PODCAST · business
BankTalk Podcast
by Charlie Kelly
Welcome to BankTalk Podcast, the show where we talk to leaders and experts from the community banking sector. Whether you are a current CEO or aspire to be one, this podcast will give you valuable insights and advice on how to run your financial institution better. Each episode features a different topic and a guest who shares their experience and knowledge with us. Tune in and learn something new with BankTalk Podcast.
Episodes
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How Hotels are Developed and Financed? | BankTalk Episode 158
Join Ben Kinseth VP of Development/Finance at Kinseth Hospitality as we discuss the hotel and hospitality industry. We explore how individual hotels are planned, financed, developed, and managed, as well as the complexities of distressed hotel properties and the broader trends impacting the...
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What Millennials Need from Their FIs | BankTalk Episode 157
Millennials are navigating student debt, rising housing costs, entrepreneurship, and family life, all while approaching the largest wealth transfer in history. In this episode of BankTalk, Jordan Kelly sits down with Sumeet Grover, EVP and Chief Strategic Growth & Digital Officer at UFCU, to...
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New Data: Betting Boom May Cause Deposit Challenges for FI's | BankTalk Episode 156
Sports betting and prediction markets are growing rapidly, particularly among younger consumers. In this episode of BankTalk, Sean Cunningham speaks with Stephen Arnold of Filene and Mitch Rutledge of Vertice AI about new research based on millions of anonymized member records and billions of...
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What Does Your Treasury Manager Do For Your Bank? | BankTalk Episode 155
Join Jarryd Briggs from Reativ as he explores the roles and responsibilities of Treasury Management and the Asset Liability Committee (ALCO) within your financial institution. We'll take a look at a day in the life of the Treasury Department, covering cash management, interest rate risk…
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Are Bank Branches Dead? | BankTalk Episode 154
Brian Flemming, President and Principal at Solidus, joins BankTalk to separate fact from fiction. As digital banking continues to evolve, many question the future of the physical branch. Brian shares his expert perspective on how branches are adapting, what the modern branch experience looks…
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QuickBooks Took My Money. Is This Fraud? | BankTalk Bonus Episode 153
This week's bonus episode dives into a timely payments story that highlights the challenges businesses can face when things go wrong in today's digital payment ecosystem. Join Charlie Kelly, Partner at Remedy Consulting and frequent host of BankTalk, as he shares a bizarre but true story…
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The Innovation Imperative: How Community Banks Can Stay Competitive | BankTalk Episode 152
Innovation is no longer a future goal—it's a necessity for survival and growth. Justin Dunmyer of ICBA joins us to discuss the strategies community banks need to embrace continuous innovation, prioritize initiatives with the greatest impact, foster a culture of change, and deliver measurable...
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Banking on Solar: Financing Renewable Energy Projects | BankTalk Episode 151
Solar lending may sound complex, but at its core it's all about understanding cash flow, risk, and project execution. In this episode, Jillian Wagner of North Easton Savings Bank breaks down how commercial solar projects are financed, what makes a deal bankable, and where lenders need to be...
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How Core Providers Are Bringing AI to Community Financial Institutions | BankTalk Episode 150
Artificial Intelligence is everywhere—but what does it actually mean for community financial institutions? In this episode, Keith Fulton, Chief Data Officer at Jack Henry, joins BankTalk to explore how core providers are leveraging AI to help community financial institutions improve operations,...
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From Powell to Warsh: What the Fed's Leadership Change Means for Banks | BankTalk Episode 149
Dan Hartman, Of Counsel at Nutter, joins us to discuss the implications of Kevin Warsh's appointment as Federal Reserve Chair on May 22, succeeding Jerome Powell. We explore what Powell's next move could be, why his continued presence in the financial landscape matters, and how Warsh may reshape...
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The Growth of Asset-Based Lending and What It Means for Banks | BankTalk Episode 148
Asset-based lending is booming—but one key challenge remains: can you actually trust the value of your collateral? In this episode, Charlie sits down with Thomas Galbraith, CEO of Barkr, to explore why asset valuations have historically been inconsistent, how private credit stepped in as banks...
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Breaking the Stigma: How Credit Unions Are Navigating Cannabis Banking | BankTalk Episode 147
Cannabis banking is complex, highly regulated, and full of opportunity. In this episode, Kristin Stowe of Credit Union 1 shares what it really takes to serve this underserved industry—from compliance and operational challenges to pricing and long-term strategy. We cover key differences from...
