Skip to content
Banking on Air podcast artwork

PODCAST · business

Banking on Air

by Vacuumlabs

‘Banking on Air’ is the official Vacuumlabs podcast hosted by Helene Panzarino and Marcel Klimo covering the challenges, opportunities, perspectives and opinions that matter to fintech community, In this podcast, we are looking under the hood of the changing face of technology, digital banking, payments, while sharing the expertise in creating solutions for the digital journey for incumbents, community banks, and fintechs.

Publisher-supplied feed metadata · PodParley refreshed Apr 15, 2026 · Source feed

Episodes

  1. #39 Squeeze more from your money with Harsh Chhatrapati (GALGAL)

    Vacuumlabs has partnered with Galgal, an Indian startup, to develop a modern money management app that aims at helping Indian youth to better monitor and save their money. The co-founder and CEO of Galgal, Harsh Chhatrapati talks in detail about the journey that he embarked on in 2017 and how...

  2. #38 Fintech trends with Marcel Klimo (Vacuumlabs)

    What are the top fintech trends according to our podcast moderator, Marcel Klimo? It is definitely personal identity, embedded finance & privacy! What is so interesting about these topics and what clients did we work with? Check our latest episode to learn more!

  3. #37 Simplifying banking with Maurice Iwunze & Gregoire Lecomte (SympliFi)

    Underbanked communities in countries such as Nigeria daily suffer from limited access to internet banking, high transaction fees and obstacles to get support from their family members that work all around the globe. Based on the personal experience, SympliFi found a very smart solution how to…

    more
  4. #36 Open banking with Simon Lyons (Open Banking)

    Simon Lyons, Head of Ecosystem Engagement at the Open Banking Implementation Entity (OBIE) recently sat down with us to talk about the revolution occurring right now in banking!

  5. #35 Embedded finance with Nick Heller (tomato pay) and Kevin Sefton (untied)

    Fintech has a new target in its sights: routine business admin. Many businesses continue to spend significant amounts of time on recurring tasks that, until now, have required interactions with financial institutions. We sat down with Nick Heller, CEO of tomato pay, and Kevin Sefton, co-founder…

    more
  6. #34 Decentralised finance & NFTs with David Stancel (Fumbi)

    The third episode of our crypto series with David Stancel, our cryptocurrency expert and CTO at Fumbi, is here! The first episode focused on basic crypto terms & explanation of how it works; the second episode was about Ethereum and smart contracts. The third episode - as always, moderated by our...

  7. #33 Ethereum & smart contracts with David Stancel (Fumbi)

    Or why smart contracts aren’t so smart! After a basic introduction to the crypto world and an explanation of its most-used terms, we are here again for a second crypto episode! David Stancel, our cryptocurrency expert here at Vacuumlabs, and CTO at Fumbi, returned to join Banking on Air host…

    more
  8. #32 Yoroi and future of blockchain with Vicente Almonacid (EMURGO)

    From a passion project to a secure crypto wallet with 170k+ downloads! Yoroi light wallet is a result of the cooperation between EMURGO and Vacuumlabs, and we are really proud of the product. But what is Yoroi exactly? And what does it mean to work on blockchain projects like this? And what is…

    more
  9. #31 How to build a digital bank in 18 months with Deniz Güven (Mox)

    Would you believe it's possible to release a digital bank within 18 months? Hard to imagine, right? Well, Mox in Hong Kong managed to do it. What is more, they did it mostly from home because of the pandemic! Our podcast host, Marcel Klimo, had a pleasure to welcome Deniz Güven, CEO of Mox, in…

    more
  10. #30 Blockchain in everyday life with Nicolas Arqueros (EMURGO)

    Is blockchain technology only for technology-savvy people? Or can it be applied to everyday life? And if so, how? In our latest Banking on Air episode, Marcel Klimo had a chance to talk to Nicolas Arqueros from EMURGO, a core solutions provider to the Cardano ecosystem. As Nicolas knows this…

    more
  11. #29 Introduction to crypto with David Stancel (Fumbi)

    Crypto and blockchain - how many people really know what these terms truly mean? We decided to bring experts together to shed some light on these topics in a series of crypto-related episodes. Listen in as host Helene Panzarino is joined by David Stencel — cryptocurrency expert and CTO at Fumbi —...

  12. #28 True digital transformation with Travers Clarke-Walker (Thought Machine)

    What does true digital transformation mean for banks? For an organization as complex as a bank, there is a lot to consider: picking the right technology stack, making the migration to the cloud, picking the right technical partners, and so much more. Most banks jump in without even fully grasping...

  13. #27 Art in digital banking with Mark Warrick (Cauldron)

    Will digital banking move towards all-encompassing apps or will the future see more personalized niche product offerings? Can fintechs learn from the huge gaming industry and harness creative design and gamification to provide a potent hook for customers, building in high-level entertainment…

    more
  14. #26 Leveraging opportunities within banks with Nikolai Hack (Nucoro)

    High Street banks have strong long-term relationships with an enormous breadth of individual customers, but how can banks cost-effectively transform that relationship capital to boost their bottom line? Listen in, as host Helene Panzarino is joined by our guest Nicolai Hack, Head of Strategy &...

