear from our expert, Shannon Schnellner, CEO of Focus Hearing and maybe you can find help for yourself or someone you know. This is season 22 episode 16 of America's Healthcare Advocate. I'm Cary Hall. Learn More about hearing issues and what we discused today: https://myfocushearing.com or call: 913-754-2144. Need help or have something to share? Send me a message: https://www.americashealthcareadvocate.com/contact-us

Founded in 2024, BrokersBloc is dedicated to helping independent group benefits brokers. Founder Stephen Combs and his VP of Sales, Marc Wiersma are here with some amazing tools and the knowledge to lower costs and bring better plans that save clients up to 20% compared to BUCA carrier plans. Learn more, visit: https://brokersbloc.com/ This is Season 22, Episode 15 of America's Healthcare Advocate. I'm Cary Hall. Need help or have something to share? Send me a message: https://www.americashealthcareadvocate.com/contact-us If you have a service, product or insight related to healthcare, health lives and heathy business, consider partnbering with us: https://www.americashealthcareadvocate.com/sponsors

So, you want to own a franchise? Buy into a pre setup plan, work it hard and make great money. Then, maybe sell after a few years and do it again. All this while enjoying like, making your own rules and taking great vacations. Well, before you get started, please listen to my two outstanding guests from Francise Resource. CEO Luke Towey and Chief Development Officer Dillon Towey have owned, built up and sold multiple franchises successfully, but what they do now is help those who are starting out, figure out the right franchise for them, what to expect, what are the gotcha’s and what to expect that is always ‘unexpected’. This is our episode called: How to create a healthy business by selecting the correct franchise (for you). -Are your Top 5 franchise candidates in your Buy-Box? Did you know that: -Nine times out of ten, that regarding new francise owners, "what they think they're going to do probably doesn't fit what they're really cut out to do". -Why was Dunkin Donuts a not perfect franchise for a couple with kids starting school while one in early child development was in their buy box… it’s not what you think. Learn More: https://franchiseresourcellc.com/ Season 22 Episode 20 of America's Healthcare Advocate. I'm Cary Hall. Have a question for me: https://www.americashealthcareadvocate.com/contact-us

I'm joined by Heather Rollins of Blue Cross Blue Shield of Nebraska to bring you something new for employers, employees, and brokers. It's called Personal Blue. Learn the facts about ICHRA, right here, today! Call 888-391-8532 or go to https://www.nebraskablue.com to learn more! This is Season 22 Episode 13 of America's Healthcare Advocate. I'm Cary Hall.

As president and CEO of RPS Benefits by Design, based in Overland Park, Ks, Maria Ahlers has built an incredibly strong agency with a reputation for service, relationships, and doing what's right for clients. Now, Leavitt Group's Jenni Leavitt and Maria join me to see what the new partnership will bring to the insurance industry and what it means for clients. The name is changing from RPS Benefits by Design to Leavitt Strategic Benefits. Maria Ahlers has led the agency’s growth and operations for several years, supporting its continued development. As part of this partnership, she will continue to lead the agency as president. Jenni Leavitt is an Agency Partner and Vice President of Agency Operations at Leavitt Group, based in Cedar City, Utah. This is season 22 Ep 18 of America's Healthcare Advocate. I'm Cary Hall. Learn more about Leavitt Strategic Benefits at https://www.leavitt.com/ or call 913-385-2224

Learn about new tech and what happens if you wait too long to get hearing help. Learn more: https://myfocushearing.com/ or call (913) 754-2144 This is Season 22, Episode 9 of America's Healthcare Advocate As always, if you need help or have something to share contact me with this form on my website and let me know what's on your mind, issues you are dealing with, or other health, healthcare, and health insurance questions and concerns. Visit: https://www.americashealthcareadvocate.com/contact-us

Today, Stephen Combs and Ryan Ross from BrokersBloc, and how their approach to this business is significantly different than anything I've seen out there. And if you're a broker and you're looking for a better way to do business, an innovative way to do business, this show is a must-listen! Stephen: “We're just trying to show brokers that there are alternative solutions out there, and there's a million out there, some really good, some really bad. So we have carefully vetted all of our carrier partners, looked at the paper that they're on on the reinsurance, the networks, the PBMs, and make sure that the package is a cohesive tech stack that bundles together nicely, that has a good user experience. We have built a suite of products that are, again, non-disruptive to the employee and the employers, but they can save them money on some of the low-hanging fruit things, such as the pharmacy benefit manager and some steerage as well around hospital claims…” This is Season 22 Ep 8 of America’s Healthcare Advocate. I’m Cary Hall Learn about BrokersBloc: https://brokersbloc.com/ As always, if you need help or have something to share, contact me using this form on my website and let me know what's on your mind, the issues you are dealing with, or any other health, healthcare, or health insurance questions or concerns. Visit: https://www.americashealthcareadvocate.com/contact-us

