PODCAST · education
Ask the Estate Agent
by David Thomas
Ask the Estate Agent - News, views, tips and interviews to help you negotiate the property market from industry experts. Your on demand source of property market knowledge and information. Hosted on Acast. See acast.com/privacy for more information.
Episodes
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Selling through the festive season? Stand out from the crowd
Here are some top tips to help you sell through the competitive festive season. Get your decorating in order The interior of the house sells it more than anything, so it is important to get the basic decorating inside the house right. If you have any garish colours in any rooms, get rid of them…
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What information must a seller legally declare?
Dreaming about moving into your new home only to discover you have noisy neighbours, non-stop traffic whizzing past, or next-to-no wi-fi signal? Here's how to do your research… Whether you are looking for a new home to buy or rent, you’ll want to be sure that it’s a relaxing and enjoyable place…
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What questions should I ask an estate agent when selling my home?
Making sure to ask estate agents the right questions before signing up to their services is vital when you’re selling your home. It will mean you’ll avoid any nasty surprises, such as unexpected fees or lengthy tie-in periods, and give you confidence that you’ll be able to sell as quickly as...
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How to negotiate the best price when buying a property
No matter what we buy, we all want to find the best price and clearly when buying a property this is one of the most important factors. Buying a home is the most expensive purchase you will ever make in your life, not to mention the most important, so it is essential that you find the best value...
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Top 5 causes of delay in the conveyancing process
An accepted offer on a home is cause for celebration. But, in many cases, the journey to completion can be longer than you bargained for. Watch out for these 5 most common delays. 1. Management companies being slow in returning information on leasehold properties If you’re buying a leasehold...
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A guide to selling a property as an executor
If you are named as an executor in someone’s will, you have a lot of duties and responsibilities placed upon you. It will fall to you to gather in and value the assets of the estate, pay off any debts and liabilities, calculate and pay any inheritance tax (IHT) that is due – and distribute the...
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What is the difference between sole agency and multi agency?
Once you’ve decided to sell your home, choosing the right estate agent to help you is a top priority. But one of the big choices you need to make is whether to opt for sole agency, where one firm has the exclusive right to market your home for a fixed period, or multi agency, where you get more...
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Free ways to cut the cost of your energy bills
While investing to go green can work, it may not be possible for everyone immediately. However, there are some habits you can change that will add up to saving both time and energy. Here are the top 11. 1. Switch off the lights One of the most obvious ways to cut your electricity bill is to…
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How to keep your property purchase on track
Buying a home can be a stressful experience – but it doesn't have to be. Here are a few handy tips to make it as smooth-sailing as possible. You need to jump through a few hoops when buying a home and even if both you and the seller are keen to exchange contracts promptly, there can be delays. So...
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9 points to consider when picking a Solicitor
Think you’ve found the solicitor to get you through the trials of the homebuying process? Here are some simple and quick checks you can make before committing. 1. Who exactly will be handling your case? Clarify who’ll be put in charge of your case. And ask whether you will be dealing with just…
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What survey do I need for my new home?
If you're buying a home, you'll want a survey to ensure its bricks and mortar are sturdy and not concealing any nasty defects – but which type should you go for? Buying a new home is a major financial commitment – probably the biggest you’ll ever make. But how can you determine exactly what it is...
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5 differences between buying a property in Scotland and England
Buying and selling homes in Scotland is slightly different to England and Wales. Here are the main differences and how they work in practice. 1. Gazumping is almost unheard of In Scotland, once a seller has agreed an offer price on a property, it is taken off the market. In fact, solicitors in...
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Equity release is it right for you?
With half the nation worried about a lack of money in retirement, we consider whether equity release presents a viable option. With almost half of those set to retire this year worried they’ll run out of money in retirement, it’s no wonder people are looking for more ways to increase their income…
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9 top tips to being a good landlord
This guide will help you be a model landlord – and stay on the right side of the law. There’s an ever-growing labyrinth of dos and don’ts in the private rented sector. So if you’re a landlord – or considering becoming one – it’s important to stay on top of your legal obligations. So to help you…
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The Tenant Fee Act 2019 and what you need to know
The Tenant Fee Act is now in force from the 1st June 2019. The Tenant Fees Act sets out the Government’s approach to banning letting fees for tenants. The key measures of the Act include: Tenancy Deposits must not exceed the equivalent of five weeks' rent (unless the annual rent exceeds £50,000…
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Can I give my property to my children?