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Supercharged Growth: What the FDIC Report Reveals About Bank Lending to NDFIs | BankTalk Episode 146
Joe Bergquist of The Banker Next Door joins us to unpack the FDIC’s recent report on bank lending to non‑depository financial institutions (NDFIs). Joe walks through the supercharged growth within the NDFI space, highlighting what’s driving expansion and where banks are placing their bets. We…
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Behind the Software: Private Equity, Open Banking, and What Comes Next | BankTalk Episode 145
Lori Wilson of Remedy Consulting joins BankTalk to break down key trends reshaping the software ecosystem for community financial institutions. In this episode, we explore the growing influence of private equity ownership across banking software providers and consulting firms—and what that means...
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Balance Sheets Under Pressure: Rates, Risk Appetite, and What Comes Next | BankTalk Episode 144
In a market defined by uncertainty, standing still on the balance sheet may be the biggest risk of all. Zach Zoia of Darling Consulting Group—and co‑host of the On the Balance Sheet podcast—joins us to unpack how financial institutions should be thinking about rate risk, balance sheet strategy…
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What We Learned Choosing a Next‑Gen Core | BankTalk Episode 143
In 2021, PeoplesBank transitioned its core banking system to Nymbus, after the transition of its digital bank Zynlo, the previous year. Aleda DeMaria EVP, COO of Peoples Bank spearheaded the integration of a new modern core, and she joins us to reflect on a strategic partnership with Nymbus. Is...
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Mergers and Acquisitions – Preparing to be a Buyer | BankTalk Episode 142
So, you’re thinking about entering the M&A arena as a buyer? Join Kenny Haglund and Beau Hurtig from Ballard Spahr, LLP, as they walk through a practical checklist of considerations every prospective community bank buyer should evaluate to ensure a smooth acquisition process. Send us Fan Mail...
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Stablecoin Basics | BankTalk Episode 141
Stablecoin — is it a threat or an opportunity for community bankers? Since the passing of the GENIUS Act, the debate over how stablecoin issuers should be regulated has continued to grow. Join Robert Zondag, Partner at Wipfli Advisory, as we discuss stablecoins, the evolving regulatory landscape,...
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Open Banking, Rule 1033, and the Risk of Being a ‘Fast Follower’ FI | BankTalk Episode 140
We are in a data cold war that is beginning to warm up. Today, community banks only hold 20%-25% of their customers’ total financial data, due to the financial fragmentation of average Americans. With this massive data deficit on customers, bankers are realizing the need to switch from defense to...
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Loyalty Card Programs Increase More than Share of Wallet | BankTalk Episode 139
Join the discussion with Beth McCoy, CEO of CORA Loyalty, on CORA Group’s recent survey of over 2,000 adults that found the top factor influencing which credit card Americans choose is Loyalty and rewards programs (50%). Rewards won out ahead of convenience (38%), credit limit (36%), fees (32%),...
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Things to Consider for 2026 | BankTalk Episode 138
Join us for a discussion with Adam Gregg, CEO of the Iowa Bankers Association as we explore the positive impacts brought about by the Trump Administration and how those policies are impacting bankers. Adam also unpacks the areas he believes will most influence bank leaders as they look ahead to...
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EU vs US Banking Strategies | BankTalk Episode 137
We sat down with Martyn Wallen, Executive Director & Co-Founder, and Gino Brenzini, Executive Director & COO of Quantum Six. Their team helps banks, credit unions, and fintech’s modernize core systems and maximize technology investments through ecosystem strategies—driving agility and long-term...
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CD Valets & Relationships with Savvy Savers | BankTalk Episode 136
John Blizzard, CEO and President of Seattle Bank and founder of CD Valet discusses what banks should consider ahead of potential rate cuts, why CDs bad rap as 'hot money' is undeserved, and how digital marketing and pricing strategies can level the playing field. Send us Fan Mail Presented by...
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What You Should Know About Deposits and Capital Markets | BankTalk Episode 135
Scott Hildenbrand, Managing Director at Piper Sandler joins us as we review discussions bank boards should be having as they enter budget and strategic planning season. We discuss raising capital and taking balance sheet losses as strategic moves to improve future earnings. Send us Fan Mail...
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Implications of the Big Beautiful Bill | BankTalk Episode 134
John Doherty, Principal at Wolf and Company discusses the implications of the Big, Beautiful Bill that was signed on July 4th for bankers and their commercial and retail customers. We spend some time in this episode discussing President Trump’s Executive Order to open defined contribution...
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'Selling Trust' with Northfield Savings | BankTalk Episode 133
In today’s episode we talk with the new CEO of Northfield Savings Bank in Vermont, Joe Bator. We discussed various sales strategies, including what works well for his institution and any crossover insights from other industries. Joe’s background is a unique blend of experience at both large...