My guest today is a true expert on the topic: RPS Benefits by Design President and CEO, Maria Ahlers. Learn more: https://www.rpsbenefitsbydesigninc.com or call (913) 385-2224. This is Season 22 Ep. 7 of America's Healthcare Advocate. I'm Cary Hall. Can I help you? https://www.americashealthcareadvocate.com/contact-us

Dr. Arden Andersen of Brand New Day Health and Brenden Lundberg, CEO of Radiant Pain Relief, explain everything PAIN and how Scrambler therapy takes the pain level down for their patients from a pain level of 7 or 8, to 4 or 5, and even to ZERO. It uses no pain medication and is non-invasive. Hear these true stories of chronic pain relief and lives changed. As Judy R says: "I had severe, life-altering hip pain for 5 years. Generally, my pain level was at an 8 or 9. I came into Brand New Day at a 7 or 8 pain level almost every day to work the Scrambler Therapy". Here is how she reached zero. How she feared the pain would return. But it didn't. This is one of many fascinating stories we will explore today and find out why so few have even heard of the Scambler. This is season 22, episode 5 of America's Healthcare Advocate. I'm Cary Hall. Learn More: https://brandnewdayhealth.com/ Contact me: ericashealthcareadvocate.com/contact-us

Today we discuss all things Blue Cross Blue Shield of Kansas City with Barron Roberts, Director of Individual Markets and Small Group. The things you need to know! Topics include: -Metro Blue Innovation -Spira Care Learn More about Blue Cross Blue Shield of Kansas City 816-467-22145 https://www.bluekc.com/

From accounting and payroll to healthcare, Luke Towey and his team consult their clients to the perfect franchise that is designed to fit their personal needs, interests, and resources! We will learn a lot today, and if you are a franchisee or a franchisor, we will discuss ways to make them thrive. This is season 22 Ep 6 of America’s Healthcare Advocate. I’m Cary Hall. Learn more about Luke’s company: https://franchiseresourcellc.com/ As always, if you need help or have something to share contact me with this form on my website and let me know what's on your mind, issues you are dealing with, or other health, healthcare, and health insurance questions and concerns. Visit: https://www.americashealthcareadvocate.com/contact-us

Today we are talking about the United Appliance Servicers Association and how GigCare is working for their members 1099/contract employees. Developed by Detego, the PSM Nebraska GigCare 1099 Worker Program is now helping associations in ways previously unavailable or cost prohibitive. Debbie Klintworth talks about how the United Appliance Servicers Association (UASA) has found GigCare to be the solution. John Kuhlmann explains the details that make the ACA/Obamacare overly expensive and difficult and why GigCare approaches health benefits in a way that is opposite of how the major carriers do it for health benefits and for drugs. Learn for about Debbie's companies: https://sloanappliance.com/ and https://www.d3sservice.com/ Connect with John Kuhlmann: https://kuhlmannfin.com/ This is season 22 Episode 2 of America’s Healthcare Advocate. I’m Cary Hall https://www.americashealthcareadvocate.com/contact-us

Today on America’s Healthcare Advocate and part of my Health Of Our Communities series the topic is our flagship station’s home state of Kansas and the effect of having the 2nd highest tax rate, being ranked 45th out of 50 states with a growth of only 1.4% and getting an “F” from CNBC and how all of this affects our lives, or health and our families. Even our states 4th graders are below 4th grade level proficiency. My friend Philip Sarnecki joins me, taking time off from his campaign to discuss what’s wrong and how we bring about a massive turnaround by building business, creating jobs and becoming the best place for business and for families. Philip believes the state governor is like a CEO and that business sense will trump political ambition to bring us a healthy state. What’s wrong with Kansas? Find out as we discuss bringing Kansas from worst to first! This is season 22, episode 4 or America’s Healthcare Advocate. I’m Cary Hall. Learn more about Philip: https://philipsarnecki.org/ As always, if you need help or have something to share contact me with this form on my website and let me know what's on your mind, issues you are dealing with, or other health, healthcare, and health insurance questions and concerns. Visit: https://www.americashealthcareadvocate.com/contact-us

Katie Radginski founded Ready Train Go in 2020 after seeing a need for a higher quality of training for situational awareness and emergency preparedness. She brings her 20 years of experience and her empathy and compassion to her classroom and now to our show. Learn how to Save A Life and the truth about the AED you see in offices and public places... what it can do and what it won't do. This is Episode 1 of Season 22 of America's Healthcare Advocate, I'm Cary Hall. Learn about Ready Train Go, call 636-439-8761 or visit https://readytraingo.com/ If you want to know more about us, go to the website: https://www.americashealthcareadvocate.com/contact-us and send me an email.