Considering gifting a property to your loved ones? Make sure you understand the financial implications first. Before giving a property to your children, make sure you understand the rules, and any costs involved. Otherwise, what could be a wonderful gesture can leave a bitter financial taste.…
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What every landlord should know about Right to Rent
Landlords are currently responsible for vetting their tenant's legal right to rent in the UK under a Government scheme. Here's how it works. Right to Rent, a government scheme which makes landlords responsible for checking their tenant has a legal right to rent in the UK, is ‘in breach of the…
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Rent your spare room tax-free
Got a spare room and in need of a little extra income? Using the Rent a Room scheme to get a lodger could be worth considering. What is Rent a Room? Landlords typically get taxed on income they earn from renting property. But under the Government’s Rent a Room scheme, householders could earn an...
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Tenants beware of growing rental fraud
Prospective tenants are being warned about a fraud scam that cons people into paying an advance fee to rent a property. The National Landlords Association says it’s been contacted by several individuals who have fallen victim to the scam, where fraudsters have used NLA branding and fake letters...
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How to spot investment property with potential
Searching for a home where you can add value, but not sure what exactly to look for? As a buyer looking for a new place to live, you may well be keen to find property with potential – after all, our homes are an investment. But how do you go about doing this? Here’s our guide to spotting...
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Should you sell your property at Auction?
Selling a property at auction could help you shift your home quickly, but that doesn’t mean it’s right for everybody. Should you sell your property at auction, and if you do, will you make more profit than going a more traditional route? These are key questions, but before you consider an auction...
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What credentials should I look for in an estate agent?
Feeling a bit overwhelmed while trying to choose an estate agent to help sell your home? Here we list the key criteria to look out for. When it comes to selling your home, it’s advisable to appoint an estate agent to help value it, create a marketing strategy for your property to get the results...
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New tax year property updates
The new tax year has now kicked in from the 6th of April so here's how it could impact you from a property perspective. 1. Fresh new ISA allowance lands As of today, savers have access to a fresh ISA allowance.Under the terms of the accounts, consumers can save £20,000 into the vehicles each year...
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5 documents your landlord must hand over to you (by law)
Here is the essential list of documents that you should expect as a tenant from your landlord. A copy of the Government’s rental guide This guide sets out all the information you should be given as a tenant, your legal rights and what to expect from the rental process: How to rent: The checklist...
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7 things to consider when buying an investment property
Investing in property has long been considered a smart move and given the demand for rental property in the UK has increased, it is easy to see why people have moved into this market. The change in stamp duty tax, from the 1st of April 2016, has impacted on the way that some people think about…
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What costs to expect when renting a property
If you are renting a home for the first time, lettings agency fees can come as a nasty surprise. Get prepped on what to expect with this short guide In 2016 Autumn Statement, the Chancellor, Philip Hammond announced he would place an outright ban on lettings agent fees charged to tenants. The...
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Novice Landlord? Top tips to get you started
So here we have compiled some top tips aimed at novice landlords that some experienced buy-to-let landlords may also find useful. Letting your property is a big decision, both for you and the tenants that will be living there, so it’s important you understand what being a landlord means. So here...
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Private landlords will be legally required to join a redress scheme
A new Housing Complaints Resolution Service has been announced in January for the entire housing market and for the first time ever, private landlords will be legally required to join a housing redress scheme. Click here to view the MHCLG release: Private landlords including providers of...
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10 Changes landlords need to know about this year
From reduced tax breaks to tougher regulations, in this episode we take a look at the changes that will impact landlords in the year ahead. Landlords have endured a difficult time in recent years with a raft of tax changes and new regulations coming into force. Unfortunately, this trend looks set...
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What can you do to avoid being gazumped?
Having the rug pulled when you have agreed a property purchase is a gut-wrenching and expensive experience, so take the right steps to minimise the risk. Gazumping may be less prevalent right now – with the latest figures showing a fall in this happening but you still need to be prepared. While...
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Top tips for buying land and building your dream home
Are you dreaming of building your own home? Buying land and building a property on it is a dream many people share. But what about the logistics? Buying land and building your own house is uncharted territory for most people. We have seen many people build their dream homes on land that they’ve...
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How to renovate your property on a shoestring budget
Wanting to make a good impression and make your home stand out in the crowd doesn’t have to cost the earth. There are numerous budget-friendly ways that you can use to make your property more appealing to potential buyers and increase your chances of selling for the highest possible price. You…
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Potential changes to the buying and selling process
The Ministry of Housing, Communities and Local Government have been researching with the aid of working group called the Home Buying and Selling Group which is chaired by a research firm and includes solicitors and estate agents. They have been considering ideas for the last 11 months of how to...
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Dealing with noisy neighbours
Noisy neighbours are more than just a nuisance. If you are subjected to constant dog barking, loud music, screaming children (or even adults), and doors banging at all hours of the day and night, it can feel like your neighbours are ruining your life! The brutal truth is that, if you live in an...