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Understand the Cost of the Digital Wallet | BankTalk Episode 132
Join our discussion with Keith Riddle, General Manager of Payfinia, about Digital Wallets and the important costs and considerations. Are digital wallets a threat to interchange revenue? What are the pros and cons of an FI-supplied digital wallet vs. pushing customers to Apple Pay? What are the...
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The State of Consumer Debt Creates Lending Opportunities | BankTalk Episode 131
We sat down with Matt Potere, CEO of Happy Money, to discuss the staggering $17.5 trillion of consumer debt in the US, and Happy Money’s recent Credit Check-In study which analyzed consumer financial stress. The high percentage of consumer credit card debt creates an opportunity for FIs to...
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Peter Stenehjem on Leadership, Legacy, and FIBT's Future | BankTalk Episode 130
Peter Stenehjem joins BankTalk to share First International Bank and Trust’s history and explain his experience as the 4th generation leader of the bank. Peter touches upon the family discussions for his path to CEO, FIBT’s concentration in the mineral industry and how they’ve built their Kotapay...
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The Best AI in Banking Starts with a Use Case | BankTalk Episode 129
Join us as we sit down with Tom Knapp of Freshriver.AI and discuss how to make AI usable for community banks and credit unions. Tom explains the technical side of AI briefly, then explains for the non-technical user some use cases for where and how AI might be beneficial. Send us Fan Mail…
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Financial Literacy – Growing Popularity of Financial Education | BankTalk Episode 128
Brennan Summers joins BankTalk to share how Stukent is improving financial literacy within the US. Through partnerships with local FI’s, the simulations create exposure to real life scenarios and career paths, within schools and their communities. Send us Fan Mail Presented by Remedy Consulting…
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Commercial Real Estate Update | BankTalk Episode 127
We sat down with Patrick Sentner, EVP at Colliers and past President of the Society of industrial and Office Realtors, to discuss the state of office property and office vacancies. We also spend some time discussing how real estate financing aligns with tenant leasing terms. Send us Fan Mail...
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Do We Need An NCUA Board & Should CUs Be Tax-Exempt? | BankTalk Episode 126
We sat down with Elizabeth Eurgubian, former NCUA Board Member, to explore the current state of the National Credit Union Administration and what it means for the financial services industry. The NCUA is structured to operate with a bipartisan, three-member board--with members appointed by the...
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Top 5 Fraud Schemes of 2025 | BankTalk Episode 125
Join Jon Waldman, President and Co-Founder of SBS Cybersecurity (website), as we discuss how fraudsters are evolving with ever-more creative ways of scamming businesses and account holders. We touch on some interesting statistics on which age groups are being targeted, and the losses from...
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A Discussion on Virtual and Brick & Mortar Branches | BankTalk Episode 124
Join us as we discuss how Michael Crowl, CEO of University Federal Credit Union, envisions growing virtually and via brick-and-mortar branches. Through use of client data, UFCU makes better investment decisions on where and when to expand to new markets. Send us Fan Mail Presented by Remedy...
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Why Mutuals Matter | BankTalk Episode 123
Join us in this episode as we discover the advantages of a shared services model, what happens in an affiliation between mutual banks, and how specific items such as technology contracts are negotiated. Jason Hicks, New Hampshire Mutual Bancorp CFO takes us through these topics from his…
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Bank CEO Leadership Study | BankTalk Episode 122
Join Kevin Pernick, President and CEO of Bank Plus, as we discuss an informational survey done on bank leadership. Amongst other things, the results show a correlation between leadership styles, organizational trust, and bank financial results. Send us Fan Mail Presented by Remedy Consulting For...
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First Fidelity Bank’s Success with HSA Strategy | BankTalk Episode 121
Join us in this episode as we explore how First Fidelity Bank (FFB) is transforming its deposit growth strategy by leveraging a new digital platform. Facing competition from regional banks, neobanks, digital banks, and third-party fintechs, FFB has adopted a digital-first approach to attract new...
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Insights into Graduate School of Banking | BankTalk Episode 120
Join Jason Mork, Director at Piper Sandler, as we delve into the world of the Graduate School of Banking (GSB). With experience as both a student and faculty member at various GSB institutions, Jason offers a unique perspective on the benefits and opportunities these programs provide. Discover…
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Everything you need to know about SERPS | BankTalk Episode 119
Join Rick Boothby of Acumen Financial as we discuss Supplemental Executive Retirement Benefits. Join us as we discuss using SERPS to hire and retain your high-value employees, as well as some of the pushback you may get from your internal teams as you implement or modify your SERP program. If you...