To provide for the needs of the aged poor, Saint Jeanne Jugan walked the roads of France seeking alms. She was recognized by the begging basket she carried. She asked for money as well as food, clothing, wood, wool or whatever was needed for the Home. Jeanne thanked her benefactors by praying for them, and today’s Little Sisters happily continue this practice. My guests on today's show are Mother Mary Thomas and Sr. Agnes from Kansas City's Little Sisters of the Poor order, located on James A. Reed Rd. Today we learn of their mission and the care they provide for the elderly, with reverence and respect for the elderly regardless of religion, serving people 65 years and older, of any race or religion (or no religion), who are low-income. Serve those who can’t afford to pay for care. "Old age has many gifts that are often overlooked in today’s society. They are our ancestors, built foundation of what we have today" Join me for this extraordinary discussion with these sisteres who are making each day count for our elderly's "last place they will live" with respect and grace. This is episode 2137 of America's Healthcare Advocate, I'm Cary Hall. Learn more: Carrie Rojas Director of Development, Little Sisters of the Poor 8745 James A. Reed Rd, Kansas City, MO 64138 816.761.4744 https://littlesistersofthepoorkansascity.org/ or, outside of the Kansas City area, https://littlesistersofthepoor.org/

Philip Sarnecki a Kansas businessman, a job creator, a husband, and father who rose from humble beginnings (the son of a janitor and a secretary) who then built one of the nation’s largest financial services companies and has led businesses that today employ nearly 1,000 people across multiple industries. This is Ep2141 of America's Healthcare Advocate. Learn more about Philip and his plans for the state of Kansas: https://philipsarnecki.org As always, if you need help or have something to share contact me with this form on my website and let me know what's on your mind, issues you are dealing with, or other health, healthcare, and health insurance questions and concerns. Visit: https://www.americashealthcareadvocate.com/contact-us

The ACA/Obamacare Mega Tsunami is coming! Increases premiums, Reductions in subsidies and the impact this will have across the country, and it's here as we begin 2026. My expert guests from Detego Health are John Stockton and Tracy Krause, who will discuss GigCare, provided by Population Science Management as the alternative to the ACA (Obamacare): Better benefits and lower costs. Stockton tells us "If you become a consumer data respondent, you can have access to PSM’s GigCare Health Benefits plan". Today we will separate fact from fiction on the topic of health benefits on America's Healthcare Advocate. This is episode 2136 GigCare is not available in all states. Learn more at https://gigcare.net/

Today we are talking with John Kuhlmann,Lauren Broyles and Josh Bowman from the Kuhlmann Group. If you've ever wondered how your Association can get health benefits and how would that work? Or maybe you've got a large group plan and you'd like to figure out a better way to handle your health insurance benefits, that is our topic on this episode. Most importantly, listen and learn today, as we talk about how an association can actually offer health benefits, especially if you've got 1099 employees. This is Ep 2139 of America's Healthcare Advocate. To learn more about GigCare, the Kuhlmann Group and health benefits for 1099 workers as well as W2 employees: 314-494-7860 and visit https://kuhlmannfin.com We’re discussing a better way to handle your health insurance benefits

Sportscaster Ryan Lefebvre, the storied broadcaster of the Kansas City Royals baseball team, joins me on this special show along with Kristin Gernon, Blue KC Behavioral Health Program Manager. Kirstin has over 25 years of experience in the behavioral health field, focusing on children and families. She has been involved in initiatives like the "Shut Out the Stigma" campaign and has spoken on mental health topics, including its importance in youth sports. The documentary "Not Good Enough" is available at: https://www.shutoutthestigma.com/documentary Learn more about Blue KC: https://www.bluekc.com/

Join me with my guest Misty Snodgrass as we explore why only one carrier services 103 Kansas counties and even goes below five lives in small group coverage. They are Blue Cross Blue Shield of Kansas, and they are truly the hometown carrier. Misty is their Director of ACA & Medicaid and is my expert guest. • At Blue Cross Blue Shield of Kansas, community involvement is a key component. • Discuss how an EPO (Exclusive Provider Organization) may be a great option and we’ll contrast PPO Designs, etc. • Other carriers pull out of the state when claims go up. Not Blue Cross of Kansas. They are here to stay and in all 103 counties. We’ve been here for 80 years and we aren’t going anywhere. This is episode 2134 of America’s Healthcare Advocate. I’m Cary Hall. Learn more about BCBSKS.com or call (866) 906-5253.

RADIO 2138 AHA SEG1 RPS-MariaAhlers-Group (11-12-25) (Stitched Clip)_Match Source - Adaptive High Bitrate by Cary Hall

My guest, Ron Miller is BlueKC’s FEP Senior Sales Consultant & Labor Liaison and Ron and I have all the things to know Right Now and why Federal Employees should consider Blue Cross Ble Shield for their health insurance needs! • The Blue Cross and Blue Shield Federal Employee Program is the number one health insurance choice for federal employees, retirees, and their families. • For nearly 60 years, we’ve been committed to offering federal employees the best healthcare coverage in the U.S. • More than 99% of our members stay with us year over year. • Our preferred provider network includes 95% of doctors, 96% of hospitals and 65,000 pharmacies nationwide. And you never need a referral to see a specialist. • 24/7 care provided by Teladoc Health – treatment for minor injuries and illnesses, mental health support, dermatology care and more by phone or video. • Preventive care is always covered when you see a Preferred provider. • OPEN ENROLLMENT SEASON runs from Monday, Nov. 11th through Saturday, Dec. 8, 2025. Virtual Fairs: https://www.fepblue.org/events To learn more about the Blue Cross Blue Shield Federal Employee Program, visit fepblue.org or call 800-411-BLUE.