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Your moving house checklist
When you’re moving home, there’s so much to think about and organise. To help make the process a little simpler, why not check out our quick checklist of essential reminders. Post: Those final bills, magazine subscriptions or the store card vouchers you’ve been saving up may still be addressed to...
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Understanding the tenant referencing process
When you’re looking to rent a new property, there are some checks it’s important for you to understand so you can make sure you hit the criteria before you start your search. If you’re renting through an estate/letting agent then their lettings administration team will be handling and processing...
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10 Tips to buying your perfect property
When it comes to buying a home, this is probably the most expensive purchase you’re ever going to make, so you definitely shouldn’t rush it or go into it half-heartedly. To help you, we’ve put together a list of our top 10 tips to help you find your perfect home! 1. Work out where you want to buy...
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10 ways to improve your credit score
When buying a house it’s vital your credit score is at a certain level, otherwise your mortgage could be declined. If you wait until you come to get a mortgage, it’s impossible to make quick changes to improve it. That's why it’s important that in the year leading up to purchasing a property or...
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How to move with kids
Moving home is a hard job on its own; factor in moving with pets or children and it becomes a whole new level of planning and energy. From pre-planning to settling in, see if some of these ideas could make your home move a little easier. Before the move, talk to the children about why you are...
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David interviews Julie White – Property Tax Expert – SDLT have you overpaid?
In this episode we are delighted to Welcome Julie White from Cornerstone Tax to the Podcast Julie is a Chartered Accountant who has specialised in Tax for the last 30 years and specifically Property Tax since 1999. She has worked in a number of large accountancy firms from Pannell Kerr Forster in...
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Essential questions to ask on a viewing
When you’re looking for a new home, whether you’re buying or renting, getting swept up in the excitement of possibly finding your next happy home can mean you don’t ask all the sensible questions that you wanted to. To save you the job of having to dampen your excitement, here are some questions...
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5 ways to make your home more luxurious
Adding a touch of luxury to a room through carefully-placed accessories, colours and fabrics can instantly give it a show home worthy look and feel, often for a minimal budget. So to help you get that Luxury look I’ll talk you through five quick and simple ways to transform your interior into a...
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Methods of selling a property. Which one is best for you?
There are several different methods of selling a property which we have outlined below along with a few reasons why each method is typically used. If you’re thinking of selling then each of these methods should be assessed as to which one meets your goals and objectives best. The methods most...
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Property buying tips for a smooth purchase
Buying a property can be a stressful experience – but it doesn't have to be. Here are a few handy tips to make it as smooth-sailing as possible. You need to jump through several hoops when buying a home. And even if both you and the seller are keen to exchange contracts promptly, the process can...
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Revealed – What buyers should have checked on a viewing but didn’t
A new survey claims to have found the five issues that prospective buyers wish they had checked out ahead of purchase but failed to do. Most of these could or should have been done on a viewing, they admit. A survey of 1,000 buyers conducted for interior firm Terrys Fabrics shows that only 35 per...
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Want to invest in property? FREE Course!
We have an incredible gift for all our listeners who might be interested in Property Investment. Whether you are totally new to property investment or an experienced investor we hope this gift will help inspire you and educate you as to just what is achievable through property investment. Through...
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Deregulation Act Update – October 2018
The Deregulation Act 2015 came into force on 1 October 2015 affecting both landlords and tenants regarding deposits, retaliatory evictions and section 21 notices. Three years on and 1 October 2018 is an important date in the implementation of the full changes brought in by the Deregulation Act...
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Thinking of downsizing?
The thought of downsizing can be a little emotional and overwhelming, especially if you have lived in a property for many years. Attempting to sort through and, in some cases, throw out, your belongings can seem like an endless task. However, with some planning and consideration about what you...
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More moving day essential tips
Moving house is one of the most stressful things you will ever have to do and with so much going on, it can be easy to forget something essential. As soon as you get the date for your move and the time for the exchanging of keys you can start to get organised. Take some time to make a list of…
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Tax considerations for Landlords
What are the main tax considerations for Landlords? The Government has hit landlords hard over the past 12 months with changes to the tax they pay and can claim back. Here we outline the tax rules which landlords need to consider. Stamp Duty Land Tax (SDLT) As of 1 April 2016, anyone in England,...
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ABOUT THIS SHOW
Ask the Estate Agent - News, views, tips and interviews to help you negotiate the property market from industry experts. Your on demand source of property market knowledge and information.
Hosted on Acast. See acast.com/privacy for more information.
HOSTED BY
David Thomas
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