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The ABA Core Committee and 2024 Survey Results | BankTalk Episode 118
Debbie Whiteside of the ABA and Trey Maust, Chairman of ABA’s Core Platforms, join us to discuss the ABA Core Committee's position and their 2024 Core Platforms Survey Results. With over 70% of banks submitting feedback to the group, we discuss trends and themes that stood out while looking ahead...
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Growing Better Commercial Lenders | BankTalk Episode 117
Join Jack Kasel from Anthony Cole Training Group as we explore effective strategies to analyze and enhance your commercial lending team. We delve into diagnostic tools, peer reviews, and the essential training required by your senior managers to drive improved results. This episode is a…
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Banking as a Service (BaaS) to fintech firms with Helix | BankTalk Episode 116
Join Ahon Sarkar, General Manager of Helix by Q2, as we explore the transformative world of Banking as a Service (BaaS) for financial institutions and fintech firms. Ahon, an expert in embedded finance products, shares his insights on the latest trends in virtual banking. Discover strategies to...
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Impact of CRMs on Bank and Loan Growth | BankTalk Episode 115
Join Robin Early and Jeremy Solsaa from Wipfli as we talk about Customer Relationship Management (CRM) systems and best practices for using your customer data in actionable ways. We discuss the impact of CRMs on bank and loan growth, the importance beyond sales and lending, and the future of...
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Some Things You Should Know About Next Generation Core Systems | BankTalk Episode 114
Next Generation core banking systems are going to change the way that community bankers think about open banking. Are the promises made by “next generation” core systems, which intend to replace the legacy core offerings by the Big Three providers (Fiserv, FIS and Jack Henry), coming to fruition?...
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Small Business Lending: Understanding the Landscape | BankTalk Podcast 113
Join Alex McLeod, Founder and CEO of Parlay Finance, to discuss Small Business lending. As a thought leader in the space, we wanted to get Alex in here to discuss SBA programs, challenges from both the business and banking sides, and the benefits of a tech stack that supports SMB lending. Send us...
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Community Bank M&A Outlook? | BankTalk Episode 112
Join Kip Weissman from Luse Gorman as we discuss what happened in community bank acquisitions in 2024, and the outlook for M&A activity in 2025. We discuss major headwinds and tailwinds that may affect bank buyers and sellers in the near future. Send us Fan Mail Presented by Remedy Consulting For...
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How will the US Elections Affect your Liquidity and Investment Strategy? | BankTalk Episode 111
Join Scott Hildenbrand from Piper Sandler as we discuss the recent Fed moves, the yield curve, unrealized losses, and the US elections and strategies that banks and credit unions are making to improve their investment portfolios. Send us Fan Mail Presented by Remedy Consulting For more…
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Banking on Trust: Why a Good Banker is Essential | BankTalk Episode 110
Join Jesse Schwamb, VP of Financial Planning and Analysis, at Members 1st Federal Credit Union as we discuss the growth from $1B to almost $8B in a short time and some of the successes and challenges that came with it. Jesse talks about their approach using data, dedicated service levels, and a...
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Banking as a Service and the Collapse of Synapse | BankTalk Episode 109
Join Chris Davis, SVP at River Bank as we discuss BaaS and the implications of the Synapse, a program manager middleman in the Banking as a Service space. If you have considered hosting fintech relationships at your financial institution this is a very informative episode. Send us Fan Mail...
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ABOUT THIS SHOW
Welcome to BankTalk Podcast, the show where we talk to leaders and experts from the community banking sector. Whether you are a current CEO or aspire to be one, this podcast will give you valuable insights and advice on how to run your financial institution better. Each episode features a different topic and a guest who shares their experience and knowledge with us. Tune in and learn something new with BankTalk Podcast.
HOSTED BY
Charlie Kelly
CATEGORIES
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Frequently Asked Questions
How many episodes does BankTalk Podcast have?
BankTalk Podcast currently has 157 episodes available on PodParley. New episodes are automatically indexed when they're published to the podcast feed.
What is BankTalk Podcast about?
Welcome to BankTalk Podcast, the show where we talk to leaders and experts from the community banking sector. Whether you are a current CEO or aspire to be one, this podcast will give you valuable insights and advice on how to run your financial institution better. Each episode features a different...
How often does BankTalk Podcast release new episodes?
BankTalk Podcast publishes regularly with 157 episodes available. Check the episode list for the typical release schedule.
Where can I listen to BankTalk Podcast?
You can listen to BankTalk Podcast on PodParley by clicking any episode. We provide an embedded audio player for direct listening, and you can also subscribe via your preferred podcast app using the RSS feed.
Who hosts BankTalk Podcast?
BankTalk Podcast is created and hosted by Charlie Kelly.
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