John Massey and a couple of his friends came together and created a program called Zuzu's Petals. Born out of a great love of Christmas and how each of them were impacted by Chrfistmas when they were young, this non-profit takes care of families that cannot afford to have a Christmas, and they do it in a very unique way. John, Mak and Dan love Christmas so much, they created a way to share it and help local families. John joins us this year in a heartwarming show that you really need to hear. To help them visit: https://zuzus-petals.org/ Or, call John at 816-977-1955 And if you need help or have something to share, contact me Cary Hall, America's Healthcare Advocate at https://www.americashealthcareadvocate.com/contact-us A nd let me know what's on your mind, issues you are dealing with, or other health, healthcare, and health insurance questions and concerns.

Misty Snodgrass is Director, ACA & Medicaid at Blue Cross Blue Shield of Kansas and she'll let us know what you Must Know if you have an ACA insurance plan. MISTY: This is unprecedented. At BCBSKS we're doing our best to hold the rates down and even taking a hit financially. But we want to make sure that people in Kansas have access to coverage. CARY: Like Misty said, they're more than happy to talk to you and just explain what's happening because there are a massive number of changes coming in the marketplace and ACA. Misty leads the strategic and operational direction for the ACA line of business and oversees the Healthy Blue Medicaid partnership. She is responsible for ensuring regulatory compliance, financial performance, product and market strategy, and operational excellence. She is known for her compassionate, results-oriented approach as syays she prioritizes access, quality care, and member satisfaction—delivering sustainable success in a complex, highly regulated healthcare environment. This is episode 2130 of America's Healthcare Advocate Learn more about anything discussed on this program. Visit https://www.bcbsks.com/ or call 866-906-5253. Episode Producers: Audio: Garner Cowdry Camera: David Thiessen As always, if you need help or have something to share contact me with this form on my website and let me know what's on your mind, issues you are dealing with, or other health, healthcare, and health insurance questions and concerns. Visit: https://www.americashealthcareadvocate.com/contact-us

I've wanted to do this show for a long time. It's personal to me. This is on what I call the big four weight loss drugs. Ozempic, Wegovy, Zepbound and Mountjaro. And the reason I wanted to do this show was because I was struggling with some weight issues and went to see my primary care doc, and she goes, well, let's just go ahead and give you Wegovy. And I thought, you know, I think I'm going to go find a weight loss clinic. I'm going to get into a program and see what I can do. And I did. So I’ll let you know how that went, but also that it made me think about these products and I started doing a little research, started looking around, and I'm like, you know what? We don't know what we don't know. And it gave me, some significant hesitation about using these, so this show today is about that. It's about what do we know? What don't we know? What do we know that are side effects, potential problems down the road for other kinds of diseases and comorbidities because most studies go back only 3.5 years or less. Some additional questions are: What are the long-term effects and what happens if you’re on them on them for a lifetime? I’ll also review the manufacturer country Green List, so if you are getting one of these from another country to save cost, which are considered safest. We have the research, and I'll lay it out in detail in this episode and I’ll let you know what I think. The studies we've referenced are listed below. This is episode 2129 of America's Healthcare Advocate. I'm Cary Hall. As always, if you need help or have something to share contact me with this form on my website and let me know what's on your mind, issues you are dealing with, or other health, healthcare, and health insurance questions and concerns. Visit: https://www.americashealthcareadvocate.com/contact-us Research links for this episode went over the character limit here, so we have posted them here: https://www.americashealthcareadvocate.com/the-big-4-weight-loss-drugs-ozempic-wegovy-zepbound-mounjaro-what-are-there-long-term-effects

Today my friend and guest is Philip Sarnecki a Kansas businessman, a job creator, a husband, and father who rose from humble beginnings (the son of a janitor and a secretary) who then built one of the nation’s largest financial services companies and has led businesses that today employ nearly 1,000 people across multiple industries. Learn his vision affecting the way we provide health insurance and health benefits to people in Kansas, and what can we learn from Florida about prescription drug costs. Plus, he has great plans for the state of Kansas, and we discuss his Philip Sarnecki for Governor plans ! This is Ep2128 of America's Healthcare Advocate. Learn more about Philip and his plans for the state of Kansas: https://philipsarnecki.org As always, if you need help or have something to share contact me with this form on my website and let me know what's on your mind, issues you are dealing with, or other health, healthcare, and health insurance questions and concerns. Visit: https://www.americashealthcareadvocate.com/contact-us