  15. #25 SMB acceleration in the US with Anthony Strike (SteadiPay)

    What’s the best way to now effectively offer digital services to the US SMB market to deliver the banking tools to really help them grow their businesses? Being underbanked is something we’d more readily associate with developing nations rather than the US, yet underbanking is prevalent in the...

  16. #24 Launching a new bank with Jeremy Takle (Pennyworth)

    Is it easier to set up and grow a new bank within a major financial institution, or is it better to be unencumbered and create a neobank free of those ties? You might well think that large established banks offer a welcoming space for neobanks, providing appropriate expertise and essential...

  17. #23 Payment processing with Joanne Dewar (GPS)

    Processing digital payments is a complex operation: it only takes a few seconds yet there’s some powerful technology involved. How does it all work? Our latest podcast episode with Joanne Dewar, CEO of Global Processing Services (GPS), takes us ‘behind the scenes’ for a look into the world of...

  18. #22 Value of data with Colin Payne (Capgemini)

    Do banks know how to maximize value from their clients’ data and at the same time make a positive difference to the customer experience? There’s certainly no shortage of data: Where customers shop, where they travel, their hobbies, even their favorite foods. By transforming insights from this…

    more
  19. #21 Digital transformation with Martin McCann (Trade Ledger)

    Digital transformation is now integral to the banking industry and no incumbent can simply afford to ignore this. Yet delivering digital services takes a lot more effective planning and specialist expertise than appears at first sight. Download our podcast with Martin McCann, CEO and Co-Founder…

    more
  20. #20 Islamic finance with Syed Musheer Ahmed (FinStep Asia)

    What does the concept ‘Islamic finance’ say to you? Is it solely pegged to a religion from the Arab world? In this episode, we want to shed some light on this fascinating topic, cut through some of the misconceptions, and tell you more about how this well-established, yet very different, banking...

  21. #19 Deal-breakers for banks with Donald Hawkins (Boulevard)

    Why are neobanks born, and what is the key for success in the banking industry? The answers are twofold: fulfilling specific community needs, and focusing on a relationship with customers. Without those, their position on the market is endangered. Listen to our second podcast installment hosted…

    more
  22. #18 Fintech and innovation with Nektarios Liolios (The Future Farm)

    Fintech and innovation go hand in hand. But how do big financial institutions respond to the need to innovate? Do they get this right? Frustratingly, the answer is often “no.” Listen to our first podcast installment hosted by Helene Panzarino. Helene is in business conversation with Nektarios...

  23. #17 Responsible banking with Mathias Wikstrom and Johan Pihl (Doconomy)

    Solving environmental issues with Doconomy financial service tools? Yes! Listen to this episode where Mathias Wikstrom (CEO) and Johan Pihl (Founder and Head of Innovation) at Doconomy discuss how they brought to market a credit card that enables its users to behave more sustainably. Finding an...

  24. #16 Banking on Air introduction w/ Helene Panzarino & Marcel Klimo

    Banking on Air is here! A new podcast concept, brought to you by Helene Panzarino & Marcel Klimo from Vacuumlabs, is covering the challenges, opportunities, perspectives and opinions that matter to you and to our community. We’re making this series so we can share our experience and expertise in...

  25. #15 Identity verification with Peter Murray (W2 Global Data)

    On this episode of Banking in Air, we talk with Peter Murray from W2 about changing needs of identity verification and anti-money laundering across the world, so that you can understand who your customers are across the world. Here is a quick rundown of the episode: 0:19 What is KYC, AML and ID&V...

  26. #14 Acceptance of payments with Dr. Jaijit Bhattacharya (ZUP SoftPOS)

    In this episode of Banking in Air, we talk with Jaijit Bhattacharya from Zerone Microsystem about the Indian payment card market and how his mobile POS is empowering millions of merchants to now accepts payments in a country, which nearly doubled the total number of cards in just a few months.…

    more
  27. #13 Biometric payment cards with Angela Davies (Thames Technology)

    In this episode of Banking in Air, we talk with Angela Davies from Thames Technology about issuing cards and how biometric cards are the next generation of secure payment perfectly suited for the current world Here is a quick rundown of the episode: 1:21 Introduction of Thames Tech 1:05 How does...

  28. #12 Challenger banking in Australia with Dom Pym (Up Bank)

    In this episode, we interview Dom Pym, co-founder of Up Bank about the open banking landscape in Australia, the launch of their banking API and how their focus on being a contrarian technology company has helped them bring features to market in record speed to become Australia’s first next-gen...

  29. #11 Fintech Vietnam with Brano Vargic (Home Credit Vietnam)

    In this episode, Brano Vargic talks with Marcel about the fintech scene in Southeast Asia, hypergrowth of the local market and gives tips on how to get started in the region as a company coming in from Europe or the Americas. Brano is currently the COO of Home Credit Vietnam, a quick loan,...