There’s a lot of chatter out there. That's about the best way I can put it about what's going to happen with ACA. And, you know, I'm seeing pieces in the media that are portraying what's going to occur and the changes that are going to happen and how they're going to impact people, and unfortunately, there's a lot of false narrative out there. So I'm going to I'm going to explain where we're at on the individual health insurance market on Obamacare and ACA. Then I'm going to talk with two experts about what can you do to prepare yourself so that you're not caught up in a trap and you can't make a decision to solve the problem? Then we’ll discuss give you the kind of coverage you need and how to find it. That's what we're talking about in this episode, and that's the message we're trying to get out to everyone to is be prepared. This is coming. It's going to be like a tsunami. There going to be a lot of people displaced off of these plans are going to be looking for alternatives and so how do you deal with it, what are the best solutions and show you how you can do that and make sense of it for you and your family. If you're an employer, what do you need to be looking at? Because the ACA plans for small group are going to get hit hard, hit just as hard as the individual plans are, if not harder in some cases. This is episode 2126 of America’s Healthcare Advocate. I’m Cary Hall. Learn more from our guests Carolee Steele and Maria Ahlers from RPS Benefits by Design: Visit https://www.rpsbenefitsbydesigninc.com or call 877-385-2224 As always, if you need help or have something to share contact me with this form on my website and let me know what's on your mind, issues you are dealing with, or other health, healthcare, and health insurance questions and concerns. Visit: https://www.americashealthcareadvocate.com/contact-us

Barron Roberts is my expert today on this Blue Cross Blue Shield Kansas City update show. How will it play out for all of you out there in the audience for your coverage in '26? We will cover the individual side and what Blue Cross is doing to lead the way. They're actually going to have premium reductions on the individual side, and we'll talk about what are the answers to the employers out there, the small group employer, the employer under the 100 lives. Get all the details and find the best way to go now, because come January 1st, all the Aetna plans are pulling the pin on ACA. They're going to be gone. And I will cover what's going to happen with the other plans. They're going to be significant increases across the board. BlueKC continues to lead the way as the local hometown carrier. This is Ep2126 of America's Healthcare Advocate. Learn more at https://www.bluekc.com/ or call 833-467-2145. As always, if you need help or have something to share contact me with this form on my website and let me know what's on your mind, issues you are dealing with, or other health, healthcare, and health insurance questions and concerns. Visit: https://www.americashealthcareadvocate.com/contact-us

Today we learn about Bexa: A Revolutionary Early Detection Option that Dr. Monique Gary tells me is closing the gap and delivering peace of mind. Dr Gary says women have been in need of another early detection option and reminds us that to many women delay routine exams or avoid them all together. But unlike the common experience, Bexa is accurate and pain free and companies should include this benefit to their employees. This is a "Must Hear" episode. Please listen and share, because breast cancer is the most common cancer among women—yet over 60% of those eligible aren’t getting mammograms. And for women who are under 40, pregnant, or avoiding mammograms, no real alternative has existed until now with this Doctor-led and developed Bexa Solution. Also joining us is Elizabeth Vire, Bexa Chief Revenue Officer, who works with HR directors to bring this option to their workers. This is Ep: 2124 of America's Healthcare Advocate. Learn how you could do it as a broker, as a TPA, or a human resource director. : 1-888-469-2392 or visit https://www.mybexa.com/ As always, if you need help or have something to share contact me with this form on my website and let me know what's on your mind, issues you are dealing with, or other health, healthcare, and health insurance questions and concerns. Visit: https://www.americashealthcareadvocate.com/contact-us

By 2033, the Medicare Hospital Trust Fund will be unable to pay full benefits. More people are retiring and fewer workers are replacing them and there is a huge amount of waste and fraud in administering Medicare. They waste $50-$60 Billion per year with improper payments according to there own numbers.. I will give you the details as well as my suggestions for solutions solutions. This is an important episode and it invollves every American's future! Find full referenced details for the data here: https://www.americashealthcareadvocate.com/medicare-fact-from-fiction

Free referral services in the industry really aren’t free. My guest Steve Kuker is a veteran placement expert who exposes exactly how they work. These are at best a conflict of interest and Steve is pushing for our federal regulators to act because, as an example, in real estate you must disclose how much commission the realtor makes on the transaction… why isn’t there the same requirement for the free referral services for your aging parent or family member? Steve's company, Senior Care Consulting calls itself “A Placement Service With Integrity" and does not accept referral kickbacks. But he explains all the FREE services do. "I was recently mistakenly offered $6,750 as a kickback from an assisted living community… tangible proof of how much these “free” referral services are making in kickbacks! So you really aren’t getting a non-biased referral and you won’t be told of complaints and even sanctions against the facilities. Find out how to make these choices and avoid the pitfalls in this episode and learn more about out guest here: https://www.seniorcareconsulting.com/ This is episode 2122 of America's Healthcare Advocate. Learn about me, Cary Hall: America’s Healthcare Advocate: I have a strong desire to empower my fellow Americans and cancel the noise and confusion surrounding the US healthcare system. My goal is to enable you to become the expert for your own healthcare management, saving you time, money, and effort. Learn even more: https://www.americashealthcareadvocate.com As always, if you need help or have something to share? Contact me with this form on my website and let me know what's on your mind, the issues you are dealing with, or other health, healthcare, and health insurance questions and concerns. https://www.americashealthcareadvocate.com/contact-us

Hearing Test, Hearing Aid Staff-Hear It All-The Hearing Aid Experience by Cary Hall

Employees love it: “This is the only benefit my employer really provides” and Employers think it’s great and it is the result of wanting to both solve healthcare challenges for members while giving employers lower costs, less absenteeism, healthier teams. We talk to the founder and CEO, Dr. Van Der Veer whose frustration with traditional healthcare led to creating a better way. Hy-Vee Health Exemplar Care is currently available in select cities in Iowa as well as Overland Park, Ks and Lees Summit, Mo We're going to talk about a model that is significantly different and an opportunity for primary care, direct pay, membership in a program that we think is going to make a big difference here in the Kansas City metro. Guests: -Dr. Jon Van Der Veer, DO, MBA, Founder/CEO at Hy-Vee Health Exemplar Care -Jacqueline “Jaci” Robson, Vice President of Member Services at Hy-Vee Health Exemplar Care To learn more: https://www.exemplar.care and @ExemplarCare on Facebook & LinkedIn This is Ep 2118 of America’s Healthcare Advocate podcast Learn more about me, Cary Hall: America’s Healthcare Advocate: I have a strong desire to empower my fellow Americans and cancel the noise and confusion surrounding the US healthcare system. My goal is to enable you to become the expert for your own healthcare management, saving you time, money, and effort. Learn more: https://www.americashealthcareadvocate.com As always, if you need help or have something to share? Contact me with this form on my website and let me know what's on your mind, the issues you are dealing with, or other health, healthcare, and health insurance questions and concerns. https://www.americashealthcareadvocate.com/contact-us

This week Dr Carson, Dr Firouz Daneshgari and Dr Andersen join us on America’s Healthcare Advocate. What do these 3 Doctors have to do with the Future of your Health? We will cover everything from helping people regain the ability to walk again, stopping pain and fixing neuropathy all with noninvasive treatments to how it’s done, why it works and what is next in health. Here are some examples: Dr Andersen: “it doesn't matter whether you have heart failure like your wife Cary, or whether you have Parkinson's, or whether you have had a TBI, there is a disruption in the electromagnetic system of your body” Dr Firouz: “Neuro20, The new model of neuromodulation, that this Neuro20 is creating” Dr Carson’s patient. He’s seen her since she was 11. She suffers from transverse myelitis and is now 23 and in a wheelchair. But then she came to Brand New Day. Plus, my wife and I recently started using the Neuro20 Suit at home… Me for conditioning and my wife for heart failure. We will tell you all about it in this episode. Learn more about Brand New Day: https://brandnewdayhealth.com or call 833-724-6522. This is Ep 2117 of America’s Healthcare Advocate podcast Learn more about me, Cary Hall: America’s Healthcare Advocate: I have a strong desire to empower my fellow Americans and cancel the noise and confusion surrounding the US healthcare system. My goal is to enable you to become the expert for your own healthcare management, saving you time, money, and effort. Learn more: https://www.americashealthcareadvocate.com As always, if you need help or have something to share? Contact me with this form on my website and let me know what's on your mind, the issues you are dealing with, or other health, healthcare, and health insurance questions and concerns. https://www.americashealthcareadvocate.com/contact-us

My guest from the PainLab at Brand New Day in Lenexa, Ks is Dr. Arden Andersen, and he is no stranger to the show. In fact, this is our 3rd visit with him and today he brings with him patient Tony Bardo who tells us of his truly amazing journey from a hopeless loss of mobility 4 years ago to a 50% improvement after only one week at Brand New Day. To help expain the process and the tech is Dr Keith Cronin from Neuro20. The Neuro20 suit, along with several other new tools is bringing rapid results to patients, like Neuropathy Reversal. This is a non-invasive approach using Electro-Muscle Stimulation (EMS). This is episode 2109 Connect with Brand New Day, visit: https://brandnewdaykc.com/ or call 833-724-6522 As always, if you need help or have something to share contact me with this form on my website and let me know what's on your mind, issues you are dealing with, or other health, healthcare, and health insurance questions and concerns. https://www.americashealthcareadvocate.com/contact-us