  30. #10 Cloud banking with Paul Taylor (Thought Machine)

    In this episode, we speak about the cloud, banking, and complexity of the system. Switching his career from speech to banking, Paul reveals his insights on establishing a successful company and challenges that need to be overcome. Here is a rundown of the episode, if you want to jump ahead: 01:00...

  31. #09 Buy now, pay later with Michal Smida (Twisto)

    In this episode, we talked about Buy now, pay later service which has a big potential in CEE region. Also, Michal shared history and challenges of Twisto as well as his predictions for future. Here is a rundown of the episode, if you want to jump ahead: 0:45 what is Twisto 4:00 How are they...

  32. #08 Hungarian banking opening with Monika Nemeth (Fintech Zone)

    In this episode of Banking in Air, we speak with Monika Nemeth about her transition from the telco sector into finance and payments. The fintech and banking sector is going through a massive opening and renaissance due to open banking regulation like PSD2 and instant payment schemes. This is…

    more
  33. #07 Investing and banking with Sheel Mohnot (Better Tomorrow Ventures)

    Sheel is co-founder of Better Tomorrow, a seed stage VC firm investing in Fintech companies globally. His own startup experience includes 2 successful FinTech exits – a payments company and a high-stakes auction company, and he is GP of the 500 Fintech fund. He formerly worked as a financial...

  34. #06 Startups in the fintech industry with Mary Alcantara (MKB Fintechlab)

    Mary Alcantara is the Deputy Managing Director of MKB Fintechlab, Hungary's first fintech innovation lab and design competence center owned by MKB Bank. At Fintechlab, Mary leads the innovation team, brokers bank partnerships with startups and scaleups, and coordinates events and educational...

  35. #05 Know your customer with Balazs Vinnai (W.UP)

    Balazs Vinnai is a serial entrepreneur, investor and mentor for growth stage companies.He is currently the president of W.UP, which helps banks unleash the power of real-time data to understand and serve their customers better. In this episode, we speak about how he got started in the industry…

    more
  36. #04 Embedded payments with Brad van Leeuwen (Cledara)

    Brad van Leeuwen is the COO and co-founder of Cledara. He enjoys creating things that make the world better. His personal mission is to try to understand things from first principles and move from there. Cledara's mission is to make SaaS scalable for the companies and people that use it. Cledara...

  37. #03 Future of payments with Nick Kerigan (Barclaycard)

    Nick Kerigan is a Fintech and Payments industry veteran, most recently at the role Managing Director - Future Payments at Barclaycard. His team has been responsible for designing and developing innovations such as the award-winning Grab+Go and Dine & Dash.. In this episode we talk about the UK...

  38. #02 Building up business with Cristina Villa (Cledara)

    On this episode of Banking in Air, we speak to Cristina Vila, the founder of Cledara. Cristina founded her company after seeing how painful managing software-as-a-service subscriptions was for other founders and their CFOs. Cledara empowers companies to manage all their subscriptions in one…

    more
  39. #01 Challenges of fintech startups with Ivan Muck (ff.next)

    On the first episode of Inside the Vacuum, we speak to Ivan Muck, the co-founder and CEO of Family Finances. Growing up in a family of musicians, he dreamed of becoming a professional drummer and ended up helping banks and fintechs understand the needs of millennials and teenagers. Ivan speaks...

Type above to search every episode's transcript for a word or phrase. Matches are scoped to this podcast.

Searching…

We're indexing this podcast's transcripts for the first time — this can take a minute or two. We'll show results as soon as they're ready.

No matches for "" in this podcast's transcripts.

Showing of matches

No topics indexed yet for this podcast.

Loading reviews...

ABOUT THIS SHOW

‘Banking on Air’ is the official Vacuumlabs podcast hosted by Helene Panzarino and Marcel Klimo covering the challenges, opportunities, perspectives and opinions that matter to fintech community, In this podcast, we are looking under the hood of the changing face of technology, digital banking, payments, while sharing the expertise in creating solutions for the digital journey for incumbents, community banks, and fintechs.

HOSTED BY

Vacuumlabs

CATEGORIES

Frequently Asked Questions

How many episodes does Banking on Air have?

Banking on Air currently has 39 episodes available on PodParley. New episodes are automatically indexed when they're published to the podcast feed.

What is Banking on Air about?

‘Banking on Air’ is the official Vacuumlabs podcast hosted by Helene Panzarino and Marcel Klimo covering the challenges, opportunities, perspectives and opinions that matter to fintech community, In this podcast, we are looking under the hood of the changing face of technology, digital banking,...

How often does Banking on Air release new episodes?

Banking on Air has 39 episodes. Check the episode list to see recent publication dates and frequency.

Where can I listen to Banking on Air?

You can listen to Banking on Air on PodParley by clicking any episode. We provide an embedded audio player for direct listening, and you can also subscribe via your preferred podcast app using the RSS feed.

Who hosts Banking on Air?

Banking on Air is created and hosted by Vacuumlabs.
URL copied to clipboard!