My guest, Ron Hoyler is a diabetes Educator for St. Luke's hospital in the Kansas City metro, and he tells us "once you have diabetes you're at a greater risk for not just dementia, but the complications from dementia. Some of the specific, diseases that come under the dementia umbrella, like Alzheimer's, but cognitive impairment in general, you know, that fog that you'll sometimes hear it called where you are just suddenly in the moment, not quite sure what you were thinking or doing that can be related to the high blood sugars that you might be experiencing". Ron has some shocking information, including the fact that we have 165 meds to treat diabetes with. And in this episode, we're going to get into how the doctors decide which meds to treat you with. But that number alone is pretty shocking, and technically there's over 800 combinations of meds and doses that can be applied together, so how does a physician decide which one's right for you or their other patient or their other patient? It's almost a crapshoot, really. I'm Cary Hall, America's Healthcare Advocate and the fact is that diabetes is such a prevalent disease, and one of the most common chronic disorders in the world and it is a disorder that we could do so much better at in taking care of than what we do now. The thing that drove me to bring Ron Hoyler back to the show is that he and I have been having conversation about this and some of the other comorbidities that are related and I wanted to bring his vast knowledge to all of you. Not just to shock you, but also to show you the most amazing and affordable new device for understanding your own metabolism, blood sugar, glucose, A1c... all of it. And rather than just 2 super basic readings per day... it gives you hundreds! Regardless of your age, your health... and even if you are not diabetic or pre-diabetic: This show is a must listen. Let's get started! For more information about this visit: https://www.saintlukeskc.org/condition/diabetes Ron Hoyler: https://www.linkedin.com/in/ron-hoyler-rn-msn-mba-hca-cdces-a02a3b1a/ This is episode 2106. Learn more about me, Cary Hall: America’s Healthcare Advocate: I have a strong desire to empower my fellow Americans and cancel the noise and confusion surrounding the US healthcare system. My goal is to enable you to become the expert for your own healthcare management, saving you time, money, and effort. Learn more: https://www.americashealthcareadvocate.com As always, if you need help or have something to share? Contact me with this form on my website and let me know what's on your mind, issues you are dealing with, or other health, healthcare, and health insurance questions and concerns. https://www.americashealthcareadvocate.com/contact-us

In this edition of our Health of Our Communities series, important employer health benefit tips from Maria Ahlers, President of RPS Benefits by Design; and our special guest, Brian Morris, president of Leadercast has "2025 Legacy of Impact" information that can help the long term health of your business! Plus, details of the upcoming Leadercast event on April 8th in Kansas City! Get tickets at our special discount: 877-385-2224 or visit https://www.rpsbenefitsbydesigninc.com This is episode 2107

On the show today, we will discuss a partnership between Bowtie Medical and Detego Health. So, if you're a broker, or if you're an employer of any size business, I don't care if you've got 10 employees, 100 employees or 200 employees, you're going to want to listen to this because this is a different way, to get health insurance and Dr Firouz Daneshgari is back on my show to lay it all out for us. Excerpt, Dr Daneshgari: "And the scientific evidence shows more harms, more hazards and that's why the medical errors have become the number three, cause of death in this country. And every time I say that, I get caught myself again being surprised that after cardiovascular disease, after cancer, medical errors are number three, cause of death!" The Doctor is In! He will show us a much better way. Better, affordable and healthier! Excerpt: "The result of this realigned situation, this health care is that doctors, both primary care and the specialist, they do what they went to school to do. They went there to solve people's health problems. And doctors, I tell you, the listeners to this show, a significant number of them will be doctors because doctors are looking for solutions how to get out of this Sick Care System we have now." This is Ep 2037 Learn more about Dr Firouz Daneshgari and Bowtie Medical: https://bowtiemedical.com Brokers and Business Owners. email [email protected] or call 877-3-Bowtie (877-326-9843) As always if you need help or have something to share? Contact me, Cary Hall, America's Healthcare Advocate: https://www.americashealthcareadvocate.com/contact-us

A deep dive into Claims, Health Insurance Cost and Care Denied, and why this is happening right now. Today’s show is one that, I think needed to be done. And there are probably a lot of people who are not going to like some of the things I'm going to say, but it needs to be said. I want to talk about the murder, the murder of Brian Thompson, the CEO of United HealthCare. And I want to talk about where we're at in this country with what we're thinking and what we're doing, and how we're acting out on those thoughts. Then, regarding healthcare in America, I'm going to talk about the actual problem that people are experiencing… because they are experiencing problems with getting coverage, with high cost, with care being denied and with care being delayed. Then, after taking us through all of that, and I'm going to explain to you why that is happening. You might be surprised what you're about to learn. So let's get started. -----Episode 2038----- Learn more about me, Cary Hall: America’s Healthcare Advocate: I have a strong desire to empower my fellow Americans and cancel the noise and confusion surrounding the US healthcare system. My goal is to enable you to become the expert for your own healthcare management, saving you time, money, and effort. Visit https://www.americashealthcareadvocate.com As always, if you need help or have something to share? Contact me, Cary Hall, America's Healthcare Advocate by using the form on my website. Let me know what's on your mind, issues you are dealing with, or other health, healthcare, and health insurance questions and concerns. https://www.americashealthcareadvocate.com/contact-us

Each year we go over all that Blue Cross and Blue Shield of Kansas City is offering Federal Employees and BlueKC's Ron Miller joins us to explain the plan details. This year federal employees still call 1-800-411-BLUE for more information and they've added a special number for Postal Workers, (816) 395-2115 locally or the toll free 1-833-467-2140. Visit https://www.fepblue.org for more information and because it's a short time window, here are the dates of events for both Actives and Annuitants you’ll find on the fepblue.org “Find an event” page: Postal Wednesdays – • November 6th: Annuitants 4:00pm & Actives at 6:00pm • November 13th: Actives at 12:00pm & Annuitants at 2:00pm • November 20th: Annuitants at 4:00pm & Actives at 6:00pm • November 27th: Actives at 12:00pm & Annuitants at 2:00pm and as always if you need help or have something to share? Contact me, Cary Hall, America's Healthcare Advocate: https://www.americashealthcareadvocate.com/contact-us

Today we have a discussion on national health care that is fascinating and will blow your mind with a doctor we call Dr Bowtie. My expert guest is Dr. Firouz Daneshgari, MD, MBA, FPMRS, FACS. Dr. Daneshgari: “Our eyes are very open to this concept that 50%, more than half of what is done in our hospital based system is a waste. That is why it is a Sick Care based system. Not only do we want to eliminate the waste to save the money in your pocket and your insurance money, but also a good portion of this unnecessary care causes actual harm! Instead, you'll have 24 seven access to this dedicated group of doctors and nurses not only to help you to navigate the maze of health care, but to also proactively look after the health risks you have. To fix this, we provide the Bowtie Health Guardianship model that will be embedded within a health plan, benefit, health benefit that is offered to the employer. So we intentionally are focusing on the employer segment of the market because the employers, to me, are the cylinders of the production of the GDP.” Our guest is Dr Firouz Daneshgari, who has this most unique idea, worked for 30 years inside health systems seeing first hand how care decisions were made based on the financial interests of hospitals and not the patients. This is season 20, episode 32 and is our 2nd episode with Dr Daneshgari. Learn more about the Bowtie concept: https://bowtiemedical.com/about-us Do you need help or have something to share? Contact me, Cary Hall, America's Healthcare Advocate: https://www.americashealthcareadvocate.com/contact-us

More women die from heart issues each year than all cancers combined! We say: "do you have chest pain" to women and to men, but commonly in women it could felt as pressure in the chest or really any symptom from the waist on up including tooth pain and overwhelming fatigue. These are signs of a serious heart issue. That is what bothers Dr Tracy Stevens the most, that in men and women, symptoms may be different. Women still to this day don't recognize heart attack and stroke as their number one health threat. We've gone from one out of three deaths every year, one out of two deaths every year, being in women, being due to heart attack and stroke, compared to 1 in 39 from breast cancer. This fascinating show features Dr. Tracy Stevens and Dr. Anna Grodzinski who both specialize in Women's Cardiovascular Disease & Cardiology at Saint Luke’s. This is season 20 episode 27 of America's Healthcare Advocate. To learn more visit: https://www.saintlukeskc.org/locations/saint-lukes-cardiovascular-consultants And if you need help or have something to share, contact me Cary Hall, America's Healthcare Advocate at https://www.americashealthcareadvocate.com/contact-usAnd let me know what's on your mind, issues you are dealing with, or other health, healthcare, and health insurance questions and concerns.

I am pleased to offer our experts from JD Power Award Winning BlueKC (Blue Cross and Blue Shield of Kansas City) to lay out their new, 2025 Medicare Supplement options and tell us more about why some companies are also withdrawing their Medicare Advantage plans in 2025. Our Experts from BlueKC are: Barron Roberts, Manager of Small Group, Medicare and Individual Sales; Barb Bins, Broker Development and Engagement Manager, and Ryan Roth, Department Vice President of Sales. Here we go into open enrollment for AEP and open enrollment for the individual plans in November for Obamacare, ACA and this team will tell us what we need to know. Small Group, Large Group is also discussed. Even though the information presented in this episode is specific to the Kansas City Metro market, we will also run the episode nationally because the information presented can be used to inform and to compare offerings available in other areas. To learn More, visit https://www.bluekc.com or call 1-800-867-9014 This is Season 20, Episode 28. I'm Cary Hall, America's Healthcare Advocate, and if you need help or have something to share, contact me Cary Hall, America's Healthcare Advocate at https://www.americashealthcareadvocate.com/contact-us And let me know what's on your mind, issues you are dealing with, or other health, healthcare, and health insurance questions and concerns